First Community Bank of Central Alabama

Headquarters: Wetumpka, Alabama
Charter: Bank
Assets: $694.3M
Fed district: Atlanta

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Interest Checking
First Community Bank of Central Alabama: $8
First Community Bank of Central Alabama: $8
U.S. median: no median
Overdraft (OD)
First Community Bank of Central Alabama: $30
First Community Bank of Central Alabama: $30
U.S. median: no median
NSF / Returned Item
First Community Bank of Central Alabama: $33
First Community Bank of Central Alabama: $33
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Community Bank of Central Alabama’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$8
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Authorized Overdraft Privilege$30
per item
Non-sufficient Funds (NSF)$33
per item

ATM & Card

Reissue Debit Card/ATM Card$5
per item

Wire Transfers

Wire Transfer - Domestic Outgoing$20
per item
Wire Transfer - Domestic Incoming$5
per item
Wire Transfer - Foreign Outgoing$75
per item
Wire Transfer - Foreign Incoming$25
per item

Check Services

Official Checks$7
per item
Stop Payment$30
per item
Check Cashing: Non-Customers$10
per item
Collection Items$25
per item

Account Services

Safe Deposit Box 10x10$100
per year
Safe Deposit Box 3x10$40
per year
Safe Deposit Box 3x5$25
per year
Safe Deposit Box 5x10$65
per year
Safe Deposit Box 5x5$35
per year

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$8	Not stated	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Authorized Overdraft Privilege	$30	per item	None
Non-sufficient Funds (NSF)	$33	per item	None
ATM & Card
Reissue Debit Card/ATM Card	$5	per item	None
Wire Transfers
Wire Transfer - Domestic Outgoing	$20	per item	None
Wire Transfer - Domestic Incoming	$5	per item	None
Wire Transfer - Foreign Outgoing	$75	per item	None
Wire Transfer - Foreign Incoming	$25	per item	None
Check Services
Official Checks	$7	per item	None
Stop Payment	$30	per item	None
Check Cashing: Non-Customers	$10	per item	None
Collection Items	$25	per item	None
Account Services
Safe Deposit Box 10x10	$100	per year	None
Safe Deposit Box 3x10	$40	per year	None
Safe Deposit Box 3x5	$25	per year	None
Safe Deposit Box 5x10	$65	per year	None
Safe Deposit Box 5x5	$35	per year	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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