Putnam County Bank

Headquarters: Hurricane, West Virginia
Charter: Bank
Assets: $704.2M
Fed district: Richmond

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Putnam County Bank: $10
Putnam County Bank: $10
U.S. median: no median
NSF / Returned Item
Compared at $20, the middle of its prices
Putnam County Bank: $10 to $30
Putnam County Bank: $10 to $30
U.S. median: no median
Wire Transfer (Domestic Out)
Putnam County Bank: $15
Putnam County Bank: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for West Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
West Virginia: Banks and credit unions headquartered in West Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Putnam County Bank’s own schedules, with a source for each figure.

Account Maintenance

Low Balance Fee$2
per month
Dormant Charge$5
per month
Reconcilement Fee (1 hour minimum)$11
Research Fee (3hour minimum and 25 cents per copy fee)$11

Overdraft & NSF

Overdraft Fee$10
per item
Bill Payment NSF Fee$30
per item
NSF Fee$10
per item

ATM & Card

Replace Lost ATM/Visa Card$5

Wire Transfers

Outgoing Domestic Wire Transfer Fee$15
Outgoing International Wire Transfer Fee$25

Check Services

Cashiers Check (per check fee)$1
per item
ACH Stop Pay Fee$10
Stop Pay Fee (charged per item for a stop payment order)$10
per item

Account Services

Safe Deposit Drill Fee$60
Not compared: Box drilling or key fee

Other Fees

Fax Back Statement Charge$1

Fee	Amount	Basis	Note
Account Maintenance
Low Balance Fee	$2	per month	None
Dormant Charge	$5	per month	None
Reconcilement Fee (1 hour minimum)	$11	Not stated	None
Research Fee (3hour minimum and 25 cents per copy fee)	$11	Not stated	None
Overdraft & NSF
Overdraft Fee	$10	per item	None
Bill Payment NSF Fee	$30	per item	None
NSF Fee	$10	per item	None
ATM & Card
Replace Lost ATM/Visa Card	$5	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer Fee	$15	Not stated	None
Outgoing International Wire Transfer Fee	$25	Not stated	None
Check Services
Cashiers Check (per check fee)	$1	per item	None
ACH Stop Pay Fee	$10	Not stated	None
Stop Pay Fee (charged per item for a stop payment order)	$10	per item	None
Account Services
Safe Deposit Drill Fee	$60Not compared: Box drilling or key fee	Not stated	None
Other Fees
Fax Back Statement Charge	$1	Not stated	None

Account Maintenance

Low Balance Fee (Business Interest Checking, and Super Now Account)$5
per month · Charged monthly if account balance falls below $500 on any day of the month

Fee	Amount	Basis	Note
Account Maintenance
Low Balance Fee (Business Interest Checking, and Super Now Account)	$5	per month	Charged monthly if account balance falls below $500 on any day of the month

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Putnam County Bank: $10
Putnam County Bank: $10
U.S. median: no median
NSF / Returned Item
Compared at $20, the middle of its prices
Putnam County Bank: $10 to $30
Putnam County Bank: $10 to $30
U.S. median: no median
Wire Transfer (Domestic Out)
Putnam County Bank: $15
Putnam County Bank: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
West Virginia: Banks and credit unions headquartered in West Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Putnam County Bank’s own schedules, with a source for each figure.

Account Maintenance

Low Balance Fee$2
per month
Dormant Charge$5
per month
Reconcilement Fee (1 hour minimum)$11
Research Fee (3hour minimum and 25 cents per copy fee)$11

Overdraft & NSF

Overdraft Fee$10
per item
Bill Payment NSF Fee$30
per item
NSF Fee$10
per item

ATM & Card

Replace Lost ATM/Visa Card$5

Wire Transfers

Outgoing Domestic Wire Transfer Fee$15
Outgoing International Wire Transfer Fee$25

Check Services

Cashiers Check (per check fee)$1
per item
ACH Stop Pay Fee$10
Stop Pay Fee (charged per item for a stop payment order)$10
per item

Account Services

Safe Deposit Drill Fee$60
Not compared: Box drilling or key fee

Other Fees

Fax Back Statement Charge$1

Fee	Amount	Basis	Note
Account Maintenance
Low Balance Fee	$2	per month	None
Dormant Charge	$5	per month	None
Reconcilement Fee (1 hour minimum)	$11	Not stated	None
Research Fee (3hour minimum and 25 cents per copy fee)	$11	Not stated	None
Overdraft & NSF
Overdraft Fee	$10	per item	None
Bill Payment NSF Fee	$30	per item	None
NSF Fee	$10	per item	None
ATM & Card
Replace Lost ATM/Visa Card	$5	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer Fee	$15	Not stated	None
Outgoing International Wire Transfer Fee	$25	Not stated	None
Check Services
Cashiers Check (per check fee)	$1	per item	None
ACH Stop Pay Fee	$10	Not stated	None
Stop Pay Fee (charged per item for a stop payment order)	$10	per item	None
Account Services
Safe Deposit Drill Fee	$60Not compared: Box drilling or key fee	Not stated	None
Other Fees
Fax Back Statement Charge	$1	Not stated	None

Account Maintenance

Low Balance Fee (Business Interest Checking, and Super Now Account)$5
per month · Charged monthly if account balance falls below $500 on any day of the month

Fee	Amount	Basis	Note
Account Maintenance
Low Balance Fee (Business Interest Checking, and Super Now Account)	$5	per month	Charged monthly if account balance falls below $500 on any day of the month

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.