Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Putnam County Bank

Hurricane, West VirginiaBankRichmond Fed districtFees collected Apr 22, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Low Balance Fee$2Below the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Overdraft Fee$10Below the typical range ($25–$33 nationally)
$20 below the national median$20.94 below the West Virginia median
per item · Source
NSF Fee$10Below the typical range ($25–$32 nationally)
$20 below the national median$20 below the West Virginia median
per item · Source

Wire TransfersVerified

Outgoing Domestic Wire Transfer Fee$15Below the typical range ($20–$25 nationally)
$10 below the national median$5 below the West Virginia median
Source
Outgoing International Wire Transfer Fee$25Below the typical range ($40–$50 nationally)
$25 below the national median$25 below the West Virginia median
Source

Check ServicesVerified

Cashiers Check (per check fee)$1Below the typical range ($3–$6 nationally)
$4 below the national median$4 below the West Virginia median
per item · Source
Stop Pay Fee (charged per item for a stop payment order)$10Below the typical range ($20–$30 nationally)
$17.50 below the national median$20 below the West Virginia median
per item · Source

Account ServicesVerified

Safe Deposit Box Security Deposit$40Within the typical range ($30–$70 nationally)
$5 below the national median$7.50 above the West Virginia median
Source
Safe Deposit Drill Fee$60Within the typical range ($30–$70 nationally)
$15 above the national median$27.50 above the West Virginia median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Low Balance Fee	$2Below the typical range ($5–$10 nationally)	$5 below the national median	per month	—	Source
Low Balance Fee (Business Interest Checking, and Super Now Account)	$5Within the typical range ($5–$10 nationally)	$2 below the national median	per month	Charged monthly if account balance falls below $500 on any day of the month	Source
Dormant Charge	$5Within the typical range ($5–$10 nationally)	At the national medianAt the West Virginia median	per month	—	Source
Research Fee (3hour minimum and 25 cents per copy fee)	$11Below the typical range ($12–$25 nationally)	$6.50 below the national median$2.50 below the West Virginia median	—	—	Source
Overdraft & NSFVerified
Overdraft Fee	$10Below the typical range ($25–$33 nationally)	$20 below the national median$20.94 below the West Virginia median	per item	—	Source
NSF Fee	$10
ATM & CardVerified
Replace Lost ATM/Visa Card	$5Within the typical range ($5–$10 nationally)	$5 below the national median$5 below the West Virginia median	—	—	Source
Wire TransfersVerified
Outgoing Domestic Wire Transfer Fee	$15Below the typical range ($20–$25 nationally)	$10 below the national median$5 below the West Virginia median	—	—	Source
Outgoing International Wire Transfer Fee	$25
Check ServicesVerified
Cashiers Check (per check fee)	$1Below the typical range ($3–$6 nationally)	$4 below the national median$4 below the West Virginia median	per item	—	Source
Stop Pay Fee (charged per item for a stop payment order)	$10
Account ServicesVerified
Safe Deposit Box Security Deposit	$40Within the typical range ($30–$70 nationally)	$5 below the national median$7.50 above the West Virginia median	—	—	Source
Safe Deposit Drill Fee	$60

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$10

Overdraft fee: $10

67% below the national median overdraft fee

13 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$704.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$704.2M

Total deposits

$617.5M

Service charge income

$4K

Fee income ratio

0.07%

Return on assets

0.90%

Branches

Service charge income by quarter

Q2 2026$4K

Q1 2026$3K

Q4 2025$5K

Q3 2025$6K

Financial profile · Pro

Performance from regulator filings

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Based on 65,682 published fee entries from 3,608 institutions

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