21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 25, 2026.
Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 25, 2026
Call-report figures are for Constitution Bank, National Association at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Constitution Bank, National Association's published fee schedule; Bank Fee Index medians | Current schedule | Oct 25, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $122K in Q2 2026, 4.3% above the same quarter a year earlier ($117K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
Compared at $1.25, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Illinois, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income fell 5.4% from Q3 2025 to Q2 2026, to $122K.
$122K
Constitution Bank, National AssociationMedian
FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Constitution Bank, National Association · $683M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Constitution Bank, National Association(this institution) | Hillsboro, IL | $683M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| BankOrion | Orion, IL | $688M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Capital Bank | Jacinto City, TX | $690M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Citizens National Bank | Cameron, TX | $692M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Concordia Bank & Trust Company | Vidalia, LA | $667M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Farmers Bank | Buhl, ID | $678M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Finance Factors, Ltd. | Honolulu, HI | $684M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Bank | Burkburnett, TX | $704M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First Community Bank of Central Alabama | Wetumpka, AL | $694M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Federal Savings Bank | Rochester, IN | $687M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First State Bank of Livingston | Livingston, TX | $689M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| FirstBank | Antlers, OK | $684M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Geddes Federal Savings and Loan Association | Syracuse, NY | $686M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Henderson State Bank | Henderson, NE | $678M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Legacy Bank | Hinton, OK | $686M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Metairie Bank & Trust Company | Metairie, LA | $666M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| New Tripoli Bank | New Tripoli, PA | $674M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pennian Bank | Mifflintown, PA | $668M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| PS Bank | Wyalusing, PA | $675M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Springs Valley Bank & Trust Company | French Lick, IN | $675M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Citizens National Bank of Somerset | Somerset, KY | $701M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Hardin County Bank | Savannah, TN | $677M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Poca Valley Bank, Inc. | Walton, WV | $666M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Stephenson National Bank and Trust | Marinette, WI | $677M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| TXN Bank | Hondo, TX | $669M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Yampa Valley Bank | Steamboat Springs, CO | $688M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 17 publish this fee(monthly maintenance)
8 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $8 among 17 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Constitution Bank, National Association does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Constitution Bank, National Association (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $122K | +$3K | +2.5% |
| Q1 2026 | $119K | −$11K | −8.5% |
| Q4 2025 | $130K | +$1K | +0.8% |
| Q3 2025 | $129K | +$12K | +10.3% |
| Q2 2025 | $117K | +$6K | +5.4% |
| Q1 2025 | $111K | −$23K | −17.2% |
| Q4 2024 | $134K | +$11K | +8.9% |
| Q3 2024 | $123K | +$12K | +10.8% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Constitution Bank, National Association’s own schedules, with a source for each figure.
per hour
per hour
per item
per item
per item
per year
per year
per year
per year
per year
per year
per year
per year
per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account balancing assistance per hour (after the first 15 minutes) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research per hour (after the first 15 minutes) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee (per statement) | $2 | Not stated | None |
| Paper Statement Fee (per statement) Premier Money Market Email statements (per statement) | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft privilege (AOD) | $30 | per item | None |
| Overdraft- each overdraft paid | $30 | per item | None |
| UCF (Uncollected Funds) (AOD) Paid Item Fee | $30 | Not stated | None |
| Nonsufficient funds (NSF) | $30 | per item | None |
| UCF (Uncollected Funds) Return Item Fee | $30 | Not stated | None |
| Continuous overdraft after 10 business days | $35 | Not stated | None |
| Automatic transfer from checking or savings to cover nonsufficient fund items (for exact amount of overdraft balance) | $15 | Not stated | None |
ATM & Card | |||
| ATM Interchange Fee | $1.50 | Not stated | None |
| ATM Interchange Fee (Transfer funds to another account at ATM’s we do not own or operate) | $1 | Not stated | None |
| Replace lost ATM card | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfers (each): Outgoing | $20 | per item | None |
| Wire Transfers (each): Incoming | $10 | per item | None |
| Foreign Wires | $60 | Not stated | None |
| Wire Transfers (each): Foreign Automated | $45 | per item | None |
Check Services | |||
| Cashier’s Checks | $5.50 | Not stated | None |
| Money Orders | $2.50 | Not stated | None |
| Stop payments- (each) | $27 | per item | None |
| Check Cashing fee non-customer over $500 | $7 | Not stated | None |
Digital & Electronic | |||
| Bill Pay (application required) | No charge | Not stated | None |
Account Services | |||
| Notary Fee | $1 | Not stated | None |
| Change lock fee for safety deposit box (Lost Key) | $75Not compared: Box drilling or key fee | Not stated | None |
| Late charge for safety deposit box rental after 10 days | $10Not compared: Box drilling or key fee | Not stated | None |
| Safe deposit box drilling | $150Not compared: Box drilling or key fee | Not stated | None |
| Safe deposit box rental (annual) – 10×10 | $75 | per year | None |
| Safe deposit box rental (annual) – 3×10 | $30 | per year | None |
| Safe deposit box rental (annual) – 3×5 | $20 | per year | None |
| Safe deposit box rental (annual) – 4×5 | $20 | per year | None |
| Safe deposit box rental (annual) – 5×10 | $50 | per year | None |
| Safe deposit box rental (annual) – 5×11 | $50 | per year | None |
| Safe deposit box rental (annual) – 5×5 | $25 | per year | None |
| Safe deposit box rental (annual) – 7×10 | $60 | per year | None |
| Safe deposit box rental (annual) – 8×10 | $60 | per year | None |
| Garnishments/levies (each occurrence) | $60 | per item | None |
Retirement & IRA | |||
| IRA Transfer Fee | $25 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Cards | $3 | Not stated | None |
Other Fees | |||
| Copies of account statements (per statement) | $3 | Not stated | None |
| Fax: Incoming (per sheet) | $0.50 | per item | None |
| Fax: Outgoing (per sheet) | $2.50 | per item | None |
| Photocopies (each) | $0.25 | per item | None |
Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.