Constitution Bank, National Association

Headquarters: Hillsboro, Illinois
Charter: Bank
Assets: $683.1M
Fed district: St. Louis

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 25, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Constitution Bank, National Association: $30
Constitution Bank, National Association: $30
U.S. median: no median
NSF / Returned Item
Constitution Bank, National Association: $30
Constitution Bank, National Association: $30
U.S. median: no median
Non-Network ATM
Compared at $1.25, the middle of its prices
Constitution Bank, National Association: $1 to $1.50
Constitution Bank, National Association: $1 to $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Constitution Bank, National Association’s own schedules, with a source for each figure.

Account Maintenance

Account balancing assistance per hour (after the first 15 minutes)$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research per hour (after the first 15 minutes)$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee (per statement)$2
Paper Statement Fee (per statement) Premier Money Market Email statements (per statement)$5

Overdraft & NSF

Overdraft privilege (AOD)$30
per item
Overdraft- each overdraft paid$30
per item
UCF (Uncollected Funds) (AOD) Paid Item Fee$30
Nonsufficient funds (NSF)$30
per item
UCF (Uncollected Funds) Return Item Fee$30
Continuous overdraft after 10 business days$35
Automatic transfer from checking or savings to cover nonsufficient fund items (for exact amount of overdraft balance)$15

ATM & Card

ATM Interchange Fee$1.50
ATM Interchange Fee (Transfer funds to another account at ATM’s we do not own or operate)$1
Replace lost ATM card$10

Wire Transfers

Wire Transfers (each): Outgoing$20
per item
Wire Transfers (each): Incoming$10
per item
Foreign Wires$60
Wire Transfers (each): Foreign Automated$45
per item

Check Services

Cashier’s Checks$5.50
Money Orders$2.50
Stop payments- (each)$27
per item
Check Cashing fee non-customer over $500$7

Digital & Electronic

Bill Pay (application required)No charge

Account Services

Notary Fee$1
Change lock fee for safety deposit box (Lost Key)$75
Not compared: Box drilling or key fee
Late charge for safety deposit box rental after 10 days$10
Not compared: Box drilling or key fee
Safe deposit box drilling$150
Not compared: Box drilling or key fee
Safe deposit box rental (annual) – 10×10$75
per year
Safe deposit box rental (annual) – 3×10$30
per year
Safe deposit box rental (annual) – 3×5$20
per year
Safe deposit box rental (annual) – 4×5$20
per year
Safe deposit box rental (annual) – 5×10$50
per year
Safe deposit box rental (annual) – 5×11$50
per year
Safe deposit box rental (annual) – 5×5$25
per year
Safe deposit box rental (annual) – 7×10$60
per year
Safe deposit box rental (annual) – 8×10$60
per year
Garnishments/levies (each occurrence)$60
per item

Retirement & IRA

IRA Transfer Fee$25

Gift & Prepaid Cards

Gift Cards$3

Other Fees

Copies of account statements (per statement)$3
Fax: Incoming (per sheet)$0.50
per item
Fax: Outgoing (per sheet)$2.50
per item
Photocopies (each)$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Account balancing assistance per hour (after the first 15 minutes)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research per hour (after the first 15 minutes)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee (per statement)	$2	Not stated	None
Paper Statement Fee (per statement) Premier Money Market Email statements (per statement)	$5	Not stated	None
Overdraft & NSF
Overdraft privilege (AOD)	$30	per item	None
Overdraft- each overdraft paid	$30	per item	None
UCF (Uncollected Funds) (AOD) Paid Item Fee	$30	Not stated	None
Nonsufficient funds (NSF)	$30	per item	None
UCF (Uncollected Funds) Return Item Fee	$30	Not stated	None
Continuous overdraft after 10 business days	$35	Not stated	None
Automatic transfer from checking or savings to cover nonsufficient fund items (for exact amount of overdraft balance)	$15	Not stated	None
ATM & Card
ATM Interchange Fee	$1.50	Not stated	None
ATM Interchange Fee (Transfer funds to another account at ATM’s we do not own or operate)	$1	Not stated	None
Replace lost ATM card	$10	Not stated	None
Wire Transfers
Wire Transfers (each): Outgoing	$20	per item	None
Wire Transfers (each): Incoming	$10	per item	None
Foreign Wires	$60	Not stated	None
Wire Transfers (each): Foreign Automated	$45	per item	None
Check Services
Cashier’s Checks	$5.50	Not stated	None
Money Orders	$2.50	Not stated	None
Stop payments- (each)	$27	per item	None
Check Cashing fee non-customer over $500	$7	Not stated	None
Digital & Electronic
Bill Pay (application required)	No charge	Not stated	None
Account Services
Notary Fee	$1	Not stated	None
Change lock fee for safety deposit box (Lost Key)	$75Not compared: Box drilling or key fee	Not stated	None
Late charge for safety deposit box rental after 10 days	$10Not compared: Box drilling or key fee	Not stated	None
Safe deposit box drilling	$150Not compared: Box drilling or key fee	Not stated	None
Safe deposit box rental (annual) – 10×10	$75	per year	None
Safe deposit box rental (annual) – 3×10	$30	per year	None
Safe deposit box rental (annual) – 3×5	$20	per year	None
Safe deposit box rental (annual) – 4×5	$20	per year	None
Safe deposit box rental (annual) – 5×10	$50	per year	None
Safe deposit box rental (annual) – 5×11	$50	per year	None
Safe deposit box rental (annual) – 5×5	$25	per year	None
Safe deposit box rental (annual) – 7×10	$60	per year	None
Safe deposit box rental (annual) – 8×10	$60	per year	None
Garnishments/levies (each occurrence)	$60	per item	None
Retirement & IRA
IRA Transfer Fee	$25	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3	Not stated	None
Other Fees
Copies of account statements (per statement)	$3	Not stated	None
Fax: Incoming (per sheet)	$0.50	per item	None
Fax: Outgoing (per sheet)	$2.50	per item	None
Photocopies (each)	$0.25	per item	None

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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