22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from BankOrion’s own schedules, with a source for each figure.
per month
per quarter
per hour · Account Balancing Assistance per hour (minimum one hour charge) | $25.00
per hour · Account Research per hour | $25.00
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| New Checking Account Closure Fee (if closed within 90 days of account opening) | $20 | Not stated | None |
| Inactive account fee for Demand Deposit (Checking) Accounts, NOW Accounts, Super NOW Accounts, Rewards Checking Acco | $5 | per month | None |
| Inactive account fee for Statement Savings Accounts | $5Not compared: Quarterly charge, not monthly | per quarter | None |
| Account Balancing Assistance per hour (minimum one hour charge) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Balancing Assistance per hour (minimum one hour charge) | $25.00 |
| Account Research per hour | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Research per hour | $25.00 |
Overdraft & NSF | |||
| Overdraft Fee (each item paid) | $30 | per item | None |
| BillPay NSF fee (each item returned unpaid) (No limit on per day charges.) | $30 | per item | None |
| Continuous overdraft fee | $20 | Not stated | None |
ATM & Card | |||
| ATM fees | $5 | Not stated | None |
| Foreign ATM withdrawal fee | $2 | per item | None |
| Replacement of VISA Debit Card | $10 | per item | None |
| Rushed Replacement of VISA Debit Card | $75 | per item | None |
Wire Transfers | |||
| Outgoing wire transfer fee | $25 | Not stated | None |
| Incoming wire transfer fee | $25 | Not stated | None |
| Outgoing wire transfer fee | $50 | Not stated | None |
Check Services | |||
| Cashier's Check | $5 | per item | None |
| Money Order | $5 | Not stated | None |
| Stop payment order | $30 | Not stated | None |
| Collection item (not processed through Federal Reserve Banking System) | $20 | Not stated | None |
Cash & Deposit | |||
| Returned Deposit Item for Consumer Accounts | $10 | Not stated | None |
| Night Drop Lost Key fee | $5 | Not stated | None |
Account Services | |||
| Notary Fee for Non-Customers | $1 | Not stated | None |
| Safe deposit box key replacement | $20Not compared: Box drilling or key fee | Not stated | None |
| Safe deposit box late fee | $10Not compared: Box drilling or key fee | Not stated | None |
| Garnishments | $75 | Not stated | None |
| Levies | $75 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer/Direct Rollover Fee | $25 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card Fee | $4.95 | Not stated | None |
Other Fees | |||
| Incoming fax | $1Not compared: Charged per page; comparison unavailable | per page | Incoming fax | $1.00 per page |
| Outgoing fax | $2Not compared: Charged per page; comparison unavailable | per page | Outgoing fax | $2.00 per page |
| Photocopies | $0.25 | per item | None |
per month
per quarter
per hour · Account Balancing Assistance per hour (minimum one hour charge) | $25.00
per hour · Account Research per hour | $25.00
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| New Checking Account Closure Fee (if closed within 90 days of account opening) | $20 | Not stated | None |
| Inactive account fee for Demand Deposit (Checking) Accounts, NOW Accounts, Super NOW Accounts, Rewards Checking Acco | $5 | per month | None |
| Inactive account fee for Statement Savings Accounts | $5Not compared: Quarterly charge, not monthly | per quarter | None |
| Account Balancing Assistance per hour (minimum one hour charge) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Balancing Assistance per hour (minimum one hour charge) | $25.00 |
| Account Research per hour | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Research per hour | $25.00 |
Overdraft & NSF | |||
| Overdraft Fee (each item paid) | $30 | per item | None |
| BillPay NSF fee (each item returned unpaid) (No limit on per day charges.) | $30 | per item | None |
| Continuous overdraft fee | $20 | Not stated | None |
ATM & Card | |||
| ATM fees | $5 | Not stated | None |
| Foreign ATM withdrawal fee | $2 | per item | None |
| Replacement of VISA Debit Card | $10 | per item | None |
| Rushed Replacement of VISA Debit Card | $75 | per item | None |
Wire Transfers | |||
| Outgoing wire transfer fee | $25 | Not stated | None |
| Incoming wire transfer fee | $25 | Not stated | None |
| Outgoing wire transfer fee | $50 | Not stated | None |
Check Services | |||
| Cashier's Check | $5 | per item | None |
| Money Order | $5 | Not stated | None |
| Stop payment order | $30 | Not stated | None |
| Collection item (not processed through Federal Reserve Banking System) | $20 | Not stated | None |
Digital & Electronic | |||
| BillPay - Commercial Internet Banking - monthly fee | $10 | per month | None |
| Commercial Mobile Deposit - transaction fee (greater than 10 per month) | $1 | per item | None |
Cash & Deposit | |||
| Night Drop Lost Key fee | $5 | Not stated | None |
Account Services | |||
| Notary Fee for Non-Customers | $1 | Not stated | None |
| Safe deposit box key replacement | $20Not compared: Box drilling or key fee | Not stated | None |
| Safe deposit box late fee | $10Not compared: Box drilling or key fee | Not stated | None |
| Garnishments | $75 | Not stated | None |
| Levies | $75 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer/Direct Rollover Fee | $25 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card Fee | $4.95 | Not stated | None |
Other Fees | |||
| Incoming fax | $1Not compared: Charged per page; comparison unavailable | per page | Incoming fax | $1.00 per page |
| Outgoing fax | $2Not compared: Charged per page; comparison unavailable | per page | Outgoing fax | $2.00 per page |
| Photocopies | $0.25 | per item | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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