The Eastern Colorado Bank

Headquarters: Cheyenne Wells, Colorado
Charter: Bank
Assets: $720.9M
Fed district: Kansas City

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
The Eastern Colorado Bank: $5 to $25
The Eastern Colorado Bank: $5 to $25
U.S. median: no median
Overdraft (OD)
The Eastern Colorado Bank: $35
The Eastern Colorado Bank: $35
U.S. median: no median
NSF / Returned Item
The Eastern Colorado Bank: $35
The Eastern Colorado Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Colorado: Banks and credit unions headquartered in Colorado that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Eastern Colorado Bank’s own schedules, with a source for each figure.

Account Maintenance

Freedom NOW Checking Monthly service charge$5
per month
Monthly fee$25
per month
Monthly service charge$10
per month
Account Closing Fee$25
Dormant Checking and Health Savings Account Fee$10
per month
Dormant IRA Savings Account Fee$10
Not compared: Quarterly charge, not monthly
per quarter
Dormant Money Market Deposit Account Fee$10
per month
Dormant Savings Account Fee$20
Not compared: Quarterly charge, not monthly
per quarter
Free Monthly Paper Statements$3
per month

Overdraft & NSF

Overdraft Charge$35
per item
Non-Sufficient Funds (NSF)/Return Item Charge$35

Wire Transfers

Domestic Wires$20
per item
Incoming WiresNo charge
International Wires$50
per item

Check Services

Cashier’s Check$5
Personal Money Order$3
per item
Stop Payment$35
per item
Charge for Temporary Checks (after account opening)$1
Collection Fee$20
per item
Check Copy Fee$3
per item

Digital & Electronic

ACH Origination Services$25
Not compared: Monthly charge, not per item
per month
Digital Banking Bill Pay$0.40
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Loose coin5%($5 minimum)
Deposit Item Return Charge$7
per item

Account Services

Notary ServiceNo charge
Drill Safe Deposit Box$250
Not compared: Box drilling or key fee
per item
Replace Lost Key(s)$50
Not compared: Box drilling or key fee
per item
Garnishment$150
per item
Subpoena/Summons Research Fees$25
Not compared: Charged per hour; comparison unavailable
per hour

Fee	Amount	Basis	Note
Account Maintenance
Freedom NOW Checking Monthly service charge	$5	per month	None
Monthly fee	$25	per month	None
Monthly service charge	$10	per month	None
Account Closing Fee	$25	Not stated	None
Dormant Checking and Health Savings Account Fee	$10	per month	None
Dormant IRA Savings Account Fee	$10Not compared: Quarterly charge, not monthly	per quarter	None
Dormant Money Market Deposit Account Fee	$10	per month	None
Dormant Savings Account Fee	$20Not compared: Quarterly charge, not monthly	per quarter	None
Free Monthly Paper Statements	$3	per month	None
Overdraft & NSF
Overdraft Charge	$35	per item	None
Non-Sufficient Funds (NSF)/Return Item Charge	$35	Not stated	None
Wire Transfers
Domestic Wires	$20	per item	None
Incoming Wires	No charge	Not stated	None
International Wires	$50	per item	None
Check Services
Cashier’s Check	$5	Not stated	None
Personal Money Order	$3	per item	None
Stop Payment	$35	per item	None
Charge for Temporary Checks (after account opening)	$1	Not stated	None
Collection Fee	$20	per item	None
Check Copy Fee	$3	per item	None
Digital & Electronic
ACH Origination Services	$25Not compared: Monthly charge, not per item	per month	None
Digital Banking Bill Pay	$0.40Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Loose coin	5%($5 minimum)	Not stated	None
Deposit Item Return Charge	$7	per item	None
Account Services
Notary Service	No charge	Not stated	None
Drill Safe Deposit Box	$250Not compared: Box drilling or key fee	per item	None
Replace Lost Key(s)	$50Not compared: Box drilling or key fee	per item	None
Garnishment	$150	per item	None
Subpoena/Summons Research Fees	$25Not compared: Charged per hour; comparison unavailable	per hour	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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