The Eastern Colorado Bank

Headquarters: Cheyenne Wells, Colorado
Charter: Bank
Assets: $720.9M
Fed district: Kansas City
Regulator: FDIC
Holding company: Weed Investment Group Inc.

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Overview

Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 2, 2026

How these figures are measured

Call-report figures are for The Eastern Colorado Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FDIC BankFind Suite (call report data) ASSET	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Revenue	Revenue (net interest + noninterest income) One quarter, as reported	FDIC BankFind Suite (call report data) NIMQ + NONIIQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge income	Service charges on deposit accounts One quarter, as reported	FDIC BankFind Suite (call report data) ISERCHGQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	The Eastern Colorado Bank's published fee schedule; Bank Fee Index medians	Current schedule	Nov 2, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FDIC BankFind Suite (call report data)
Entity: The Eastern Colorado Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

What stands out

Service-charge income was $147K in Q2 2026, 20% above the same quarter a year earlier ($122K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
The Eastern Colorado Bank: $5 to $25
The Eastern Colorado Bank: $5 to $25
U.S. median: no median
Overdraft (OD)
The Eastern Colorado Bank: $35
The Eastern Colorado Bank: $35
U.S. median: no median
NSF / Returned Item
The Eastern Colorado Bank: $35
The Eastern Colorado Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Colorado: Banks and credit unions headquartered in Colorado that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income rose 7.3% from Q3 2025 to Q2 2026, to $147K.

Service-charge income, Q2 2026

$147K

$137KQ3 2025

$132KQ4 2025

$127KQ1 2026

$147KQ2 2026

Against the median

The Eastern Colorado BankMedian

Sources and open questions

FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

The Eastern Colorado Bank · $721M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 13 states.

Banks only
$704M to $737M in assets
Headquartered in 13 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
The Eastern Colorado Bank(this institution)	Cheyenne Wells, CO	$721M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Albany Bank and Trust Company National Association	Chicago, IL	$722M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Artisans' Bank	Wilmington, DE	$718M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Bank of Luxemburg	Luxemburg, WI	$723M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Chippewa Valley Bank	Hayward, WI	$736M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Countybank	Greenwood, SC	$733M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Eagle Bank	Everett, MA	$709M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Bank	Burkburnett, TX	$704M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Midwest Bank of the Ozarks	Poplar Bluff, MO	$733M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Neighbor Bank, National Association	Toledo, IL	$736M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Florida Capital Bank, National Association	Jacksonville, FL	$713M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Hickory Point Bank and Trust	Decatur, IL	$718M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
HomeBank	Palmyra, MO	$733M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Kleberg Bank, N.A.	Kingsville, TX	$737M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lake Shore Bank	Dunkirk, NY	$736M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Northwestern Bank	Chippewa Falls, WI	$726M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peoples Community Bank	Greenville, MO	$735M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Pilgrim Bank	Pittsburg, TX	$715M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pioneer Trust Bank, National Association	Salem, OR	$713M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Prospect Bank	Paris, IL	$716M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Putnam County Bank	Hurricane, WV	$704M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The First National Bank of Sonora	Sonora, TX	$722M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The Malvern National Bank	Malvern, AR	$728M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Time Bank	Park Ridge, IL	$713M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Union Bank	Mena, AR	$710M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Union State Bank	Arkansas City, KS	$719M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 17 publish this fee(monthly maintenance)

8 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2.50 (33%) above the median of similar-sized banks.

Compared at $10, the middle of its three prices, against a peer median of $7.50 among 17 publishing peers.

Its three checking prices are $5, $10 and $25.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

The Eastern Colorado Bank: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for The Eastern Colorado Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $147K
vs prior quarter: +$20K+15.7%; from Q1 2026
vs a year earlier: +$25K+20.5%; from Q2 2025
vs start of range: +$2K+1.4%; from Q3 2024

Details

Source: FDIC BankFind Suite (call report data)
Entity: The Eastern Colorado Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$147K	+$20K	+15.7%
Q1 2026	$127K	−$5K	−3.8%
Q4 2025	$132K	−$5K	−3.6%
Q3 2025	$137K	+$15K	+12.3%
Q2 2025	$122K	+$1K	+0.8%
Q1 2025	$121K	−$8K	−6.2%
Q4 2024	$129K	−$16K	−11.0%
Q3 2024	$145K	+$18K	+14.2%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from The Eastern Colorado Bank’s own schedules, with a source for each figure.

Account Maintenance

Freedom NOW Checking Monthly service charge$5
per month
Monthly fee$25
per month
Monthly service charge$10
per month
Account Closing Fee$25
Dormant Checking and Health Savings Account Fee$10
per month
Dormant IRA Savings Account Fee$10
Not compared: Quarterly charge, not monthly
per quarter
Dormant Money Market Deposit Account Fee$10
per month
Dormant Savings Account Fee$20
Not compared: Quarterly charge, not monthly
per quarter
Free Monthly Paper Statements$3
per month

Overdraft & NSF

Overdraft Charge$35
per item
Non-Sufficient Funds (NSF)/Return Item Charge$35

Wire Transfers

Domestic Wires$20
per item
Incoming WiresNo charge
International Wires$50
per item

Check Services

Cashier’s Check$5
Personal Money Order$3
per item
Stop Payment$35
per item
Charge for Temporary Checks (after account opening)$1
Collection Fee$20
per item
Check Copy Fee$3
per item

Digital & Electronic

ACH Origination Services$25
Not compared: Monthly charge, not per item
per month
Digital Banking Bill Pay$0.40
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Loose coin5%($5 minimum)
Deposit Item Return Charge$7
per item

Account Services

Notary ServiceNo charge
Drill Safe Deposit Box$250
Not compared: Box drilling or key fee
per item
Replace Lost Key(s)$50
Not compared: Box drilling or key fee
per item
Garnishment$150
per item
Subpoena/Summons Research Fees$25
Not compared: Charged per hour; comparison unavailable
per hour

Fee	Amount	Basis	Note
Account Maintenance
Freedom NOW Checking Monthly service charge	$5	per month	None
Monthly fee	$25	per month	None
Monthly service charge	$10	per month	None
Account Closing Fee	$25	Not stated	None
Dormant Checking and Health Savings Account Fee	$10	per month	None
Dormant IRA Savings Account Fee	$10Not compared: Quarterly charge, not monthly	per quarter	None
Dormant Money Market Deposit Account Fee	$10	per month	None
Dormant Savings Account Fee	$20Not compared: Quarterly charge, not monthly	per quarter	None
Free Monthly Paper Statements	$3	per month	None
Overdraft & NSF
Overdraft Charge	$35	per item	None
Non-Sufficient Funds (NSF)/Return Item Charge	$35	Not stated	None
Wire Transfers
Domestic Wires	$20	per item	None
Incoming Wires	No charge	Not stated	None
International Wires	$50	per item	None
Check Services
Cashier’s Check	$5	Not stated	None
Personal Money Order	$3	per item	None
Stop Payment	$35	per item	None
Charge for Temporary Checks (after account opening)	$1	Not stated	None
Collection Fee	$20	per item	None
Check Copy Fee	$3	per item	None
Digital & Electronic
ACH Origination Services	$25Not compared: Monthly charge, not per item	per month	None
Digital Banking Bill Pay	$0.40Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Loose coin	5%($5 minimum)	Not stated	None
Deposit Item Return Charge	$7	per item	None
Account Services
Notary Service	No charge	Not stated	None
Drill Safe Deposit Box	$250Not compared: Box drilling or key fee	per item	None
Replace Lost Key(s)	$50Not compared: Box drilling or key fee	per item	None
Garnishment	$150	per item	None
Subpoena/Summons Research Fees	$25Not compared: Charged per hour; comparison unavailable	per hour	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when The Eastern Colorado Bank's foreign transaction changes in our data

We check once a day and send one email covering every change.