Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

The Eastern Colorado Bank

Cheyenne Wells, ColoradoBankKansas City Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closing Fee$25Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=early_closure; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="Account Closing Fee: $25.00 if account is closed within first ninety (90) days" · Source

ACH Origination Services$25

$17 above the national median

per month · Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=monthly_maintenance; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="ACH Origination Services: $25 00 monthly fee and $0.15 per record" · Source

Dormant Checking and Health Savings Account Fee$10

$2 above the national median

per month · Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=monthly_maintenance; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="Dormant Checking and Health Savings Account Fee: $10.00 per monthly statement cycle if account inactive more than one (1) year" · Source

Dormant IRA Savings Account Fee$10

$5 above the national median

Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=dormant_account; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="Dormant IRA Savings Account Fee: $10.00 per quarterly statement cycle if account inactive more than five (5) years and owner has reached age of required minimum distribution." · Source

Merchant Capture$50

$42 above the national median

per month · Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=monthly_maintenance; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="Merchant Capture: $50.00 monthly Software Service Fee per location. Refer to Merchant Capture Electronic Check Processing Service Addendum for Setup & Termination Fees." · Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF)/Return Item Charge$35Above the typical range ($15–$32 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=nsf; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="Non-Sufficient Funds (NSF)/Return Item Charge: $35.00 per first presentment of item that would have overdrawn the account more than $9.99" · Source
Overdraft Charge$35Above the typical range ($10–$30 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=overdraft; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="Overdraft Charge: $35.00 per item if account balance is more than $9.99 overdrawn (limit to six (6) per day for maximum of $210.00)" · Source
Overdraft Daily Cap$210
per day · maximum of 6 overdraft charges per day · Source

Check ServicesVerified

Check Cashing: Non-customer/not on-us checks: Corporate Check/Government Check - 1% of check,$10Within the typical range ($5–$25 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=check_cashing; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="Check Cashing: Non-customer/not on-us checks: Corporate Check/Government Check - 1% of check, $10.00 minimum" · Source
Check Copy Fee$3Within the typical range ($2–$5 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=check_image; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="Check Copy Fee: $3.00 per item" · Source
Stop Payment$35Above the typical range ($20–$30 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=stop_payment; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="Stop Payment: $35.00 per item" · Source
Temporary Checks Charge$1Within the typical range ($1–$5 nationally)
$1 below the national median
per item · for up to 3 checks after account opening · Source

Account ServicesVerified

Garnishment$150Above the typical range ($30–$75 nationally)
$100 above the national median
Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=garnishment_levy; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="Garnishment: $150.00 per garnishment" · Source
Replace Lost Key(s)$50Within the typical range ($20–$100 nationally)
$14 above the national median
Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=safe_deposit_box; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="Replace Lost Key(s): $50.00 per key Drill Safe Deposit Box: $250.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closing Fee	$25Within the typical range ($10–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=early_closure; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="Account Closing Fee: $25.00 if account is closed within first ninety (90) days"	Source
ACH Origination Services	$25Above the typical range ($5–$17.50 nationally)	$17 above the national median	per month	Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=monthly_maintenance; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="ACH Origination Services: $25 00 monthly fee and $0.15 per record"	Source
Dormant Checking and Health Savings Account Fee	$10Within the typical range ($5–$17.50 nationally)	$2 above the national median	per month	Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=monthly_maintenance; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="Dormant Checking and Health Savings Account Fee: $10.00 per monthly statement cycle if account inactive more than one (1) year"	Source
Dormant IRA Savings Account Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=dormant_account; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="Dormant IRA Savings Account Fee: $10.00 per quarterly statement cycle if account inactive more than five (5) years and owner has reached age of required minimum distribution."	Source
Merchant Capture	$50Above the typical range ($5–$17.50 nationally)	$42 above the national median	per month	Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=monthly_maintenance; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="Merchant Capture: $50.00 monthly Software Service Fee per location. Refer to Merchant Capture Electronic Check Processing Service Addendum for Setup & Termination Fees."	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF)/Return Item Charge	$35Above the typical range ($15–$32 nationally)	$7 above the national median	—	Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=nsf; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="Non-Sufficient Funds (NSF)/Return Item Charge: $35.00 per first presentment of item that would have overdrawn the account more than $9.99"	Source

Check ServicesVerified
Check Cashing: Non-customer/not on-us checks: Corporate Check/Government Check - 1% of check,	$10Within the typical range ($5–$25 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=check_cashing; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="Check Cashing: Non-customer/not on-us checks: Corporate Check/Government Check - 1% of check, $10.00 minimum"	Source
Account ServicesVerified
Garnishment	$150Above the typical range ($30–$75 nationally)	$100 above the national median	—	Knox deterministic extraction from Rosetta artifact #1169. canonical_hint=garnishment_levy; text_hash=19b0826d4ddb55ba7f216c8b15ed98f7af4c688f4ef06523766b8372fd0cec71; excerpt="Garnishment: $150.00 per garnishment"	Source
Replace Lost Key(s)

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

Overdraft fee cap or limit policy detected — fewer surprise charges

40% above the national median overdraft fee

Verified fees

Under review

Assets

$720.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$720.9M

Total deposits

$603.0M

Service charge income

$147K

Fee income ratio

2.2%

Return on assets

1.05%

Branches

Service charge income by quarter

Q2 2026$147K

Q1 2026$127K

Q4 2025$132K

Q3 2025$137K

Financial profile · Pro

Performance from regulator filings

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