18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 14, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
My Online Account $6 to $20 · Value Plus Interest Checking $7 · Online Account Opening $25
Compared at $13.50, the middle of its prices
NSF / Returned Item
Non-Network ATM
Leaves out 1 fee charged on a different basis filed under this fee.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Carver Federal Savings Bank · $658M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Carver Federal Savings Bank(this institution) | New York, NY | $658M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| AbbyBank | Abbotsford, WI | $662M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Carroll Bank and Trust | Huntingdon, TN | $662M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| CCB Community Bank | Andalusia, AL | $662M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Classic Bank, National Association | Cameron, TX | $657M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Concordia Bank & Trust Company | Vidalia, LA | $667M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Farmers & Merchants Bank of Colby | Colby, KS | $651M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Eagle Bank | Chicago, IL | $650M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Hope Bank, A National Banking Association | Hope, NJ | $657M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| First State Bank and Trust Company, Inc. | Caruthersville, MO | $659M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| High Plains Bank | Flagler, CO | $643M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Home Federal Bank | Shreveport, LA | $644M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Homeland Federal Savings Bank | Columbia, LA | $658M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Legence Bank | Eldorado, IL | $643M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Metairie Bank & Trust Company | Metairie, LA | $666M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Modern Bank, National Association | New York, NY | $649M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| New Tripoli Bank | New Tripoli, PA | $674M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pennian Bank | Mifflintown, PA | $668M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Peoples Bank & Trust | Pana, IL | $657M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| PS Bank | Wyalusing, PA | $675M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Stockmens Bank | Colorado Springs, CO | $651M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Bank of Tescott | Tescott, KS | $648M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Poca Valley Bank, Inc. | Walton, WV | $666M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| TXN Bank | Hondo, TX | $669M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Walpole Co-operative Bank | Walpole, MA | $646M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Worthington Bank | Arlington, TX | $655M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 16 publish this fee(monthly maintenance)
9 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $13.50, the middle of its four prices, against a peer median of $8.99 among 16 publishing peers.
Its four checking prices are $6, $7, $20 and $25.
$13.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.
Amounts from Carver Federal Savings Bank’s own schedules, with a source for each figure.
per month
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per month
per hour
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per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Fee | $25 | per month | None |
| Monthly service charge | $6 | per month | None |
| Monthly service charge fee | $20 | per month | None |
| Value Plus Interest Checking Monthly service charge | $7 | per month | None |
| Checking/Savings Account Closure (within 6 months) | $15 | Not stated | None |
| Inactive Account Fee (After 12 months of inactivity) | $5 | per month | None |
| Account Research/Reconciliation | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statements | $5 | Not stated | None |
Overdraft & NSF | |||
| NSF/Uncollected Funds | $35 | Not stated | None |
ATM & Card | |||
| Inquiry at Non-Carver ATMs | $2.50 | per item | None |
| Non-Carver and Allpoint ATM Withdrawals | $2.50 | per transaction | None |
| Non-Carver Bank ATM withdrawal fees | $2.50Not compared: Monthly charge, not per item | per month | None |
| Replacement Card | $7.50 | per item | None |
| Expedited debit card/Express Debit | $36.50 | per item | None |
Wire Transfers | |||
| Domestic Outgoing Wire Transfer | $40 | per item | None |
| Wire Transfers: Domestic Outgoing | $40 | Not stated | None |
| Incoming Wire Transfer (customers only) | $25 | per item | None |
| Foreign, Outgoing Wire Transfer | $45 | per item | None |
| Wire Transfers: Foreign, Outgoing | $45 | Not stated | None |
Check Services | |||
| Teller's Check (customer only) | $10 | per item | None |
| Teller’s Check (customers only) | $10 | Not stated | None |
| Money Orders (per item, customer only) | $5 | per item | None |
| Paid Money Order | $10 | per item | None |
| Paid Money Order | $10Not compared: Annual charge, not per item | per year | None |
| Stop Payment for Bill Payments | $30 | per item | None |
Cash & Deposit | |||
| Returned Deposited Item | $20 | per item | None |
Account Services | |||
| Account Balance Verification | $20 | per item | None |
Retirement & IRA | |||
| IRA Trustee Annual Fee | $25 | per year | None |
| IRA Termination | $20 | Not stated | None |
Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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