Carver Federal Savings Bank

Headquarters: New York, New York
Charter: Bank
Assets: $658.1M
Fed district: New York

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
My Online Account $6 to $20 · Value Plus Interest Checking $7 · Online Account Opening $25
Compared at $13.50, the middle of its prices
Carver Federal Savings Bank: $6 to $25
Carver Federal Savings Bank: $6 to $25
U.S. median: no median
NSF / Returned Item
Carver Federal Savings Bank: $35
Carver Federal Savings Bank: $35
U.S. median: no median
Non-Network ATM
Leaves out 1 fee charged on a different basis filed under this fee.
Carver Federal Savings Bank: $2.50
Carver Federal Savings Bank: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Carver Federal Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee$25
per month
Monthly service charge$6
per month
Monthly service charge fee$20
per month
Value Plus Interest Checking Monthly service charge$7
per month
Checking/Savings Account Closure (within 6 months)$15
Inactive Account Fee (After 12 months of inactivity)$5
per month
Account Research/Reconciliation$35
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements$5

Overdraft & NSF

NSF/Uncollected Funds$35

ATM & Card

Inquiry at Non-Carver ATMs$2.50
per item
Non-Carver and Allpoint ATM Withdrawals$2.50
per transaction
Non-Carver Bank ATM withdrawal fees$2.50
Not compared: Monthly charge, not per item
per month
Replacement Card$7.50
per item
Expedited debit card/Express Debit$36.50
per item

Wire Transfers

Domestic Outgoing Wire Transfer$40
per item
Wire Transfers: Domestic Outgoing$40
Incoming Wire Transfer (customers only)$25
per item
Foreign, Outgoing Wire Transfer$45
per item
Wire Transfers: Foreign, Outgoing$45

Check Services

Teller's Check (customer only)$10
per item
Teller’s Check (customers only)$10
Money Orders (per item, customer only)$5
per item
Paid Money Order$10
per item
Paid Money Order$10
Not compared: Annual charge, not per item
per year
Stop Payment for Bill Payments$30
per item

Cash & Deposit

Returned Deposited Item$20
per item

Account Services

Account Balance Verification$20
per item

Retirement & IRA

IRA Trustee Annual Fee$25
per year
IRA Termination$20

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	$25	per month	None
Monthly service charge	$6	per month	None
Monthly service charge fee	$20	per month	None
Value Plus Interest Checking Monthly service charge	$7	per month	None
Checking/Savings Account Closure (within 6 months)	$15	Not stated	None
Inactive Account Fee (After 12 months of inactivity)	$5	per month	None
Account Research/Reconciliation	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements	$5	Not stated	None
Overdraft & NSF
NSF/Uncollected Funds	$35	Not stated	None
ATM & Card
Inquiry at Non-Carver ATMs	$2.50	per item	None
Non-Carver and Allpoint ATM Withdrawals	$2.50	per transaction	None
Non-Carver Bank ATM withdrawal fees	$2.50Not compared: Monthly charge, not per item	per month	None
Replacement Card	$7.50	per item	None
Expedited debit card/Express Debit	$36.50	per item	None
Wire Transfers
Domestic Outgoing Wire Transfer	$40	per item	None
Wire Transfers: Domestic Outgoing	$40	Not stated	None
Incoming Wire Transfer (customers only)	$25	per item	None
Foreign, Outgoing Wire Transfer	$45	per item	None
Wire Transfers: Foreign, Outgoing	$45	Not stated	None
Check Services
Teller's Check (customer only)	$10	per item	None
Teller’s Check (customers only)	$10	Not stated	None
Money Orders (per item, customer only)	$5	per item	None
Paid Money Order	$10	per item	None
Paid Money Order	$10Not compared: Annual charge, not per item	per year	None
Stop Payment for Bill Payments	$30	per item	None
Cash & Deposit
Returned Deposited Item	$20	per item	None
Account Services
Account Balance Verification	$20	per item	None
Retirement & IRA
IRA Trustee Annual Fee	$25	per year	None
IRA Termination	$20	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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