vs. U.S. typical range:LowerTypicalHigher
$1 above the national median$0.24 below the Illinois median
per month · Source
$1 below the national median$1 below the Illinois median
$5 below the national median$5 below the Illinois median
per year · Source
$1 below the national medianAt the Illinois median
per year · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly service charge | $7Within the typical range ($4–$10 nationally) | $1 above the national median$0.24 below the Illinois median | per month | — | Source |
| Paper statement fee | $2Within the typical range ($2–$4.85 nationally) | $1 below the national median$1 below the Illinois median | — | — | Source |
Check ServicesVerified | |||||
| Cashier's checks (age 55 and over, Prospect Loyalty) | $0Below the typical range ($3–$6 nationally) | $5 below the national median$5 below the Illinois median | per year | — | Source |
| Loyalty Checks (age 55 and over, Prospect Loyalty) | $0 | ||||
Fee change alerts
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Headline fees published
3 of 15
Published fees
4
Under review
0
Assets
$715.6M
Status: Fees published
4 verified fees so far. Once 5 are verified, this profile gets a national-median comparison and a competitive report on request.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$715.6M
Total deposits
$603.4M
Service charge income
$191K
Fee income ratio
3.3%
Return on assets
0.35%
Branches
11
Service charge income by quarter
Financial profile · Pro
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| $1 below the national medianAt the Illinois median |
| per year |
| — |
| Source |