16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 29, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $8.25, the middle of its prices
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
First Neighbor Bank, National Association · $736M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| First Neighbor Bank, National Association(this institution) | Toledo, IL | $736M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Albany Bank and Trust Company National Association | Chicago, IL | $722M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Overdraft not published |
| Artisans' Bank | Wilmington, DE | $718M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Bank of Luxemburg | Luxemburg, WI | $723M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bank of Prairie du Sac | Prairie du Sac, WI | $745M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Chippewa Valley Bank | Hayward, WI | $736M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Clinton Savings Bank | Clinton, MA | $745M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Countybank | Greenwood, SC | $733M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Bank | Waverly, IA | $740M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Midwest Bank of the Ozarks | Poplar Bluff, MO | $733M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First National Community Bank | Chatsworth, GA | $755M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| FM Bank | Waseca, MN | $738M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hickory Point Bank and Trust | Decatur, IL | $718M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| HomeBank | Palmyra, MO | $733M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Kleberg Bank, N.A. | Kingsville, TX | $737M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Lake Shore Bank | Dunkirk, NY | $736M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Lea County State Bank | Hobbs, NM | $738M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Manufacturers Bank & Trust Company | Forest City, IA | $738M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Northwestern Bank | Chippewa Falls, WI | $726M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Peoples Community Bank | Greenville, MO | $735M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Eastern Colorado Bank | Cheyenne Wells, CO | $721M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The First National Bank of Sonora | Sonora, TX | $722M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Malvern National Bank | Malvern, AR | $728M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The National Capital Bank of Washington | Washington, DC | $742M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Union State Bank | Arkansas City, KS | $719M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| United Valley Bank | Cavalier, ND | $752M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 18 publish this fee(monthly maintenance)
7 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $8.25, the middle of its two prices, against a peer median of $7.25 among 18 publishing peers.
Its two checking prices are $6.50 and $10.
$8.25 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Amounts from First Neighbor Bank, National Association’s own schedules, with a source for each figure.
per month
per hour · Account Balancing Assistance | $10.00 per hour
per hour
per hour · Account Research | $20.00 per hour
per hour
per item
per month
per month
per item
per item
per month
per month
per page · Fax (incoming and outgoing) | $3.00 per page
per page
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| MyLife Checking monthly fee | $6.50 | per month | None |
| Service Charge | $10 | Not stated | None |
| Termination of Checking & Savings Accounts Closed within 90 days of opening date | $15 | Not stated | None |
| Termination of Checking & Savings Accounts Closed within 90 days of opening date | $15 | Not stated | None |
| Dormant Account | $5 | Not stated | None |
| Dormant Account | $5 | Not stated | None |
| Account Balancing Assistance | $10Not compared: Charged per hour; comparison unavailable | per hour | Account Balancing Assistance | $10.00 per hour |
| Account Balancing Assistance | $10Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research | $20Not compared: Charged per hour; comparison unavailable | per hour | Account Research | $20.00 per hour |
| Account Research | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Service charge | $1 | per item | None |
Overdraft & NSF | |||
| Returned Check/Item | $30 | Not stated | None |
ATM & Card | |||
| Debit Card Replacement | $20 | Not stated | None |
| Debit Card Replacement | $20 | Not stated | None |
Wire Transfers | |||
| Wire Transfer Domestic (outgoing) | $30 | Not stated | None |
| Wire Transfer Domestic (outgoing) | $30 | Not stated | None |
| Wire Transfer Foreign (outgoing) | $75 | Not stated | None |
| Wire Transfer Foreign (outgoing) | $75 | Not stated | None |
Check Services | |||
| Money Order | $3 | Not stated | None |
| Money Order | $3 | Not stated | None |
| Money Order for MyLife Checking Member Regular Checking | No charge | Not stated | None |
| Stop Payment for MyLife Member (one per month) | $25Not compared: Monthly charge, not per item | per month | None |
| Stop Payment for MyLife Member (one per month) (Service) | $25Not compared: Monthly charge, not per item | per month | None |
| Stop Payments (all items) | $30 | Not stated | None |
| Stop Payments (all items) | $30 | Not stated | None |
| Foreign Check Cashing | $15 | per item | None |
| Foreign Check Cashing | $15 | per item | None |
Digital & Electronic | |||
| Ameren Illinois Bill Payment | $1.25 | Not stated | None |
| Ameren Illinois Bill Payment | $1.25 | Not stated | None |
Cash & Deposit | |||
| Coin Machine for Non-Customers – Under | $2 | Not stated | None |
| Coin Machine for Non-Customers – Under $100 | $2 | Not stated | None |
| Foreign Check Cashing Return | $20 | Not stated | None |
| Foreign Check Cashing Return | $20 | Not stated | None |
Account Services | |||
| Safe Deposit Box Closing With Only One Key | $75Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Closing With Only One Key | $75Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Drilling | $170Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Drilling | $170Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Late Fee | $5Not compared: Monthly charge, not annual | per month | None |
| Safe Deposit Box Late Fee | $5Not compared: Monthly charge, not annual | per month | None |
| Garnishments | $75 | Not stated | None |
| Garnishments | $75 | Not stated | None |
| Levies | $75 | Not stated | None |
| Levies | $75 | Not stated | None |
Other Fees | |||
| Fax (incoming and outgoing) | $3Not compared: Charged per page; comparison unavailable | per page | Fax (incoming and outgoing) | $3.00 per page |
| Fax (incoming and outgoing) | $3Not compared: Charged per page; comparison unavailable | per page | None |
| Photocopies | $0.25 | per item | None |
| Photocopies | $0.25 | per item | None |
| Photocopies for MyLife Checking Member | No charge | Not stated | None |
Oct 29, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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