16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 29, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $8.25, the middle of its prices
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from First Neighbor Bank, National Association’s own schedules, with a source for each figure.
per month
per hour · Account Balancing Assistance | $10.00 per hour
per hour
per hour · Account Research | $20.00 per hour
per hour
per item
per month
per month
per item
per item
per month
per month
per page · Fax (incoming and outgoing) | $3.00 per page
per page
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| MyLife Checking monthly fee | $6.50 | per month | None |
| Service Charge | $10 | Not stated | None |
| Termination of Checking & Savings Accounts Closed within 90 days of opening date | $15 | Not stated | None |
| Termination of Checking & Savings Accounts Closed within 90 days of opening date | $15 | Not stated | None |
| Dormant Account | $5 | Not stated | None |
| Dormant Account | $5 | Not stated | None |
| Account Balancing Assistance | $10Not compared: Charged per hour; comparison unavailable | per hour | Account Balancing Assistance | $10.00 per hour |
| Account Balancing Assistance | $10Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research | $20Not compared: Charged per hour; comparison unavailable | per hour | Account Research | $20.00 per hour |
| Account Research | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Service charge | $1 | per item | None |
Overdraft & NSF | |||
| Returned Check/Item | $30 | Not stated | None |
ATM & Card | |||
| Debit Card Replacement | $20 | Not stated | None |
| Debit Card Replacement | $20 | Not stated | None |
Wire Transfers | |||
| Wire Transfer Domestic (outgoing) | $30 | Not stated | None |
| Wire Transfer Domestic (outgoing) | $30 | Not stated | None |
| Wire Transfer Foreign (outgoing) | $75 | Not stated | None |
| Wire Transfer Foreign (outgoing) | $75 | Not stated | None |
Check Services | |||
| Money Order | $3 | Not stated | None |
| Money Order | $3 | Not stated | None |
| Money Order for MyLife Checking Member Regular Checking | No charge | Not stated | None |
| Stop Payment for MyLife Member (one per month) | $25Not compared: Monthly charge, not per item | per month | None |
| Stop Payment for MyLife Member (one per month) (Service) | $25Not compared: Monthly charge, not per item | per month | None |
| Stop Payments (all items) | $30 | Not stated | None |
| Stop Payments (all items) | $30 | Not stated | None |
| Foreign Check Cashing | $15 | per item | None |
| Foreign Check Cashing | $15 | per item | None |
Digital & Electronic | |||
| Ameren Illinois Bill Payment | $1.25 | Not stated | None |
| Ameren Illinois Bill Payment | $1.25 | Not stated | None |
Cash & Deposit | |||
| Coin Machine for Non-Customers – Under | $2 | Not stated | None |
| Coin Machine for Non-Customers – Under $100 | $2 | Not stated | None |
| Foreign Check Cashing Return | $20 | Not stated | None |
| Foreign Check Cashing Return | $20 | Not stated | None |
Account Services | |||
| Safe Deposit Box Closing With Only One Key | $75Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Closing With Only One Key | $75Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Drilling | $170Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Drilling | $170Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Late Fee | $5Not compared: Monthly charge, not annual | per month | None |
| Safe Deposit Box Late Fee | $5Not compared: Monthly charge, not annual | per month | None |
| Garnishments | $75 | Not stated | None |
| Garnishments | $75 | Not stated | None |
| Levies | $75 | Not stated | None |
| Levies | $75 | Not stated | None |
Other Fees | |||
| Fax (incoming and outgoing) | $3Not compared: Charged per page; comparison unavailable | per page | Fax (incoming and outgoing) | $3.00 per page |
| Fax (incoming and outgoing) | $3Not compared: Charged per page; comparison unavailable | per page | None |
| Photocopies | $0.25 | per item | None |
| Photocopies | $0.25 | per item | None |
| Photocopies for MyLife Checking Member | No charge | Not stated | None |
Oct 29, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.