Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

First Neighbor Bank, National Association

Toledo, IllinoisBankChicago Fed districtFees collected Mar 11, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3556. canonical_hint=account_research; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="Account Research | $20.00 per hour" · Source

Dormant Account$5

At the national median

Knox deterministic extraction from Rosetta artifact #3556. canonical_hint=dormant_account; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="Dormant Account | $5.00" · Source

Termination of Checking & Savings Accounts Closed within 90 days of opening date$15

At the national median

Knox deterministic extraction from Rosetta artifact #3556. canonical_hint=early_closure; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="Termination of Checking & Savings Accounts Closed within 90 days of opening date | $15.00" · Source

Overdraft & NSFVerified

Overdraft$30Within the typical range ($20–$30 nationally)
$2 above the national median
per day · Knox deterministic extraction from Rosetta artifact #3556. canonical_hint=overdraft; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="Overdraft | $30.00 per day, per account" · Source

ATM & CardVerified

ATM Foreign Card$3Within the typical range ($1–$3 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #3556. canonical_hint=atm_non_network; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="ATM Foreign Card | $3.00" · Source

Wire TransfersVerified

Wire Transfer Domestic (outgoing)$30Above the typical range ($20–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #3556. canonical_hint=wire_domestic_outgoing; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="Wire Transfer Domestic (outgoing) | $30.00" · Source

Check ServicesVerified

Foreign Check Cashing$15Above the typical range ($5–$10 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3556. canonical_hint=check_cashing; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="Foreign Check Cashing | $15.00 per check + fees" · Source
Foreign Check Cashing Return$20Above the typical range ($5–$10 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #3556. canonical_hint=check_cashing; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="Foreign Check Cashing Return | $20.00 + fees" · Source
Money Order for MyLife Checking Member Regular Checking$0Below the typical range ($2–$3.50 nationally)
$2 below the national median
Knox read a free fee from Rosetta artifact #3556. canonical_hint=money_order; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="Money Order for MyLife Checking Member Regular Checking | Free" · Source
Stop Payment for MyLife Member (one per month)$25Within the typical range ($20–$30 nationally)
$2 below the national median
per month · Knox deterministic extraction from Rosetta artifact #3556. canonical_hint=stop_payment; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="Stop Payment for MyLife Member (one per month) | $25.00" · Source

Account ServicesVerified

Safe Deposit Box Drilling$170Above the typical range ($25–$80 nationally)
$130 above the national median
Knox deterministic extraction from Rosetta artifact #3556. canonical_hint=safe_deposit_box; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="Safe Deposit Box Drilling | $170.00" · Source
Safe Deposit Box Late Fee$5Below the typical range ($25–$80 nationally)
$35 below the national median
per month · Knox deterministic extraction from Rosetta artifact #3556. canonical_hint=safe_deposit_box; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="Safe Deposit Box Late Fee | $5.00/per month" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3556. canonical_hint=account_research; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="Account Research \| $20.00 per hour"	Source
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3556. canonical_hint=dormant_account; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="Dormant Account \| $5.00"	Source
Termination of Checking & Savings Accounts Closed within 90 days of opening date	$15Within the typical range ($10–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3556. canonical_hint=early_closure; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="Termination of Checking & Savings Accounts Closed within 90 days of opening date \| $15.00"	Source
Overdraft & NSFVerified
Overdraft	$30Within the typical range ($20–$30 nationally)	$2 above the national median	per day	Knox deterministic extraction from Rosetta artifact #3556. canonical_hint=overdraft; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="Overdraft \| $30.00 per day, per account"	Source
ATM & CardVerified
ATM Foreign Card	$3Within the typical range ($1–$3 nationally)	$1.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #3556. canonical_hint=atm_non_network; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="ATM Foreign Card \| $3.00"	Source
Wire TransfersVerified
Wire Transfer Domestic (outgoing)	$30Above the typical range ($20–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #3556. canonical_hint=wire_domestic_outgoing; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="Wire Transfer Domestic (outgoing) \| $30.00"	Source
Check ServicesVerified
Foreign Check Cashing	$15Above the typical range ($5–$10 nationally)	$10 above the national median	per item	Knox deterministic extraction from Rosetta artifact #3556. canonical_hint=check_cashing; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="Foreign Check Cashing \| $15.00 per check + fees"	Source
Foreign Check Cashing Return
Account ServicesVerified
Safe Deposit Box Drilling	$170Above the typical range ($25–$80 nationally)	$130 above the national median	—	Knox deterministic extraction from Rosetta artifact #3556. canonical_hint=safe_deposit_box; text_hash=15b1460823b652dc73fc4b816e7b06100363becae6ea97be7453b7f88e6c032f; excerpt="Safe Deposit Box Drilling \| $170.00"	Source
Safe Deposit Box Late Fee

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

7% above the national median overdraft fee

Total fees: 12 — leaner than most institutions

Verified fees

Under review

Assets

$736.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$736.0M

Total deposits

$604.2M

Service charge income

$82K

Fee income ratio

0.95%

Return on assets

1.07%

Branches

Service charge income by quarter

Q2 2026$82K

Q1 2026$88K

Q4 2025$92K

Q3 2025$98K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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