16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 8, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Time Bank’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Closed Account Fee (First 90 Days) | $5 | Not stated | None |
| Dormant Service Charge | $10Not compared: Quarterly charge, not monthly | per quarter | None |
| Dormant Service Charge | $8 | per month | None |
| Research Fee | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Overdraft/NSF | $29 | per item | None |
| Daily Overdraft Fee | $5 | per day | None |
ATM & Card | |||
| ATM/ Debit Card Replacement | $5 | Not stated | None |
Wire Transfers | |||
| Wire - Domestic Outgoing | $30 | Not stated | None |
| Wire - Domestic Incoming | $10 | Not stated | None |
| Wire - International | $50 | Not stated | None |
Check Services | |||
| Cashiers Check | $5 | Not stated | None |
| Money Orders | $3 | Not stated | None |
| Stop Payments | $29 | Not stated | None |
| Collection Fee | $15 | Not stated | None |
Cash & Deposit | |||
| Coin Counting Fee | No charge | Not stated | None |
Account Services | |||
| Notary | No charge | Not stated | None |
| Legal Fee (Citations, Garnishment, etc.) | $125 | Not stated | None |
Other Fees | |||
| Statement Copy | $5 | Not stated | None |
Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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