Time Bank

Headquarters: Park Ridge, Illinois
Charter: Bank
Assets: $712.8M
Fed district: Chicago

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Time Bank: $29
Time Bank: $29
U.S. median: no median
Wire Transfer (Domestic Out)
Time Bank: $30
Time Bank: $30
U.S. median: no median
Stop Payment
Time Bank: $29
Time Bank: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Time Bank · $713M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Banks only
$692M to $736M in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Time Bank(this institution)	Park Ridge, IL	$713M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Albany Bank and Trust Company National Association	Chicago, IL	$722M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Artisans' Bank	Wilmington, DE	$718M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Bank of Luxemburg	Luxemburg, WI	$723M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Chippewa Valley Bank	Hayward, WI	$736M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Citizens National Bank	Cameron, TX	$692M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Countybank	Greenwood, SC	$733M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Eagle Bank	Everett, MA	$709M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Bank	Burkburnett, TX	$704M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Community Bank of Central Alabama	Wetumpka, AL	$694M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Midwest Bank of the Ozarks	Poplar Bluff, MO	$733M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Florida Capital Bank, National Association	Jacksonville, FL	$713M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Hickory Point Bank and Trust	Decatur, IL	$718M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
HomeBank	Palmyra, MO	$733M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Northwestern Bank	Chippewa Falls, WI	$726M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peoples Community Bank	Greenville, MO	$735M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Pilgrim Bank	Pittsburg, TX	$715M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pioneer Trust Bank, National Association	Salem, OR	$713M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Prospect Bank	Paris, IL	$716M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Putnam County Bank	Hurricane, WV	$704M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Citizens National Bank of Somerset	Somerset, KY	$701M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Eastern Colorado Bank	Cheyenne Wells, CO	$721M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The First National Bank of Sonora	Sonora, TX	$722M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The Malvern National Bank	Malvern, AR	$728M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Union Bank	Mena, AR	$710M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Union State Bank	Arkansas City, KS	$719M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 19 publish this fee(monthly maintenance)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Time Bank does not publish a monthly maintenance fee in the index.

The peer median is $7.50 among 19 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 24, 2026.

Monthly maintenance fee in dollars, one mark per institution

Time Bank does not publish a monthly maintenance fee, so it is not on this chart.

Time BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 24, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Time Bank’s own schedules, with a source for each figure.

Account Maintenance

Closed Account Fee (First 90 Days)$5
Dormant Service Charge$10
Not compared: Quarterly charge, not monthly
per quarter
Dormant Service Charge$8
per month
Research Fee$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft/NSF$29
per item
Daily Overdraft Fee$5
per day

ATM & Card

ATM/ Debit Card Replacement$5

Wire Transfers

Wire - Domestic Outgoing$30
Wire - Domestic Incoming$10
Wire - International$50

Check Services

Cashiers Check$5
Money Orders$3
Stop Payments$29
Collection Fee$15

Cash & Deposit

Coin Counting FeeNo charge

Account Services

NotaryNo charge
Legal Fee (Citations, Garnishment, etc.)$125

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Closed Account Fee (First 90 Days)	$5	Not stated	None
Dormant Service Charge	$10Not compared: Quarterly charge, not monthly	per quarter	None
Dormant Service Charge	$8	per month	None
Research Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft/NSF	$29	per item	None
Daily Overdraft Fee	$5	per day	None
ATM & Card
ATM/ Debit Card Replacement	$5	Not stated	None
Wire Transfers
Wire - Domestic Outgoing	$30	Not stated	None
Wire - Domestic Incoming	$10	Not stated	None
Wire - International	$50	Not stated	None
Check Services
Cashiers Check	$5	Not stated	None
Money Orders	$3	Not stated	None
Stop Payments	$29	Not stated	None
Collection Fee	$15	Not stated	None
Cash & Deposit
Coin Counting Fee	No charge	Not stated	None
Account Services
Notary	No charge	Not stated	None
Legal Fee (Citations, Garnishment, etc.)	$125	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Time Bank's ach origination changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Time Bank: $29
Time Bank: $29
U.S. median: no median
Wire Transfer (Domestic Out)
Time Bank: $30
Time Bank: $30
U.S. median: no median
Stop Payment
Time Bank: $29
Time Bank: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Time Bank · $713M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Banks only
$692M to $736M in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Time Bank(this institution)	Park Ridge, IL	$713M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Albany Bank and Trust Company National Association	Chicago, IL	$722M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Artisans' Bank	Wilmington, DE	$718M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Bank of Luxemburg	Luxemburg, WI	$723M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Chippewa Valley Bank	Hayward, WI	$736M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Citizens National Bank	Cameron, TX	$692M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Countybank	Greenwood, SC	$733M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Eagle Bank	Everett, MA	$709M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Bank	Burkburnett, TX	$704M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Community Bank of Central Alabama	Wetumpka, AL	$694M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Midwest Bank of the Ozarks	Poplar Bluff, MO	$733M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Florida Capital Bank, National Association	Jacksonville, FL	$713M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Hickory Point Bank and Trust	Decatur, IL	$718M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
HomeBank	Palmyra, MO	$733M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Northwestern Bank	Chippewa Falls, WI	$726M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peoples Community Bank	Greenville, MO	$735M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Pilgrim Bank	Pittsburg, TX	$715M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pioneer Trust Bank, National Association	Salem, OR	$713M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Prospect Bank	Paris, IL	$716M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Putnam County Bank	Hurricane, WV	$704M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Citizens National Bank of Somerset	Somerset, KY	$701M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Eastern Colorado Bank	Cheyenne Wells, CO	$721M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The First National Bank of Sonora	Sonora, TX	$722M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The Malvern National Bank	Malvern, AR	$728M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Union Bank	Mena, AR	$710M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Union State Bank	Arkansas City, KS	$719M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 19 publish this fee(monthly maintenance)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Time Bank does not publish a monthly maintenance fee in the index.

The peer median is $7.50 among 19 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 24, 2026.

Monthly maintenance fee in dollars, one mark per institution

Time Bank does not publish a monthly maintenance fee, so it is not on this chart.

Time BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 24, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Time Bank’s own schedules, with a source for each figure.

Account Maintenance

Closed Account Fee (First 90 Days)$5
Dormant Service Charge$10
Not compared: Quarterly charge, not monthly
per quarter
Dormant Service Charge$8
per month
Research Fee$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft/NSF$29
per item
Daily Overdraft Fee$5
per day

ATM & Card

ATM/ Debit Card Replacement$5

Wire Transfers

Wire - Domestic Outgoing$30
Wire - Domestic Incoming$10
Wire - International$50

Check Services

Cashiers Check$5
Money Orders$3
Stop Payments$29
Collection Fee$15

Cash & Deposit

Coin Counting FeeNo charge

Account Services

NotaryNo charge
Legal Fee (Citations, Garnishment, etc.)$125

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Closed Account Fee (First 90 Days)	$5	Not stated	None
Dormant Service Charge	$10Not compared: Quarterly charge, not monthly	per quarter	None
Dormant Service Charge	$8	per month	None
Research Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft/NSF	$29	per item	None
Daily Overdraft Fee	$5	per day	None
ATM & Card
ATM/ Debit Card Replacement	$5	Not stated	None
Wire Transfers
Wire - Domestic Outgoing	$30	Not stated	None
Wire - Domestic Incoming	$10	Not stated	None
Wire - International	$50	Not stated	None
Check Services
Cashiers Check	$5	Not stated	None
Money Orders	$3	Not stated	None
Stop Payments	$29	Not stated	None
Collection Fee	$15	Not stated	None
Cash & Deposit
Coin Counting Fee	No charge	Not stated	None
Account Services
Notary	No charge	Not stated	None
Legal Fee (Citations, Garnishment, etc.)	$125	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.