Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

First National Community Bank

Chatsworth, GeorgiaBankAtlanta Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closing fee$10Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Overdraft Fee$31Within the typical range ($25–$33 nationally)
$1 above the national median$1 below the Georgia median
Source
Returned Item Fee$31Within the typical range ($25–$32 nationally)
$1 above the national median$1 below the Georgia median
Source

Wire TransfersVerified

Domestic wire transfers: Outgoing$20Within the typical range ($20–$25 nationally)
$5 below the national medianAt the Georgia median
Source
Domestic wire transfers: Incoming$10Within the typical range ($5–$15 nationally)
At the national medianAt the Georgia median
Source

Check ServicesVerified

Cashier's Checks: Customer$5Within the typical range ($3–$6 nationally)
At the national medianAt the Georgia median
Source
Stop payments$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$12 below the Georgia median
per item · Source

Account ServicesVerified

Safe Deposit Box 10x10$80Above the typical range ($30–$70 nationally)
$35 above the national median$32.50 above the Georgia median
Source
Safe Deposit Box 3x10$30Within the typical range ($30–$70 nationally)
$15 below the national median$17.50 below the Georgia median
Source
Safe Deposit Box 3x5$20Below the typical range ($30–$70 nationally)
$25 below the national median$27.50 below the Georgia median
Source
Safe Deposit Box 5x10$50Within the typical range ($30–$70 nationally)
$5 above the national median$2.50 above the Georgia median
Source
Garnishments$50Within the typical range ($30–$90 nationally)
At the national medianAt the Georgia median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Closing fee	$10Within the typical range ($10–$25 nationally)	$7.50 below the national medianAt the Georgia median	—	Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3161. canonical_hint=early_closure; text_hash=c9c0b9001aaae4a2f2b464acf59dc836b232f6e97d8ab13b5a620035d353cf34; excerpt="Account Closing fee \| $10.00"	Source
Overdraft & NSFVerified
Overdraft Fee	$31Within the typical range ($25–$33 nationally)	$1 above the national median$1 below the Georgia median	—	—	Source
Returned Item Fee	$31
ATM & CardVerified
ATM or Debit Card Replacement	$7.50Within the typical range ($5–$10 nationally)	$2.50 below the national median$2.50 below the Georgia median	—	—	Source
Wire TransfersVerified
Domestic wire transfers: Outgoing	$20Within the typical range ($20–$25 nationally)	$5 below the national medianAt the Georgia median	—	—	Source
Domestic wire transfers: Incoming	$10
Check ServicesVerified
Cashier's Checks: Customer	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Georgia median	—	—	Source
Stop payments	$20
Account ServicesVerified
Safe Deposit Box 10x10	$80Above the typical range ($30–$70 nationally)	$35 above the national median$32.50 above the Georgia median	—	—	Source
Safe Deposit Box 3x10	$30
Other FeesVerified
Photocopies	$1Below the typical range ($2–$5 nationally)	$2 below the national median$2 below the Georgia median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$31

Overdraft fee: $31

Overdraft fee is aligned with the national median

14 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$754.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$754.7M

Total deposits

$653.2M

Service charge income

$249K

Fee income ratio

2.6%

Return on assets

1.94%

Branches

Service charge income by quarter

Q2 2026$249K

Q1 2026$250K

Q4 2025$249K

Q3 2025$241K

Financial profile · Pro

Performance from regulator filings

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Based on 65,682 published fee entries from 3,608 institutions

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