Lea County State Bank

Headquarters: Hobbs, New Mexico
Charter: Bank
Assets: $738.3M
Fed district: Dallas

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Lea County State Bank: $32
Lea County State Bank: $32
U.S. median: no median
NSF / Returned Item
Lea County State Bank: $32
Lea County State Bank: $32
U.S. median: no median
Non-Network ATM
Lea County State Bank: $1
Lea County State Bank: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Mexico, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Mexico: Banks and credit unions headquartered in New Mexico that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Lea County State Bank’s own schedules, with a source for each figure.

Account Maintenance

Closed account fee: within 90 days of opening$20
Dormant Account Service Charge (After 24 months of inactivity each month)$10
per month
Account Research (per hour; 1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Check Book Reconciliation (per hour; 1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements$5
per month

Overdraft & NSF

Paid NSF Fee$32
Returned NSF Fee$32

ATM & Card

Non-LCSB ATMs$1

Wire Transfers

Wire Transfers (Outgoing - Domestic): Customer$30
Wire Transfers (Incoming): Non-Customer$40
Wire Transfers (Outgoing - Foreign): Customer$65

Check Services

Cashier's Checks (Customer)$7
Cashier's Checks (Non-Customer)$10
Stop Payment Order$32
Temporary Checks$5
per item

Account Services

Notary Fee (Non-customer)$5

Retirement & IRA

IRA Transfer Fee, per certificate$25

Gift & Prepaid Cards

Gift Cards$4.99

Fee	Amount	Basis	Note
Account Maintenance
Closed account fee: within 90 days of opening	$20	Not stated	None
Dormant Account Service Charge (After 24 months of inactivity each month)	$10	per month	None
Account Research (per hour; 1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Check Book Reconciliation (per hour; 1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements	$5	per month	None
Overdraft & NSF
Paid NSF Fee	$32	Not stated	None
Returned NSF Fee	$32	Not stated	None
ATM & Card
Non-LCSB ATMs	$1	Not stated	None
Wire Transfers
Wire Transfers (Outgoing - Domestic): Customer	$30	Not stated	None
Wire Transfers (Incoming): Non-Customer	$40	Not stated	None
Wire Transfers (Outgoing - Foreign): Customer	$65	Not stated	None
Check Services
Cashier's Checks (Customer)	$7	Not stated	None
Cashier's Checks (Non-Customer)	$10	Not stated	None
Stop Payment Order	$32	Not stated	None
Temporary Checks	$5	per item	None
Account Services
Notary Fee (Non-customer)	$5	Not stated	None
Retirement & IRA
IRA Transfer Fee, per certificate	$25	Not stated	None
Gift & Prepaid Cards
Gift Cards	$4.99	Not stated	None

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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