20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 15, 2026
Call-report figures are for Manufacturers Bank & Trust Company at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Manufacturers Bank & Trust Company's published fee schedule; Bank Fee Index medians | Current schedule | Oct 15, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $220K in Q2 2026, 3.5% below the same quarter a year earlier ($228K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Compared at $22.50, the middle of its prices
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income fell 12% from Q3 2025 to Q2 2026, to $220K.
$220K
Manufacturers Bank & Trust CompanyMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Manufacturers Bank & Trust Company · $738M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Manufacturers Bank & Trust Company(this institution) | Forest City, IA | $738M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Albany Bank and Trust Company National Association | Chicago, IL | $722M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Overdraft not published |
| Artisans' Bank | Wilmington, DE | $718M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Bank of Luxemburg | Luxemburg, WI | $723M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bank of Prairie du Sac | Prairie du Sac, WI | $745M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Chippewa Valley Bank | Hayward, WI | $736M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Clinton Savings Bank | Clinton, MA | $745M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Countybank | Greenwood, SC | $733M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Bank | Waverly, IA | $740M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Midwest Bank of the Ozarks | Poplar Bluff, MO | $733M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First National Community Bank | Chatsworth, GA | $755M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Neighbor Bank, National Association | Toledo, IL | $736M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| FM Bank | Waseca, MN | $738M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hickory Point Bank and Trust | Decatur, IL | $718M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| HomeBank | Palmyra, MO | $733M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Kleberg Bank, N.A. | Kingsville, TX | $737M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Lake Shore Bank | Dunkirk, NY | $736M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Lea County State Bank | Hobbs, NM | $738M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Northwestern Bank | Chippewa Falls, WI | $726M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Peoples Community Bank | Greenville, MO | $735M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Eastern Colorado Bank | Cheyenne Wells, CO | $721M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The First National Bank of Sonora | Sonora, TX | $722M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Malvern National Bank | Malvern, AR | $728M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The National Capital Bank of Washington | Washington, DC | $742M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Union State Bank | Arkansas City, KS | $719M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| United Valley Bank | Cavalier, ND | $752M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 19 publish this fee(monthly maintenance)
6 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7.50 among 19 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Manufacturers Bank & Trust Company does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Manufacturers Bank & Trust Company (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $220K | −$3K | −1.3% |
| Q1 2026 | $223K | −$13K | −5.5% |
| Q4 2025 | $236K | −$15K | −6.0% |
| Q3 2025 | $251K | +$23K | +10.1% |
| Q2 2025 | $228K | +$20K | +9.6% |
| Q1 2025 | $208K | −$18K | −8.0% |
| Q4 2024 | $226K | −$10K | −4.2% |
| Q3 2024 | $236K | +$4K | +1.7% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Manufacturers Bank & Trust Company’s own schedules, with a source for each figure.
per hour · Assistance in Reconciling ....................................................... $40.00/hour
per month
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Minimum Balance Charge | $3 | Not stated | None |
| Account Closed within 90 days of opening | $25 | Not stated | None |
| Assistance in Reconciling | $40Not compared: Charged per hour; comparison unavailable | per hour | Assistance in Reconciling ....................................................... $40.00/hour |
| Paper Statement | $3 | per month | None |
| Paper Statement Fee | $5 | Not stated | None |
| Excess Withdrawals | $6 | Not stated | None |
| Excess Withdrawals | $3 | Not stated | None |
| Returned Mail Fee | $5 | Not stated | None |
Overdraft & NSF | |||
| Paid Item Overdraft Fee | $30 | per item | None |
| Bill Pay Return Item Fee (Consumer/Business) | $15 | per item | None |
| Return Item Fee | $30 | per item | None |
ATM & Card | |||
| Lost or Stolen Card - 2nd or 3rd Card | $10 | per item | None |
| Lost or Stolen Card - 4th or 5th Card | $15 | per item | None |
| Lost or Stolen Card - 6th or more Card | $25 | per item | None |
Wire Transfers | |||
| Domestic Wire Transfer | $25 | per item | None |
| Foreign Wire Transfer | $60 | per item | None |
Check Services | |||
| Cashiers Checks | $7 | per item | None |
| Money Orders | $5 | per item | None |
| Lost Checkbook | $40 | Not stated | None |
| Stop Payments: Exact Amount | $30 | Not stated | None |
| Counter Checks | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Non-Customer | $1 | Not stated | None |
| Collection Item | $15 | per item | None |
Account Services | |||
| Non-Customer Notary Fee | $5 | Not stated | None |
| Safe Deposit Box 10x10 | $70 | Not stated | None |
| Safe Deposit Box 10x10 (audience not stated, treated as personal) | $70 | Not stated | None |
| Safe Deposit Box 2x5 | $12 | Not stated | None |
| Safe Deposit Box 2x5 (audience not stated, treated as personal) | $12 | Not stated | None |
| Safe Deposit Box 3x10 | $40 | Not stated | None |
| Safe Deposit Box 3x10 (audience not stated, treated as personal) | $40 | Not stated | None |
| Safe Deposit Box 3x5 | $20 | Not stated | None |
| Safe Deposit Box 3x5 (audience not stated, treated as personal) | $20 | Not stated | None |
| Safe Deposit Box 4x5 | $25 | Not stated | None |
| Safe Deposit Box 4x5 (audience not stated, treated as personal) | $25 | Not stated | None |
| Safe Deposit Box 5x10 | $45 | Not stated | None |
| Safe Deposit Box 5x10 (audience not stated, treated as personal) | $45 | Not stated | None |
| Safe Deposit Box 5x5 | $30 | Not stated | None |
| Safe Deposit Box 5x5 (audience not stated, treated as personal) | $30 | Not stated | None |
| Safe Deposit Box 6x10 | $50 | Not stated | None |
| Safe Deposit Box 6x10 (audience not stated, treated as personal) | $50 | Not stated | None |
| Safe Deposit Box 8x10 | $70 | Not stated | None |
| Safe Deposit Box 8x10 (audience not stated, treated as personal) | $70 | Not stated | None |
| Safe Deposit Box: Replace Key (audience not stated, treated as personal) | $25Not compared: Box drilling or key fee | per item | None |
| Levy, Garnishment | $50 | per item | None |
Other Fees | |||
| Outgoing Fax | $7.50 | Not stated | None |
| Reproduction & Research of Accounts | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closed within 90 days of opening | $25 | Not stated | None |
| Assistance in Reconciling | $40Not compared: Charged per hour; comparison unavailable | per hour | Assistance in Reconciling ....................................................... $40.00/hour |
| Paper Statement Fee | $5 | Not stated | None |
| Returned Mail Fee | $5 | Not stated | None |
Overdraft & NSF | |||
| Paid Item Overdraft Fee | $30 | per item | None |
| Bill Pay Return Item Fee (Consumer/Business) | $15 | per item | None |
| Return Item Fee | $30 | per item | None |
ATM & Card | |||
| Lost or Stolen Card - 2nd or 3rd Card | $10 | per item | None |
| Lost or Stolen Card - 4th or 5th Card | $15 | per item | None |
| Lost or Stolen Card - 6th or more Card | $25 | per item | None |
Wire Transfers | |||
| Domestic Wire Transfer | $25 | per item | None |
| Foreign Wire Transfer | $60 | per item | None |
Check Services | |||
| Cashiers Checks | $7 | per item | None |
| Money Orders | $5 | per item | None |
| Lost Checkbook | $40 | Not stated | None |
| Stop Payments: Exact Amount | $30 | Not stated | None |
| Counter Checks | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Non-Customer | $1 | Not stated | None |
| Collection Item | $15 | per item | None |
Digital & Electronic | |||
| Business Bill Pay Item Fee | $0.50Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Return deposit item fee | $3 | per item | None |
| Return deposit Item fee | $10 | per item | None |
Account Services | |||
| Non-Customer Notary Fee | $5 | Not stated | None |
| Safe Deposit Box 10x10 | $70 | Not stated | None |
| Safe Deposit Box 2x5 | $12 | Not stated | None |
| Safe Deposit Box 3x10 | $40 | Not stated | None |
| Safe Deposit Box 3x5 | $20 | Not stated | None |
| Safe Deposit Box 4x5 | $25 | Not stated | None |
| Safe Deposit Box 5x10 | $45 | Not stated | None |
| Safe Deposit Box 5x5 | $30 | Not stated | None |
| Safe Deposit Box 6x10 | $50 | Not stated | None |
| Safe Deposit Box 8x10 | $70 | Not stated | None |
| Levy, Garnishment | $50 | per item | None |
Other Fees | |||
| Outgoing Fax | $7.50 | Not stated | None |
| Reproduction & Research of Accounts | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Manufacturers Bank & Trust Company operates, and what regulators and customers have on file.
In Rochester, MN, Manufacturers Bank & Trust Company holds 2.4% of bank deposits, #14 of 34, with 4 offices.
96 offices of 41 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 34 institutions shown. $7.6B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2012 to 2026
June 2026: 2.4% share, 4 offices, #14 of 34
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2012 to 2026.
Credit unions, reported separately
21 offices of 7 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Fee change alerts
We check once a day and send one email covering every change.