The National Capital Bank of Washington

Headquarters: Washington, Washington DC
Charter: Bank
Assets: $742.2M
Fed district: Richmond

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
The National Capital Bank of Washington: $35
The National Capital Bank of Washington: $35
U.S. median: no median
NSF / Returned Item
The National Capital Bank of Washington: $35
The National Capital Bank of Washington: $35
U.S. median: no median
Non-Network ATM
The National Capital Bank of Washington: $1.25
The National Capital Bank of Washington: $1.25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington DC, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington DC: Banks and credit unions headquartered in Washington DC that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The National Capital Bank of Washington’s own schedules, with a source for each figure.

Account Maintenance

Paper Statement Fee for eSuite Accounts$5
Paper statements (eChecking)$5
per month

Overdraft & NSF

NSF Paid Item Charge$35
Uncollected Paid Item Charge$35
NSF Returned Item Charge$35
Uncollected Returned Item Charge$35

ATM & Card

Fees for ATM Withdrawals at other ATMs$1.25
per transaction
NCB ATM$1.25
Debit Card Replacement$5
Expedited Debit Card Request$55

Wire Transfers

Domestic Outgoing Wire Transfer May not apply to Platinum Banking customers$25
Foreign Outgoing Wire Transfer (additional fees may apply)$60

Check Services

Cashier’s Check$10
Stop Payment$30
Check Copies (first three per month are FREE)$5

Digital & Electronic

Expedited Bill Payment convenience fee for checks processed for “Next Business Day” delivery$19.95

Cash & Deposit

Returned Deposited Item Fee$10

Account Services

Notary Services – FREE for NCB customersNo charge
Levies or Attachments$125
Written Verification of Account$15

Other Fees

Copy of Statement$5

Fee	Amount	Basis	Note
Account Maintenance
Paper Statement Fee for eSuite Accounts	$5	Not stated	None
Paper statements (eChecking)	$5	per month	None
Overdraft & NSF
NSF Paid Item Charge	$35	Not stated	None
Uncollected Paid Item Charge	$35	Not stated	None
NSF Returned Item Charge	$35	Not stated	None
Uncollected Returned Item Charge	$35	Not stated	None
ATM & Card
Fees for ATM Withdrawals at other ATMs	$1.25	per transaction	None
NCB ATM	$1.25	Not stated	None
Debit Card Replacement	$5	Not stated	None
Expedited Debit Card Request	$55	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer May not apply to Platinum Banking customers	$25	Not stated	None
Foreign Outgoing Wire Transfer (additional fees may apply)	$60	Not stated	None
Check Services
Cashier’s Check	$10	Not stated	None
Stop Payment	$30	Not stated	None
Check Copies (first three per month are FREE)	$5	Not stated	None
Digital & Electronic
Expedited Bill Payment convenience fee for checks processed for “Next Business Day” delivery	$19.95	Not stated	None
Cash & Deposit
Returned Deposited Item Fee	$10	Not stated	None
Account Services
Notary Services – FREE for NCB customers	No charge	Not stated	None
Levies or Attachments	$125	Not stated	None
Written Verification of Account	$15	Not stated	None
Other Fees
Copy of Statement	$5	Not stated	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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