Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

The National Capital Bank of Washington

Washington, Washington DCBankRichmond Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Paper Statement Fee for eSuite Accounts$5Above the typical range ($2–$4.75 nationally)

Knox deterministic extraction from Rosetta artifact #1243. canonical_hint=paper_statement; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="Paper Statement Fee for eSuite Accounts | $5.00" · Source

Overdraft & NSFVerified

NSF Returned Item Charge2$35Above the typical range ($15–$32 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #1243. canonical_hint=nsf; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="NSF Returned Item Charge2 | $35.00" · Source

ATM & CardVerified

Expedited Debit Card Request$55Above the typical range ($30–$50 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #1243. canonical_hint=rush_card; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="Expedited Debit Card Request | $55.00" · Source

Wire TransfersVerified

Domestic Outgoing Wire Transfer May not apply to Platinum Banking customers$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1243. canonical_hint=wire_domestic_outgoing; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="Domestic Outgoing Wire Transfer *May not apply to Platinum Banking customers | $25.00" · Source
Foreign Outgoing Wire Transfer (additional fees may apply)$60Above the typical range ($35–$50 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #1243. canonical_hint=wire_intl_outgoing; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="Foreign Outgoing Wire Transfer (additional fees may apply) | $60.00" · Source

Check ServicesVerified

Cashier’s Check$10Above the typical range ($3–$7.50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1243. canonical_hint=cashiers_check; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="Cashier’s Check | $10.00" · Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1243. canonical_hint=stop_payment; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="Stop Payment | $30.00" · Source

Digital & ElectronicVerified

Consumer eBanking, Bill Payment, Mobile Deposit and e-Statements – Free$0Within the typical range ($0–$0.90 nationally)
At the national median
Knox read a free fee from Rosetta artifact #1243. canonical_hint=mobile_deposit; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="Consumer eBanking, Bill Payment, Mobile Deposit and e-Statements – Free | $0.00" · Source

Cash & DepositVerified

Returned Deposited Item Fee$10Within the typical range ($10–$25 nationally)
$7.50 below the national median
Knox deterministic extraction from Rosetta artifact #1243. canonical_hint=deposited_item_return; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="Returned Deposited Item Fee | $10.00" · Source

Account ServicesVerified

Notary Services – FREE for NCB customers$0Within the typical range ($0–$5 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #1243. canonical_hint=notary_fee; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="Notary Services – FREE for NCB customers | $0.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Paper Statement Fee for eSuite Accounts	$5Above the typical range ($2–$4.75 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #1243. canonical_hint=paper_statement; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="Paper Statement Fee for eSuite Accounts \| $5.00"	Source
Overdraft & NSFVerified
NSF Returned Item Charge2	$35Above the typical range ($15–$32 nationally)	$7 above the national median	—	Knox deterministic extraction from Rosetta artifact #1243. canonical_hint=nsf; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="NSF Returned Item Charge2 \| $35.00"	Source
ATM & CardVerified
Expedited Debit Card Request	$55Above the typical range ($30–$50 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #1243. canonical_hint=rush_card; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="Expedited Debit Card Request \| $55.00"	Source
Wire TransfersVerified
Domestic Outgoing Wire Transfer May not apply to Platinum Banking customers	$25Within the typical range ($20–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #1243. canonical_hint=wire_domestic_outgoing; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="Domestic Outgoing Wire Transfer *May not apply to Platinum Banking customers \| $25.00"	Source
Check ServicesVerified
Cashier’s Check	$10Above the typical range ($3–$7.50 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #1243. canonical_hint=cashiers_check; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="Cashier’s Check \| $10.00"	Source
Stop Payment
Digital & ElectronicVerified
Consumer eBanking, Bill Payment, Mobile Deposit and e-Statements – Free	$0Within the typical range ($0–$0.90 nationally)	At the national median	—	Knox read a free fee from Rosetta artifact #1243. canonical_hint=mobile_deposit; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="Consumer eBanking, Bill Payment, Mobile Deposit and e-Statements – Free \| $0.00"	Source
Cash & DepositVerified
Returned Deposited Item Fee	$10Within the typical range ($10–$25 nationally)	$7.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #1243. canonical_hint=deposited_item_return; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="Returned Deposited Item Fee \| $10.00"	Source
Account ServicesVerified
Notary Services – FREE for NCB customers	$0Within the typical range ($0–$5 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #1243. canonical_hint=notary_fee; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="Notary Services – FREE for NCB customers \| $0.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

25% above the national median NSF fee

Total fees: 10 — leaner than most institutions

Verified fees

Under review

Assets

$742.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$742.2M

Total deposits

$659.2M

Service charge income

$67K

Fee income ratio

0.86%

Return on assets

1.16%

Branches

Service charge income by quarter

Q2 2026$67K

Q1 2026$69K

Q4 2025$69K

Q3 2025$69K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 6,925 verified fees from 1,557 institutions

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