13 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 18, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $7.50, the middle of its prices
Non-Network ATM
Compared at $1.25, the middle of its prices
Wire Transfer (Int'l Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Albany Bank and Trust Company National Association’s own schedules, with a source for each figure.
per month
per month
per month
per hour
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance Fee | $5 | per month | None |
| Monthly Maintenance Fee | $10 | per month | None |
| Early Account Closure | $10 | Not stated | None |
| Pre-Printed Deposit Slips: Cost: Dormant Account (per month) | $5 | per month | None |
| Account Research per Hour | $50Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $3.95 | Not stated | None |
| Paper Statement Fee | No charge | Not stated | None |
| Undeliverable Mail (per month) | $5 | per month | None |
ATM & Card | |||
| Foreign ATM Fees | No charge | Not stated | None |
| Foreign ATM Fees | $2.50 | Not stated | None |
| Note #3: Debit Card Replacement | $20 | Not stated | None |
| Cross-Border fee (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Domestic Wire: In | $15 | Not stated | None |
| International Wire Out: In | $15 | Not stated | None |
Check Services | |||
| Canadian Item Deposited | $5 | Not stated | None |
Cash & Deposit | |||
| Loose Coin (audience not stated, treated as personal) | 10% | Not stated | None |
| Canvas Bag Replacement Key | $2 | Not stated | None |
| Depository Replacement Key | $2 | Not stated | None |
Account Services | |||
| Third Party Balance Verification | $2 | Not stated | None |
Other Fees | |||
| Duplicate Statement | $3 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance Fee | $15 | per month | None |
| Early Account Closure | $10 | Not stated | None |
| Pre-Printed Deposit Slips: Cost: Dormant Account (per month) | $5 | per month | None |
| Account Research per Hour | $50Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statements | $3.95 | Not stated | None |
| Undeliverable Mail (per month) | $5 | per month | None |
ATM & Card | |||
| Foreign ATM Fee Foreign ATM refers to all Non-Albank and Non-Money Pass ATMs | $2.50 | Not stated | None |
| Foreign ATM Withdrawal | $2.50 | Not stated | None |
| Note #3: Debit Card Replacement | $20 | Not stated | None |
Wire Transfers | |||
| Domestic Wire: In | $15 | Not stated | None |
| International Wire Out: In | $15 | Not stated | None |
Check Services | |||
| Canadian Item Deposited | $5 | Not stated | None |
Cash & Deposit | |||
| Charge-back to Business Account | $10 | Not stated | None |
| Canvas Bag Replacement Key | $2 | Not stated | None |
| Depository Replacement Key | $2 | Not stated | None |
Account Services | |||
| Third Party Balance Verification | $2 | Not stated | None |
Other Fees | |||
| Duplicate Statement | $3 | Not stated | None |
Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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