MidSouth Bank

Headquarters: Dothan, Alabama
Charter: Bank
Assets: $771.5M
Fed district: Atlanta

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
MidSouth Bank: $32
MidSouth Bank: $32
U.S. median: no median
Stop Payment
MidSouth Bank: $30
MidSouth Bank: $30
U.S. median: no median
Wire Transfer (Int'l Out)
Compared at $35, the middle of its prices
MidSouth Bank: $30 to $40
MidSouth Bank: $30 to $40
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from MidSouth Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee, per month$10
per month
Research Fee, per hour$30
Not compared: Charged per hour; comparison unavailable
per hour
Statement Balancing$10
varies · Per hour

Overdraft & NSF

Paid Item Fee (Overdraft Fee), per item, per presentment (1)(2)$32
per item

Wire Transfers

Wire Transfer, each, International, In & Out, Foreign Currency$30
per item
Wire Transfer, each, International, In & Out, US Dollars$40
per item

Check Services

Cashier’s Check (Customer)$7
per item
Cashier’s Check (Non-Customer)$10
per item
Money Order (Customer)$5
per item
Money Order (Non-Customer)$10
per item
Per check debit fee$0.14
per item · Commercial checking per check debit
Stop Payment Fee, per item$30
per item
Collection Item$10
per item

Digital & Electronic

ACH origination / file transfer (per cycle)$50
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Return Deposit Item Fee, per item$10
per item

Other Fees

Document Copies, per page$0.25
per item
Duplicate Statement$5
per item
Statement Printout$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee, per month	$10	per month	None
Research Fee, per hour	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Statement Balancing	$10	varies	Per hour
Overdraft & NSF
Paid Item Fee (Overdraft Fee), per item, per presentment (1)(2)	$32	per item	None
Wire Transfers
Wire Transfer, each, International, In & Out, Foreign Currency	$30	per item	None
Wire Transfer, each, International, In & Out, US Dollars	$40	per item	None
Check Services
Cashier’s Check (Customer)	$7	per item	None
Cashier’s Check (Non-Customer)	$10	per item	None
Money Order (Customer)	$5	per item	None
Money Order (Non-Customer)	$10	per item	None
Per check debit fee	$0.14	per item	Commercial checking per check debit
Stop Payment Fee, per item	$30	per item	None
Collection Item	$10	per item	None
Digital & Electronic
ACH origination / file transfer (per cycle)	$50Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Return Deposit Item Fee, per item	$10	per item	None
Other Fees
Document Copies, per page	$0.25	per item	None
Duplicate Statement	$5	per item	None
Statement Printout	$1	per item	None

Account Maintenance

Dormant Account Fee, per month$10
per month
Research Fee, per hour$30
Not compared: Charged per hour; comparison unavailable
per hour
Statement Balancing$10
varies · Per hour

Overdraft & NSF

Paid Item Fee (Overdraft Fee), per item, per presentment (1)(2)$32
per item

Wire Transfers

Wire Transfer, each, International, In & Out, Foreign Currency$30
per item
Wire Transfer, each, International, In & Out, US Dollars$40
per item

Check Services

Cashier’s Check (Customer)$7
per item
Cashier’s Check (Non-Customer)$10
per item
Money Order (Customer)$5
per item
Money Order (Non-Customer)$10
per item
Per check debit fee$0.14
per item · Commercial checking per check debit
Stop Payment Fee, per item$30
per item
Collection Item$10
per item

Digital & Electronic

ACH origination / file transfer (per cycle)$50
Not compared: Monthly charge, not per item
per month
Small Business Bill Pay$8.95
varies · Per cycle
Small Business Bill Pay (per cycle)$8.95
per month

Cash & Deposit

Return Deposit Item Fee, per item$10
per item

Other Fees

Document Copies, per page$0.25
per item
Duplicate Statement$5
per item
Statement Printout$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee, per month	$10	per month	None
Research Fee, per hour	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Statement Balancing	$10	varies	Per hour
Overdraft & NSF
Paid Item Fee (Overdraft Fee), per item, per presentment (1)(2)	$32	per item	None
Wire Transfers
Wire Transfer, each, International, In & Out, Foreign Currency	$30	per item	None
Wire Transfer, each, International, In & Out, US Dollars	$40	per item	None
Check Services
Cashier’s Check (Customer)	$7	per item	None
Cashier’s Check (Non-Customer)	$10	per item	None
Money Order (Customer)	$5	per item	None
Money Order (Non-Customer)	$10	per item	None
Per check debit fee	$0.14	per item	Commercial checking per check debit
Stop Payment Fee, per item	$30	per item	None
Collection Item	$10	per item	None
Digital & Electronic
ACH origination / file transfer (per cycle)	$50Not compared: Monthly charge, not per item	per month	None
Small Business Bill Pay	$8.95	varies	Per cycle
Small Business Bill Pay (per cycle)	$8.95	per month	None
Cash & Deposit
Return Deposit Item Fee, per item	$10	per item	None
Other Fees
Document Copies, per page	$0.25	per item	None
Duplicate Statement	$5	per item	None
Statement Printout	$1	per item	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
MidSouth Bank: $32
MidSouth Bank: $32
U.S. median: no median
Stop Payment
MidSouth Bank: $30
MidSouth Bank: $30
U.S. median: no median
Wire Transfer (Int'l Out)
Compared at $35, the middle of its prices
MidSouth Bank: $30 to $40
MidSouth Bank: $30 to $40
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from MidSouth Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee, per month$10
per month
Research Fee, per hour$30
Not compared: Charged per hour; comparison unavailable
per hour
Statement Balancing$10
varies · Per hour

Overdraft & NSF

Paid Item Fee (Overdraft Fee), per item, per presentment (1)(2)$32
per item

Wire Transfers

Wire Transfer, each, International, In & Out, Foreign Currency$30
per item
Wire Transfer, each, International, In & Out, US Dollars$40
per item

Check Services

Cashier’s Check (Customer)$7
per item
Cashier’s Check (Non-Customer)$10
per item
Money Order (Customer)$5
per item
Money Order (Non-Customer)$10
per item
Per check debit fee$0.14
per item · Commercial checking per check debit
Stop Payment Fee, per item$30
per item
Collection Item$10
per item

Digital & Electronic

ACH origination / file transfer (per cycle)$50
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Return Deposit Item Fee, per item$10
per item

Other Fees

Document Copies, per page$0.25
per item
Duplicate Statement$5
per item
Statement Printout$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee, per month	$10	per month	None
Research Fee, per hour	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Statement Balancing	$10	varies	Per hour
Overdraft & NSF
Paid Item Fee (Overdraft Fee), per item, per presentment (1)(2)	$32	per item	None
Wire Transfers
Wire Transfer, each, International, In & Out, Foreign Currency	$30	per item	None
Wire Transfer, each, International, In & Out, US Dollars	$40	per item	None
Check Services
Cashier’s Check (Customer)	$7	per item	None
Cashier’s Check (Non-Customer)	$10	per item	None
Money Order (Customer)	$5	per item	None
Money Order (Non-Customer)	$10	per item	None
Per check debit fee	$0.14	per item	Commercial checking per check debit
Stop Payment Fee, per item	$30	per item	None
Collection Item	$10	per item	None
Digital & Electronic
ACH origination / file transfer (per cycle)	$50Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Return Deposit Item Fee, per item	$10	per item	None
Other Fees
Document Copies, per page	$0.25	per item	None
Duplicate Statement	$5	per item	None
Statement Printout	$1	per item	None

Account Maintenance

Dormant Account Fee, per month$10
per month
Research Fee, per hour$30
Not compared: Charged per hour; comparison unavailable
per hour
Statement Balancing$10
varies · Per hour

Overdraft & NSF

Paid Item Fee (Overdraft Fee), per item, per presentment (1)(2)$32
per item

Wire Transfers

Wire Transfer, each, International, In & Out, Foreign Currency$30
per item
Wire Transfer, each, International, In & Out, US Dollars$40
per item

Check Services

Cashier’s Check (Customer)$7
per item
Cashier’s Check (Non-Customer)$10
per item
Money Order (Customer)$5
per item
Money Order (Non-Customer)$10
per item
Per check debit fee$0.14
per item · Commercial checking per check debit
Stop Payment Fee, per item$30
per item
Collection Item$10
per item

Digital & Electronic

ACH origination / file transfer (per cycle)$50
Not compared: Monthly charge, not per item
per month
Small Business Bill Pay$8.95
varies · Per cycle
Small Business Bill Pay (per cycle)$8.95
per month

Cash & Deposit

Return Deposit Item Fee, per item$10
per item

Other Fees

Document Copies, per page$0.25
per item
Duplicate Statement$5
per item
Statement Printout$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee, per month	$10	per month	None
Research Fee, per hour	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Statement Balancing	$10	varies	Per hour
Overdraft & NSF
Paid Item Fee (Overdraft Fee), per item, per presentment (1)(2)	$32	per item	None
Wire Transfers
Wire Transfer, each, International, In & Out, Foreign Currency	$30	per item	None
Wire Transfer, each, International, In & Out, US Dollars	$40	per item	None
Check Services
Cashier’s Check (Customer)	$7	per item	None
Cashier’s Check (Non-Customer)	$10	per item	None
Money Order (Customer)	$5	per item	None
Money Order (Non-Customer)	$10	per item	None
Per check debit fee	$0.14	per item	Commercial checking per check debit
Stop Payment Fee, per item	$30	per item	None
Collection Item	$10	per item	None
Digital & Electronic
ACH origination / file transfer (per cycle)	$50Not compared: Monthly charge, not per item	per month	None
Small Business Bill Pay	$8.95	varies	Per cycle
Small Business Bill Pay (per cycle)	$8.95	per month	None
Cash & Deposit
Return Deposit Item Fee, per item	$10	per item	None
Other Fees
Document Copies, per page	$0.25	per item	None
Duplicate Statement	$5	per item	None
Statement Printout	$1	per item	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.