vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$3 below the Illinois median
per month · Source
$3 below the national median$3 below the Illinois median
per item · Source
$3 below the national median$3 below the Illinois median
per item · Source
$2 above the national median$2 above the Illinois median
$15 below the national median$15 below the Illinois median
At the national medianAt the Illinois median
$10 above the national median$10 above the Illinois median
$1 above the national median$0.75 above the Illinois median
$20 below the national median$22 below the Illinois median
$2.50 below the national median$4.50 below the Illinois median
$15 above the national median$15 above the Illinois median
per year · Institution’s schedule
$2.50 above the national median$4 above the Illinois median
$15 above the national median$15 above the Illinois median
per year · Source
$15 below the national median$15 below the Illinois median
per year · Source
$30 below the national median$30 below the Illinois median
per year · Source
$5 below the national median$5 below the Illinois median
per year · Source
$25 below the national median$25 below the Illinois median
per year · Source
$80 above the national median$80 above the Illinois median
$25 below the national median$25 below the Illinois median
$30 below the national median$55 below the Illinois median
$15 below the national median$15 below the Illinois median
$15.05 below the national median$10.05 below the Illinois median
$2.75 below the national median$1.75 below the Illinois median
per item · Knox extract.rules v61 categorized a line held for review from Rosetta artifact #3557. canonical_hint=document_reproduction; text_hash=93e1120e67397f7506a773172ad254289c64ad28ba7ef17044742586e571d723; excerpt="Photo Copy – Per Page Fee – $0.25" · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Monthly Fee – Checking-12 Months/Savings–24 Months Inactivity | $2Below the typical range ($5–$10 nationally) | $3 below the national median$3 below the Illinois median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Per Item Fee | $27Within the typical range ($25–$33 nationally) | $3 below the national median$3 below the Illinois median | per item | — | Source |
| Insufficient Funds Per Item Fee | $27 | ||||
ATM & CardVerified | |||||
| Debit Card/ATM Card Replacement | $12Above the typical range ($5–$10 nationally) | $2 above the national median$2 above the Illinois median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfers: Outgoing | $10Below the typical range ($20–$25 nationally) | $15 below the national median$15 below the Illinois median | — | — | Source |
| Wire Transfers: Incoming | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Checks/Money Orders | $3Within the typical range ($1.50–$3 nationally) | $1 above the national median$0.75 above the Illinois median | — | — | Source |
| Stop Payment | $7.50 | ||||
Digital & ElectronicVerified | |||||
| Sweep Fee Deposit | $25Above the typical range ($5–$20 nationally) | $15 above the national median$15 above the Illinois median | per year | — | Institution’s schedule |
Account ServicesVerified | |||||
| Notary – Non Customer Fee | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median$4 above the Illinois median | — | — | Source |
| 10 x 10 Annual Fee | $60 | ||||
Lending FeesVerified | |||||
| Late Fee | $5Below the typical range ($10–$25 nationally) | $15 below the national median$15 below the Illinois median | — | — | Source |
Other FeesVerified | |||||
| Overnight Delivery Fee | $14.95Below the typical range ($20–$40 nationally) | $15.05 below the national median$10.05 below the Illinois median | — | — | Source |
| Photo Copy – Per Page Fee | $0.25 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$27
Headline fees published
7 of 15
Published fees
23
Under review
0
Assets
$790.8M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$790.8M
Total deposits
$670.1M
Service charge income
$57K
Fee income ratio
0.70%
Return on assets
0.83%
Branches
11
Service charge income by quarter
Financial profile · Pro
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| $3 below the national median$3 below the Illinois median |
| per item |
| — |
| Source |
| At the national medianAt the Illinois median |
| — |
| — |
| Source |
| Wire Transfer – SVB Customers Only: Foreign Outgoing | $60Above the typical range ($40–$50 nationally) | $10 above the national median$10 above the Illinois median | — | — | Source |
| $20 below the national median$22 below the Illinois median |
| — |
| — |
| Source |
| Stop Payment Fee | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$4.50 below the Illinois median | — | — | Source |
| $15 above the national median$15 above the Illinois median |
| per year |
| — |
| Source |
| 3 x 10 Annual Fee | $30Within the typical range ($30–$70 nationally) | $15 below the national median$15 below the Illinois median | per year | — | Source |
| 3 x 5 (Sterling West Only) Annual Fee | $15Below the typical range ($30–$70 nationally) | $30 below the national median$30 below the Illinois median | per year | — | Source |
| 5 x 10 Annual Fee | $40Within the typical range ($30–$70 nationally) | $5 below the national median$5 below the Illinois median | per year | — | Source |
| 5 x 5 Annual Fee | $20Below the typical range ($30–$70 nationally) | $25 below the national median$25 below the Illinois median | per year | — | Source |
| Drill Box Fee | $125Above the typical range ($30–$70 nationally) | $80 above the national median$80 above the Illinois median | — | — | Source |
| Replacement Key | $20Below the typical range ($30–$70 nationally) | $25 below the national median$25 below the Illinois median | — | — | Source |
| Levy/Garnishment/Legal | $20Below the typical range ($30–$90 nationally) | $30 below the national median$55 below the Illinois median | — | — | Source |
| $2.75 below the national median$1.75 below the Illinois median |
| per item |
| Knox extract.rules v61 categorized a line held for review from Rosetta artifact #3557. canonical_hint=document_reproduction; text_hash=93e1120e67397f7506a773172ad254289c64ad28ba7ef17044742586e571d723; excerpt="Photo Copy – Per Page Fee – $0.25" |
| Source |