vs. U.S. typical range:LowerTypicalHigher
At the national median$5 below the New York median
per month · Source
$12.50 above the national median$12.50 above the New York median
$12.50 below the national median$12.50 below the New York median
Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3206. canonical_hint=account_research; text_hash=f4b5ced3c4e5b66a72945d2dec8fe9598495c976f43f1177ad0a2434030c7f9f; excerpt="Incorrect Address Fee/Returned Statement Fee........$5.00 | Funds will automatically be disbursed into your Lake" · Source
$7.50 below the national median$7.50 below the New York median
per item · Source
At the national medianAt the New York median
per item · Source
$0.50 below the national medianAt the New York median
per item · Source
$6.50 above the national median$9 above the New York median
per item · Source
$15 below the national median$16 below the New York median
per item · Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3206. canonical_hint=check_cashing; text_hash=f4b5ced3c4e5b66a72945d2dec8fe9598495c976f43f1177ad0a2434030c7f9f; excerpt="Canadian Check Handling Charge...........................$5.00 per check" · Source
$0.50 below the national medianAt the New York median
per item · Source
$30 below the national median$40 below the New York median
per item · Source
$20 below the national median$30 below the New York median
per item · Source
$10 below the national median$15 below the New York median
per month · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Checking Account Charge | $5Within the typical range ($5–$10 nationally) | At the national median$5 below the New York median | per month | — | Source |
| Account Research | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$12.50 above the New York median | — | — | Source |
| Incorrect Address Fee/Returned Statement Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the New York median | — | Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3206. canonical_hint=account_research; text_hash=f4b5ced3c4e5b66a72945d2dec8fe9598495c976f43f1177ad0a2434030c7f9f; excerpt="Incorrect Address Fee/Returned Statement Fee........$5.00 | Funds will automatically be disbursed into your Lake" | Source |
| plus account research items (not drawn on Lake Shore Bank) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$7.50 below the New York median | per item | — | Source |
ATM & CardVerified | |||||
| per item Replacement of Debit Cards/PINs | $10Within the typical range ($5–$10 nationally) | At the national medianAt the New York median | per item | — | Source |
| per box ATM International Transaction Fee | $2 | ||||
Check ServicesVerified | |||||
| Stop Payment Fees | $34Above the typical range ($20–$30 nationally) | $6.50 above the national median$9 above the New York median | per item | — | Source |
| Canadian Check Handling Charge | $5 | ||||
Account ServicesVerified | |||||
| Notary Public Fee (non-customer) | $2Within the typical range ($0–$5 nationally) | $0.50 below the national medianAt the New York median | per item | — | Source |
| Incoming | $15 | ||||
Lending FeesVerified | |||||
| Late Payment Fee (after 30 days) | $10Within the typical range ($10–$25 nationally) | $10 below the national median$15 below the New York median | per month | — | Source |
Fee change alerts
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Headline fees published
3 of 15
Published fees
12
Under review
0
Assets
$735.9M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$735.9M
Total deposits
$599.1M
Service charge income
$173K
Fee income ratio
2.3%
Return on assets
1.20%
Branches
11
Service charge income by quarter
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| $0.50 below the national medianAt the New York median |
| per item |
| — |
| Source |
| $15 below the national median$16 below the New York median |
| per item |
| Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3206. canonical_hint=check_cashing; text_hash=f4b5ced3c4e5b66a72945d2dec8fe9598495c976f43f1177ad0a2434030c7f9f; excerpt="Canadian Check Handling Charge...........................$5.00 per check" |
| Source |
| $30 below the national median$40 below the New York median |
| per item |
| — |
| Source |
| per item Replace Lost Key | $25Below the typical range ($30–$70 nationally) | $20 below the national median$30 below the New York median | per item | — | Source |