Premier Bank

Headquarters: Rock Valley, Iowa
Charter: Bank
Assets: $826.5M
Fed district: Chicago
Regulator: FDIC
Holding company: Premier Holdings Ltd

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

Overview

Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 8, 2026

How these figures are measured

Call-report figures are for Premier Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FDIC BankFind Suite (call report data) ASSET	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Revenue	Revenue (net interest + noninterest income) One quarter, as reported	FDIC BankFind Suite (call report data) NIMQ + NONIIQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge income	Service charges on deposit accounts One quarter, as reported	FDIC BankFind Suite (call report data) ISERCHGQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Premier Bank's published fee schedule; Bank Fee Index medians	Current schedule	Oct 8, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FDIC BankFind Suite (call report data)
Entity: Premier Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

What stands out

Service-charge income was $89K in Q2 2026, 4.3% below the same quarter a year earlier ($93K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Premier Bank: $25
Premier Bank: $25
U.S. median: no median
NSF / Returned Item
Premier Bank: $25
Premier Bank: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Premier Bank: $25
Premier Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income fell 10% from Q3 2025 to Q2 2026, to $89K.

Service-charge income, Q2 2026

$89K

$99KQ3 2025

$96KQ4 2025

$87KQ1 2026

$89KQ2 2026

Against the median

Premier BankMedian

Sources and open questions

FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Premier Bank · $826M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Banks only
$809M to $843M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Premier Bank(this institution)	Rock Valley, IA	$826M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank of the West	Grapevine, TX	$830M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Barwick Banking Company	Barwick, GA	$830M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
CIBM Bank	Champaign, IL	$820M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Citizens Bank	Corvallis, OR	$823M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
CNB St Louis Bank	Maplewood, MO	$813M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cumberland Valley National Bank & Trust Company	London, KY	$816M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Bank	Clewiston, FL	$811M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Century Bank	Tazewell, TN	$810M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Freedom Bank	Lebanon, TN	$818M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Resource Bank	Exton, PA	$841M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First State Bank of Middlebury	Middlebury, IN	$836M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Utah Bank	Salt Lake City, UT	$840M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Hana Bank USA, National Association	Fort Lee, NJ	$835M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hebron Savings Bank	Hebron, MD	$839M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Macon Bank and Trust Company	Lafayette, TN	$821M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northeast Bank	Minneapolis, MN	$837M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Oregon Pacific Bank	Florence, OR	$825M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Platte Valley Bank	Torrington, WY	$809M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
PromiseOne Bank	Duluth, GA	$812M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Quail Creek Bank	Oklahoma City, OK	$831M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Rollstone Bank & Trust	Fitchburg, MA	$816M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Royal Bank	Elroy, WI	$816M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Southern Bank	Umatilla, FL	$843M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
West Shore Bank	Ludington, MI	$834M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Wilson & Muir Bank & Trust Company	Bardstown, KY	$818M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Premier Bank does not publish a monthly maintenance fee in the index.

The peer median is $8 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Premier Bank does not publish a monthly maintenance fee, so it is not on this chart.

Premier BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Premier Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $89K
vs prior quarter: +$2K+2.3%; from Q1 2026
vs a year earlier: −$4K−4.3%; from Q2 2025
vs start of range: −$4K−4.3%; from Q3 2024

Details

Source: FDIC BankFind Suite (call report data)
Entity: Premier Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$89K	+$2K	+2.3%
Q1 2026	$87K	−$9K	−9.4%
Q4 2025	$96K	−$3K	−3.0%
Q3 2025	$99K	+$6K	+6.5%
Q2 2025	$93K	+$7K	+8.1%
Q1 2025	$86K	−$1K	−1.1%
Q4 2024	$87K	−$6K	−6.5%
Q3 2024	$93K	−$1K	−1.1%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Premier Bank’s own schedules, with a source for each figure.

Account Maintenance

Checking Dormant Service Charge$8
Savings Dormant Service Charge$8
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Money Market & Savings Accounts - (Excess Withdrawal Limit Charge)$15
Returned Mail (per statement cycle)$10
per month

Overdraft & NSF

Paid Item(s) Charge$25
per item
Return Item(s) Charge$25
per item

ATM & Card

Replacement Debit Card$15

Wire Transfers

Wire Transfer: Domestic Outgoing$25

Check Services

Cashier's Check$10
Check Printing Fees Vary Fees Vary: Paid Item(s) Charge$25
per item
Stop Payment - All Items$20
Non-Customer On-Us Check Cashing Fee (Per Check Over $1000.00)$10
per item
Canadian Item Charge$15

Digital & Electronic

Same Day ACH$10

Cash & Deposit

Deposited Checks Returned Unpaid$8

Account Services

Tax Levy/Garnishment$25

Retirement & IRA

IRA or HSA External Transfer$25

Other Fees

Copy of a Statement$8

Fee	Amount	Basis	Note
Account Maintenance
Checking Dormant Service Charge	$8	Not stated	None
Savings Dormant Service Charge	$8	Not stated	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Money Market & Savings Accounts - (Excess Withdrawal Limit Charge)	$15	Not stated	None
Returned Mail (per statement cycle)	$10	per month	None
Overdraft & NSF
Paid Item(s) Charge	$25	per item	None
Return Item(s) Charge	$25	per item	None
ATM & Card
Replacement Debit Card	$15	Not stated	None
Wire Transfers
Wire Transfer: Domestic Outgoing	$25	Not stated	None
Check Services
Cashier's Check	$10	Not stated	None
Check Printing Fees Vary Fees Vary: Paid Item(s) Charge	$25	per item	None
Stop Payment - All Items	$20	Not stated	None
Non-Customer On-Us Check Cashing Fee (Per Check Over $1000.00)	$10	per item	None
Canadian Item Charge	$15	Not stated	None
Digital & Electronic
Same Day ACH	$10	Not stated	None
Cash & Deposit
Deposited Checks Returned Unpaid	$8	Not stated	None
Account Services
Tax Levy/Garnishment	$25	Not stated	None
Retirement & IRA
IRA or HSA External Transfer	$25	Not stated	None
Other Fees
Copy of a Statement	$8	Not stated	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Premier Bank operates, and what regulators and customers have on file.

Market position

In Sioux City, IA-NE-SD, Premier Bank holds 3.4% of bank deposits, #9 of 28, with 1 office.

Compare fees with the 14 Sioux City, IA-NE-SD banks and credit unions in its home-metro peer set →

Offices in the metro

77 offices of 33 institutions shown.

Premier BankOther banksCredit unions

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: Sioux City, IA-NE-SD metro (FDIC metro code 43580), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry
Not drawn: 1 office has no coordinates on file

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1The Security National Bank of Sioux City, Iowa21.4%
2Central Bank10.8%
3Wells Fargo Bank, National Association9.3%
4Great Southern Bank6.5%
5Liberty National Bank6.5%
6U.S. Bank National Association6.1%
7Pioneer Bank5.3%
8Primebank5.1%
9Premier Bank3.4%

9 of 28 institutions shown. $4.6B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: Sioux City, IA-NE-SD metro (FDIC metro code 43580)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2018 to 2026

June 2026: 3.4% share, 1 office, #9 of 28

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2018 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2018 to 2026
Area: Sioux City, IA-NE-SD metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

16 offices of 5 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

Fee change alerts

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