26 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 6, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $10, the middle of its prices
NSF / Returned Item
Non-Network ATM
Compared at $3.25, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Washington DC, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Industrial Bank’s own schedules, with a source for each figure.
per month
per month
per month
per month
per month
per month
per month
per year
per hour
per month
per item
per item
per item
per page
per page
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly maintenance fee if minimum balance requirement is not met (audience not stated, treated as personal) | $15 | per month | None |
| Monthly maintenance fee if minimum balance requirement is not met (audience not stated, treated as personal) | $20 | per month | None |
| Monthly maintenance fee if minimum daily balance is not met (audience not stated, treated as personal) | $10 | per month | None |
| Monthly maintenance fee if minimum daily balance is not met (audience not stated, treated as personal) | $3 | per month | None |
| Monthly maintenance fee if minimum daily balance is not met (audience not stated, treated as personal) | $8 | per month | None |
| Monthly maintenance fee without direct deposit (audience not stated, treated as personal) | $5 | per month | None |
| Multibank Reporting monthly fee | $50 | per month | None |
| Account closed within 60 days of opening | $25 | Not stated | None |
| Dormant annual account charge | $15Not compared: Annual charge, not monthly | per year | None |
| Escheated account fee | $50 | Not stated | None |
| Escheated account fee | $50 | Not stated | None |
| Account reconciliation (per hour) | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account reconciliation (per month) | $25Not compared: Monthly charge, not per item | per month | None |
| Paper statement | $2 | Not stated | None |
| Returned mail for incorrect address | $5 | Not stated | None |
Overdraft & NSF | |||
| Returned check for non-sufficient funds or uncollected funds | $35 | Not stated | None |
| Extended overdraft fee (per occurrence) | $25 | per item | None |
| Overdraft protection transfer fee (maximum 1 per day) | $10Not compared: Daily charge, not per item | per day | None |
ATM & Card | |||
| Foreign ATM fee | $2 | Not stated | None |
| Not-On-Us ATM withdrawal/transfer/balance inquiry | $3.50 | per item | None |
| Withdrawal/transfer/inquiry at non-Industrial ATM | $3.25 | per item | None |
| ATM/Visa check card replacement | $10 | Not stated | None |
| ATM/Visa check card rush delivery | $48 | Not stated | None |
Wire Transfers | |||
| Wire transfer domestic -outgoing | $25 | Not stated | None |
| Free incoming wire transfers (audience not stated, treated as personal) | No charge | Not stated | None |
| Wire transfer domestic - incoming | $10 | Not stated | None |
| Wire transfer international outgoing | $50 | Not stated | None |
| Wire transfer international -incoming | $10 | Not stated | None |
Check Services | |||
| Cashier's check (each) - Available for customer purchase only | $7 | per item | None |
| Cashier's check (each) - Available for customer purchase only | $10 | per item | None |
| Cashier's checks (audience not stated, treated as personal) | No charge | Not stated | None |
| Cashier's checks or money orders (audience not stated, treated as personal) | No charge | Not stated | None |
| Money Order (each)- available for customer purchase only | $5 | per item | None |
| Stop Payment | $30 | Not stated | None |
| Stop Payment (online) | $15 | Not stated | None |
| Foreign check collection | $15 | Not stated | None |
| Copy of check/statement (per page) | $3Not compared: Charged per page; comparison unavailable | per page | None |
| Copy of check/withdrawal/statement (per page) | $5Not compared: Charged per page; comparison unavailable | per page | None |
| Copy of deposited check image | $3 | Not stated | None |
Digital & Electronic | |||
| ACH file | $20 | Not stated | None |
| ACH file | $20 | Not stated | None |
| ACH processing fee (per file) | $20 | per item | None |
| Expedited bill pay | $14.95 | Not stated | None |
Cash & Deposit | |||
| Returned deposited item | $8 | Not stated | None |
Account Services | |||
| Safe deposit box drilling fee | $100Not compared: Box drilling or key fee | Not stated | None |
| Safe deposit box inventory (per hour) | $25Not compared: Hourly charge, not annual | per hour | None |
| Safe deposit box late payment | $5Not compared: Box drilling or key fee | Not stated | None |
| Safe deposit box replacement key | $25Not compared: Box drilling or key fee | Not stated | None |
| Garnishment/levy/attachment | $100 | Not stated | None |
| Verification of account | $10 | Not stated | None |
| Verification of account via fax | $15 | Not stated | None |
| Verification of deposit | $10 | Not stated | None |
Other Fees | |||
| Copy of 1099/1098 | $1.50 | Not stated | None |
| Faxed documents (first two pages) | $2.50 | Not stated | None |
| Faxed documents (per page after page 2) | $0.25Not compared: Charged per page; comparison unavailable | per page | None |
| Returned loan payment | $30 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per year
per hour
per month
per item
per item
per page
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closed within 60 days of opening | $25 | Not stated | None |
| Dormant annual account charge | $15Not compared: Annual charge, not monthly | per year | None |
| Escheated account fee | $50 | Not stated | None |
| Account reconciliation (per hour) | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account reconciliation (per month) | $25Not compared: Monthly charge, not per item | per month | None |
| Paper statement | $2 | Not stated | None |
| Returned mail for incorrect address | $5 | Not stated | None |
Overdraft & NSF | |||
| Returned check for non-sufficient funds or uncollected funds | $35 | Not stated | None |
| Extended overdraft fee (per occurrence) | $25 | per item | None |
| Overdraft protection transfer fee (maximum 1 per day) | $10Not compared: Daily charge, not per item | per day | None |
ATM & Card | |||
| Foreign ATM fee | $2 | Not stated | None |
| Withdrawal/transfer/inquiry at non-Industrial ATM | $3.25 | per item | None |
| ATM/Visa check card replacement | $10 | Not stated | None |
| ATM/Visa check card rush delivery | $48 | Not stated | None |
Wire Transfers | |||
| Wire transfer domestic -outgoing | $25 | Not stated | None |
| Wire transfer domestic - incoming | $10 | Not stated | None |
| Wire transfer international outgoing | $50 | Not stated | None |
| Wire transfer international -incoming | $10 | Not stated | None |
Check Services | |||
| Cashier's check (each) - Available for customer purchase only | $7 | per item | None |
| Money Order (each)- available for customer purchase only | $5 | per item | None |
| Stop Payment | $30 | Not stated | None |
| Stop Payment (online) | $15 | Not stated | None |
| Check cashing fee for non-account holder (business checks over $25) | $5 | Not stated | None |
| Check cashing fee for non-account holder (business checks over $50) | $10 | Not stated | None |
| Foreign check collection | $15 | Not stated | None |
| Copy of check/statement (per page) | $3Not compared: Charged per page; comparison unavailable | per page | None |
| Copy of deposited check image | $3 | Not stated | None |
Digital & Electronic | |||
| ACH file | $20 | Not stated | None |
| ACH processing fee (per file) | $20 | per item | None |
| Expedited bill pay | $14.95 | Not stated | None |
Cash & Deposit | |||
| Returned deposited item | $8 | Not stated | None |
Account Services | |||
| Safe deposit box drilling fee | $100Not compared: Box drilling or key fee | Not stated | None |
| Safe deposit box inventory (per hour) | $25Not compared: Hourly charge, not annual | per hour | None |
| Safe deposit box late payment | $5Not compared: Box drilling or key fee | Not stated | None |
| Safe deposit box replacement key | $25Not compared: Box drilling or key fee | Not stated | None |
| Garnishment/levy/attachment | $100 | Not stated | None |
| Verification of account | $10 | Not stated | None |
| Verification of account via fax | $15 | Not stated | None |
| Verification of deposit | $10 | Not stated | None |
Other Fees | |||
| Faxed documents (first two pages) | $2.50 | Not stated | None |
| Faxed documents (per page after page 2) | $0.25Not compared: Charged per page; comparison unavailable | per page | None |
Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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