21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 4, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Interest Checking
Can be waived with a balance of $1,000 or more.
Overdraft (OD)
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Itasca Bank & Trust Co.’s own schedules, with a source for each figure.
per month
per month
per hour
per month
per transaction
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Interest Checking Monthly service charge | $10 | per month | None |
| Account Closed Within 180 Days | $50 | Not stated | None |
| Dormant Fee - Checking & Savings Accounts (After 18 months) | $6 | per month | None |
| Account Reconciliation & Research | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper statements | $4 | per month | None |
| Excess Activity Fee | $10 | per transaction | None |
Overdraft & NSF | |||
| Overdraft/Non-Sufficient Funds (NSF) Charge | $33 | per item | None |
ATM & Card | |||
| Foreign ATM transaction | $1 | per transaction | None |
| ATM/Debit Card Replacement | $15 | per item | None |
| Expedited Debit Card | $30 | per item | None |
Wire Transfers | |||
| Wire Transfers: Outgoing Domestic | $30 | per item | None |
| Wire Transfers: Incoming | $12 | per item | None |
| Wire Transfers: Outgoing International | $50 | per item | None |
Check Services | |||
| Cashier's Checks (Customer) | $5 | per item | None |
| Cashier's Checks (Non-Customer) | $10 | per item | None |
| Money Orders (Customer) | $3 | per item | None |
| Money Orders (Non-Customer) | $5 | per item | None |
| Stop Payment | $30 | per item | None |
| Temporary Checks | $1 | per item | None |
Digital & Electronic | |||
| Online Bill Payment | $30Not compared: Per-item charge, not monthly | per item | None |
| Itasca Bank Mobile Deposit | No charge | Not stated | None |
| Mobile Deposit Service (audience not stated, treated as personal) | No charge | Not stated | None |
Cash & Deposit | |||
| Return Deposited Item Fee | $4.50 | per item | None |
Account Services | |||
| Notary Services (IBT Customers Only) | No charge | Not stated | None |
| 10" X 15" X 22" (Itasca Branch Only) | $150 | Not stated | None |
| Late Payment Fee | $10Not compared: Box drilling or key fee | Not stated | None |
| Lost Key Charge | $50Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10" X 10" X 22" | $110 | Not stated | None |
| Safe Deposit Box 3" X 10" X 22" | $65 | Not stated | None |
| Safe Deposit Box 3" X 5" X 22" | $45 | Not stated | None |
| Safe Deposit Box 5" X 10" X 22" | $75 | Not stated | None |
| Safe Deposit Box 5" X 5" X 22" | $55 | Not stated | None |
| Safe Deposit Box Drilling | $160Not compared: Box drilling or key fee | Not stated | None |
Other Fees | |||
| Photocopies | $0.25 | per item | None |
| Research Statement Copies | $5 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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