Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Itasca Bank & Trust Co.

Itasca, IllinoisBankChicago Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closed Within 180 Days$50Above the typical range ($10–$25 nationally)

ATM & CardVerified

ATM/Debit Card Replacement$15Above the typical range ($5–$10 nationally)
$5 above the national median
Source
Expedited Debit Card$30Within the typical range ($30–$50 nationally)
$10 below the national median
Source

Wire TransfersVerified

Wire Transfers: Incoming$12Within the typical range ($5–$15 nationally)
$2 above the national median
Source
Wire Transfers: Outgoing Domestic$30Above the typical range ($20–$25 nationally)
$5 above the national median
Source
Wire Transfers: Outgoing International$50Within the typical range ($40–$50 nationally)
At the national median
Source

Check ServicesVerified

Cashier's Checks (Customer)$5Within the typical range ($3–$5.50 nationally)
At the national median
per item · Source
Cashier's Checks (Non-Customer)$10Above the typical range ($3–$5.50 nationally)
$5 above the national median
per item · Source
Money Orders (Customer)$3Within the typical range ($1.75–$3 nationally)
$1 above the national median
per item · Source
Money Orders (Non-Customer)$5Above the typical range ($1.75–$3 nationally)
$3 above the national median
per item · Source
Temporary Checks$1Within the typical range ($1–$4 nationally)
$1 below the national median
per item · Source

Digital & ElectronicVerified

Itasca Bank Mobile Deposit$0Within the typical range ($0–$0.23 nationally)
At the national median
Source
Online Bill Payment$30Above the typical range ($0–$11.37 nationally)
$25.05 above the national median
per item · Source

Account ServicesVerified

10" X 15" X 22" (Itasca Branch Only)$150Above the typical range ($25–$80 nationally)
$105 above the national median
Source
Lost Key Charge$50Within the typical range ($25–$80 nationally)
$5 above the national median
Source
Notary Services (IBT Customers Only)$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Source
Safe Deposit Box Drilling$160Above the typical range ($25–$80 nationally)
$115 above the national median
Source

Other FeesVerified

Photocopies$0.25Below the typical range ($2–$5 nationally)
$2.75 below the national median
Source
Research Statement Copies$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closed Within 180 Days	$50Above the typical range ($10–$25 nationally)	$35 above the national median	—	—	Source
Account Reconciliation & Research	$35Above the typical range ($20–$25 nationally)	$10 above the national median	—	—	Source
Dormant Fee - Checking & Savings Accounts (After 18 months)	$6Within the typical range ($5–$10 nationally)	$1 above the national median	per month	—	Source
Overdraft & NSFVerified
Overdraft/Non-Sufficient Funds (NSF) Charge	$33Above the typical range ($25–$32 nationally)	$3 above the national median	per item	—	Source
ATM & CardVerified
ATM/Debit Card Replacement	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	—	Source
Expedited Debit Card	$30
Wire TransfersVerified
Wire Transfers: Incoming	$12Within the typical range ($5–$15 nationally)	$2 above the national median	—	—	Source
Wire Transfers: Outgoing Domestic	$30
Check ServicesVerified
Cashier's Checks (Customer)	$5Within the typical range ($3–$5.50 nationally)	At the national median	per item	—	Source
Cashier's Checks (Non-Customer)	$10
Digital & ElectronicVerified
Itasca Bank Mobile Deposit	$0Within the typical range ($0–$0.23 nationally)	At the national median	—	—	Source
Online Bill Payment	$30Above the typical range ($0–$11.37 nationally)
Cash & DepositVerified
Return Deposited Item Fee	$4.50Below the typical range ($10–$25 nationally)	$10.50 below the national median	per item	—	Source
Account ServicesVerified
10" X 15" X 22" (Itasca Branch Only)	$150Above the typical range ($25–$80 nationally)	$105 above the national median	—	—	Source
Lost Key Charge	$50
Lending FeesVerified
Late Payment Fee	$10Below the typical range ($15–$25 nationally)	$12.25 below the national median	—	—	Source
Other FeesVerified
Photocopies	$0.25Below the typical range ($2–$5 nationally)	$2.75 below the national median	—	—	Source
Research Statement Copies	$5

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$33

Overdraft fee: $33

10% above the national median overdraft fee

Total fees: 24 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$770.8M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$770.8M

Total deposits

$691.7M

Service charge income

$219K

Fee income ratio

2.5%

Return on assets

1.18%

Branches

Service charge income by quarter

Q2 2026$219K

Q1 2026$231K

Q4 2025$237K

Q3 2025$237K

Financial profile · Pro

Itasca Bank & Trust Co.

Published fees

Get an email when Itasca Bank & Trust Co. changes a fee

How the headline fees compare

Size and fee revenue

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings