vs. U.S. typical range:LowerTypicalHigher
$5 below the national median$4 below the North Carolina median
$15 below the national median$10 below the North Carolina median
—
$6 below the national medianAt the North Carolina median
At the national medianAt the North Carolina median
$10 below the national median$5 below the North Carolina median
$5 above the national median$6 above the North Carolina median
$2.50 below the national median$4 below the North Carolina median
$17.50 below the national median$19 below the North Carolina median
$7.50 above the national median$8 above the North Carolina median
$4.45 above the national median$4.95 above the North Carolina median
$10 below the national median$5 below the North Carolina median
$5 below the national medianAt the North Carolina median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Overdraft & NSFVerified | |||||
| Overdraft Fee | $25Within the typical range ($25–$33 nationally) | $5 below the national median$4 below the North Carolina median | — | — | Source |
ATM & CardVerified | |||||
| Expedited Debit Card | $25Below the typical range ($30–$50 nationally) | $15 below the national median$10 below the North Carolina median | — | — | Source |
| Foreign Transaction Fee | 3%of the transaction | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Standard Wire | $19Below the typical range ($20–$25 nationally) | $6 below the national medianAt the North Carolina median | — | — | Source |
| Incoming Wire | $10 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $10Above the typical range ($3–$6 nationally) | $5 above the national median$6 above the North Carolina median | — | — | Source |
| Stop Payment Fee | $25 | ||||
Digital & ElectronicVerified | |||||
| Expedited Bill Pay Fee | $10Above the typical range ($0–$9.95 nationally) | $7.50 above the national median$8 above the North Carolina median | — | — | Source |
| Expedited Bill Pay Fee- Economy | $6.95 | ||||
Cash & DepositVerified | |||||
| Returned Item Fee | $5Below the typical range ($8–$25 nationally) | $10 below the national median$5 below the North Carolina median | — | — | Source |
| Returned Item Fee | $10 | ||||
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Headline fees vs. national median
Overdraft
$25
Headline fees published
8 of 15
Published fees
12
Under review
0
Assets
$16.0B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$16.0B
Total deposits
$14.7B
Service charge income
$493K
Fee income ratio
0.31%
Return on assets
1.03%
Branches
1
Service charge income by quarter
Financial profile · Pro
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| Source |
| At the national medianAt the North Carolina median |
| — |
| — |
| Source |
| Outgoing International Standard Wire | $40Within the typical range ($40–$50 nationally) | $10 below the national median$5 below the North Carolina median | — | — | Source |
| $2.50 below the national median$4 below the North Carolina median |
| — |
| — |
| Source |
| Stop Payment Fee- Online | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$19 below the North Carolina median | — | — | Source |
| $4.45 above the national median$4.95 above the North Carolina median |
| — |
| — |
| Source |
| $5 below the national medianAt the North Carolina median |
| — |
| — |
| Source |