First Bank

Headquarters: Clewiston, Florida
Charter: Bank
Assets: $810.5M
Fed district: Atlanta

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6, the middle of its prices
First Bank: $2 to $10
First Bank: $2 to $10
U.S. median: no median
Overdraft (OD)
First Bank: $30
First Bank: $30
U.S. median: no median
NSF / Returned Item
First Bank: $30
First Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Bring fees, filings and market context together.

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Published fee schedule

Amounts from First Bank’s own schedules, with a source for each figure.

Account Maintenance

InControl Checking Monthly service charge$6
per month
Monthly service charge fee$10
per month
Service charge fee$2
per month
Dormant Account Fee$5
per month
Research Fee (Per Hour - Min. One Hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Debit Fee - Savings Account (Each Withdrawal/Debit Over 3 per Month)$4
per item
Excessive Debit Fee: An excessive debit fee$4
per item
Returned Mail, Undeliverable$5
per month

Overdraft & NSF

Overdraft Item Fee - Each overdraft paid$30
per item
Returned Item Fee - Item is returned unpaid$30
Fee for Automatic Transfer (Per Transfer; Overdraft Protection link to another deposit account you have at First Bank)$2
per item

ATM & Card

Balance Inquiries (any ATM)No charge
Replacement Debit Card$5
per item

Wire Transfers

Wire Transfer Services: Outgoing - Domestic (audience not stated, treated as personal)$15
Wire Transfer Services: Incoming - Domestic (audience not stated, treated as personal)No charge
Wire Transfer Services: Outgoing - Foreign (audience not stated, treated as personal)$45
Wire Transfer Services: Incoming - Foreign (audience not stated, treated as personal)No charge

Check Services

Cashier's Check Fee - Customers$5
Stop Payment/Renewal Fee - Billpay$30
Temporary Checks$1
varies · Per page (4 checks per page)
Temporary Checks (4 Checks per page)$1
per item

Digital & Electronic

ACH Service Set Up Fee (ACH Origination Initial Setup Fee) (audience not stated, treated as personal)$100
First1Online Banking & Bill PayNo charge

Cash & Deposit

Coin counting (audience not stated, treated as personal)3%
Coin counting3%
Chargeback Items - RedepositNo charge

Account Services

Notary Public Services - CustomersNo charge
Safe Deposit Box 10x10 inches$75
Safe Deposit Box 2x5 inches$25
Safe Deposit Box 3x10 inches$45
Safe Deposit Box 3x5 inches$30
Safe Deposit Box 4x10 inches$50
Safe Deposit Box 5x10 inches$55
Safe Deposit Box 5x5 inches$40
IRS Levy, State Levy, or Writ of Garnishment$100

Other Fees

Fax - Per Page$2
per item
Fax - Per Page (Non Customers)$4
per item
Research: Photocopy (Per Page)$1
Not compared: Charged per page; comparison unavailable
per page · Research: Photocopy (Per Page) | $1.00
Statement Printout (Per Statement)$5
Not compared: Charged per statement; comparison unavailable
per statement · Statement Printout (Per Statement) | $5.00
Payoff Letter Fee (Loans)$25

Fee	Amount	Basis	Note
Account Maintenance
InControl Checking Monthly service charge	$6	per month	None
Monthly service charge fee	$10	per month	None
Service charge fee	$2	per month	None
Dormant Account Fee	$5	per month	None
Research Fee (Per Hour - Min. One Hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Debit Fee - Savings Account (Each Withdrawal/Debit Over 3 per Month)	$4	per item	None
Excessive Debit Fee: An excessive debit fee	$4	per item	None
Returned Mail, Undeliverable	$5	per month	None
Overdraft & NSF
Overdraft Item Fee - Each overdraft paid	$30	per item	None
Returned Item Fee - Item is returned unpaid	$30	Not stated	None
Fee for Automatic Transfer (Per Transfer; Overdraft Protection link to another deposit account you have at First Bank)	$2	per item	None
ATM & Card
Balance Inquiries (any ATM)	No charge	Not stated	None
Replacement Debit Card	$5	per item	None
Wire Transfers
Wire Transfer Services: Outgoing - Domestic (audience not stated, treated as personal)	$15	Not stated	None
Wire Transfer Services: Incoming - Domestic (audience not stated, treated as personal)	No charge	Not stated	None
Wire Transfer Services: Outgoing - Foreign (audience not stated, treated as personal)	$45	Not stated	None
Wire Transfer Services: Incoming - Foreign (audience not stated, treated as personal)	No charge	Not stated	None
Check Services
Cashier's Check Fee - Customers	$5	Not stated	None
Stop Payment/Renewal Fee - Billpay	$30	Not stated	None
Temporary Checks	$1	varies	Per page (4 checks per page)
Temporary Checks (4 Checks per page)	$1	per item	None
Digital & Electronic
ACH Service Set Up Fee (ACH Origination Initial Setup Fee) (audience not stated, treated as personal)	$100	Not stated	None
First1Online Banking & Bill Pay	No charge	Not stated	None
Cash & Deposit
Coin counting (audience not stated, treated as personal)	3%	Not stated	None
Coin counting	3%	Not stated	None
Chargeback Items - Redeposit	No charge	Not stated	None
Account Services
Notary Public Services - Customers	No charge	Not stated	None
Safe Deposit Box 10x10 inches	$75	Not stated	None
Safe Deposit Box 2x5 inches	$25	Not stated	None
Safe Deposit Box 3x10 inches	$45	Not stated	None
Safe Deposit Box 3x5 inches	$30	Not stated	None
Safe Deposit Box 4x10 inches	$50	Not stated	None
Safe Deposit Box 5x10 inches	$55	Not stated	None
Safe Deposit Box 5x5 inches	$40	Not stated	None
IRS Levy, State Levy, or Writ of Garnishment	$100	Not stated	None
Other Fees
Fax - Per Page	$2	per item	None
Fax - Per Page (Non Customers)	$4	per item	None
Research: Photocopy (Per Page)	$1Not compared: Charged per page; comparison unavailable	per page	Research: Photocopy (Per Page) \| $1.00
Statement Printout (Per Statement)	$5Not compared: Charged per statement; comparison unavailable	per statement	Statement Printout (Per Statement) \| $5.00
Payoff Letter Fee (Loans)	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Business Account Closure (Within 6 Months of account opening)$20
Dormant Account Fee$5
per month
Research Fee (Per Hour - Min. One Hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Debit Fee - Savings Account (Each Withdrawal/Debit Over 3 per Month)$4
per item
Returned Mail, Undeliverable$5
per month

Overdraft & NSF

Overdraft Item Fee - Each overdraft paid$30
per item
Returned Item Fee - Item is returned unpaid$30
Fee for Automatic Transfer (Per Transfer; Overdraft Protection link to another deposit account you have at First Bank)$2
per item

ATM & Card

Balance Inquiries (any ATM)No charge
Replacement Debit Card$5
per item

Check Services

Cashier's Check Fee - Customers$5
Stop Payment/Renewal Fee - Billpay$30
Temporary Checks$1
varies · Per page (4 checks per page)
Temporary Checks (4 Checks per page)$1
per item

Digital & Electronic

First1Online Banking & Bill PayNo charge

Cash & Deposit

Coin counting3%
Chargeback Items - Business$6
Chargeback Items - RedepositNo charge

Account Services

Notary Public Services - CustomersNo charge
Safe Deposit Box 10x10 inches$75
Safe Deposit Box 2x5 inches$25
Safe Deposit Box 3x10 inches$45
Safe Deposit Box 3x5 inches$30
Safe Deposit Box 4x10 inches$50
Safe Deposit Box 5x10 inches$55
Safe Deposit Box 5x5 inches$40
IRS Levy, State Levy, or Writ of Garnishment$100

Other Fees

Fax - Per Page$2
per item
Fax - Per Page (Non Customers)$4
per item
Research: Photocopy (Per Page)$1
Not compared: Charged per page; comparison unavailable
per page · Research: Photocopy (Per Page) | $1.00
Statement Printout (Per Statement)$5
Not compared: Charged per statement; comparison unavailable
per statement · Statement Printout (Per Statement) | $5.00
Payoff Letter Fee (Loans)$25

Fee	Amount	Basis	Note
Account Maintenance
Business Account Closure (Within 6 Months of account opening)	$20	Not stated	None
Dormant Account Fee	$5	per month	None
Research Fee (Per Hour - Min. One Hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Debit Fee - Savings Account (Each Withdrawal/Debit Over 3 per Month)	$4	per item	None
Returned Mail, Undeliverable	$5	per month	None
Overdraft & NSF
Overdraft Item Fee - Each overdraft paid	$30	per item	None
Returned Item Fee - Item is returned unpaid	$30	Not stated	None
Fee for Automatic Transfer (Per Transfer; Overdraft Protection link to another deposit account you have at First Bank)	$2	per item	None
ATM & Card
Balance Inquiries (any ATM)	No charge	Not stated	None
Replacement Debit Card	$5	per item	None
Check Services
Cashier's Check Fee - Customers	$5	Not stated	None
Stop Payment/Renewal Fee - Billpay	$30	Not stated	None
Temporary Checks	$1	varies	Per page (4 checks per page)
Temporary Checks (4 Checks per page)	$1	per item	None
Digital & Electronic
First1Online Banking & Bill Pay	No charge	Not stated	None
Cash & Deposit
Coin counting	3%	Not stated	None
Chargeback Items - Business	$6	Not stated	None
Chargeback Items - Redeposit	No charge	Not stated	None
Account Services
Notary Public Services - Customers	No charge	Not stated	None
Safe Deposit Box 10x10 inches	$75	Not stated	None
Safe Deposit Box 2x5 inches	$25	Not stated	None
Safe Deposit Box 3x10 inches	$45	Not stated	None
Safe Deposit Box 3x5 inches	$30	Not stated	None
Safe Deposit Box 4x10 inches	$50	Not stated	None
Safe Deposit Box 5x10 inches	$55	Not stated	None
Safe Deposit Box 5x5 inches	$40	Not stated	None
IRS Levy, State Levy, or Writ of Garnishment	$100	Not stated	None
Other Fees
Fax - Per Page	$2	per item	None
Fax - Per Page (Non Customers)	$4	per item	None
Research: Photocopy (Per Page)	$1Not compared: Charged per page; comparison unavailable	per page	Research: Photocopy (Per Page) \| $1.00
Statement Printout (Per Statement)	$5Not compared: Charged per statement; comparison unavailable	per statement	Statement Printout (Per Statement) \| $5.00
Payoff Letter Fee (Loans)	$25	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when First Bank's foreign transaction changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6, the middle of its prices
First Bank: $2 to $10
First Bank: $2 to $10
U.S. median: no median
Overdraft (OD)
First Bank: $30
First Bank: $30
U.S. median: no median
NSF / Returned Item
First Bank: $30
First Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from First Bank’s own schedules, with a source for each figure.

Account Maintenance

InControl Checking Monthly service charge$6
per month
Monthly service charge fee$10
per month
Service charge fee$2
per month
Dormant Account Fee$5
per month
Research Fee (Per Hour - Min. One Hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Debit Fee - Savings Account (Each Withdrawal/Debit Over 3 per Month)$4
per item
Excessive Debit Fee: An excessive debit fee$4
per item
Returned Mail, Undeliverable$5
per month

Overdraft & NSF

Overdraft Item Fee - Each overdraft paid$30
per item
Returned Item Fee - Item is returned unpaid$30
Fee for Automatic Transfer (Per Transfer; Overdraft Protection link to another deposit account you have at First Bank)$2
per item

ATM & Card

Balance Inquiries (any ATM)No charge
Replacement Debit Card$5
per item

Wire Transfers

Wire Transfer Services: Outgoing - Domestic (audience not stated, treated as personal)$15
Wire Transfer Services: Incoming - Domestic (audience not stated, treated as personal)No charge
Wire Transfer Services: Outgoing - Foreign (audience not stated, treated as personal)$45
Wire Transfer Services: Incoming - Foreign (audience not stated, treated as personal)No charge

Check Services

Cashier's Check Fee - Customers$5
Stop Payment/Renewal Fee - Billpay$30
Temporary Checks$1
varies · Per page (4 checks per page)
Temporary Checks (4 Checks per page)$1
per item

Digital & Electronic

ACH Service Set Up Fee (ACH Origination Initial Setup Fee) (audience not stated, treated as personal)$100
First1Online Banking & Bill PayNo charge

Cash & Deposit

Coin counting (audience not stated, treated as personal)3%
Coin counting3%
Chargeback Items - RedepositNo charge

Account Services

Notary Public Services - CustomersNo charge
Safe Deposit Box 10x10 inches$75
Safe Deposit Box 2x5 inches$25
Safe Deposit Box 3x10 inches$45
Safe Deposit Box 3x5 inches$30
Safe Deposit Box 4x10 inches$50
Safe Deposit Box 5x10 inches$55
Safe Deposit Box 5x5 inches$40
IRS Levy, State Levy, or Writ of Garnishment$100

Other Fees

Fax - Per Page$2
per item
Fax - Per Page (Non Customers)$4
per item
Research: Photocopy (Per Page)$1
Not compared: Charged per page; comparison unavailable
per page · Research: Photocopy (Per Page) | $1.00
Statement Printout (Per Statement)$5
Not compared: Charged per statement; comparison unavailable
per statement · Statement Printout (Per Statement) | $5.00
Payoff Letter Fee (Loans)$25

Fee	Amount	Basis	Note
Account Maintenance
InControl Checking Monthly service charge	$6	per month	None
Monthly service charge fee	$10	per month	None
Service charge fee	$2	per month	None
Dormant Account Fee	$5	per month	None
Research Fee (Per Hour - Min. One Hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Debit Fee - Savings Account (Each Withdrawal/Debit Over 3 per Month)	$4	per item	None
Excessive Debit Fee: An excessive debit fee	$4	per item	None
Returned Mail, Undeliverable	$5	per month	None
Overdraft & NSF
Overdraft Item Fee - Each overdraft paid	$30	per item	None
Returned Item Fee - Item is returned unpaid	$30	Not stated	None
Fee for Automatic Transfer (Per Transfer; Overdraft Protection link to another deposit account you have at First Bank)	$2	per item	None
ATM & Card
Balance Inquiries (any ATM)	No charge	Not stated	None
Replacement Debit Card	$5	per item	None
Wire Transfers
Wire Transfer Services: Outgoing - Domestic (audience not stated, treated as personal)	$15	Not stated	None
Wire Transfer Services: Incoming - Domestic (audience not stated, treated as personal)	No charge	Not stated	None
Wire Transfer Services: Outgoing - Foreign (audience not stated, treated as personal)	$45	Not stated	None
Wire Transfer Services: Incoming - Foreign (audience not stated, treated as personal)	No charge	Not stated	None
Check Services
Cashier's Check Fee - Customers	$5	Not stated	None
Stop Payment/Renewal Fee - Billpay	$30	Not stated	None
Temporary Checks	$1	varies	Per page (4 checks per page)
Temporary Checks (4 Checks per page)	$1	per item	None
Digital & Electronic
ACH Service Set Up Fee (ACH Origination Initial Setup Fee) (audience not stated, treated as personal)	$100	Not stated	None
First1Online Banking & Bill Pay	No charge	Not stated	None
Cash & Deposit
Coin counting (audience not stated, treated as personal)	3%	Not stated	None
Coin counting	3%	Not stated	None
Chargeback Items - Redeposit	No charge	Not stated	None
Account Services
Notary Public Services - Customers	No charge	Not stated	None
Safe Deposit Box 10x10 inches	$75	Not stated	None
Safe Deposit Box 2x5 inches	$25	Not stated	None
Safe Deposit Box 3x10 inches	$45	Not stated	None
Safe Deposit Box 3x5 inches	$30	Not stated	None
Safe Deposit Box 4x10 inches	$50	Not stated	None
Safe Deposit Box 5x10 inches	$55	Not stated	None
Safe Deposit Box 5x5 inches	$40	Not stated	None
IRS Levy, State Levy, or Writ of Garnishment	$100	Not stated	None
Other Fees
Fax - Per Page	$2	per item	None
Fax - Per Page (Non Customers)	$4	per item	None
Research: Photocopy (Per Page)	$1Not compared: Charged per page; comparison unavailable	per page	Research: Photocopy (Per Page) \| $1.00
Statement Printout (Per Statement)	$5Not compared: Charged per statement; comparison unavailable	per statement	Statement Printout (Per Statement) \| $5.00
Payoff Letter Fee (Loans)	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Business Account Closure (Within 6 Months of account opening)$20
Dormant Account Fee$5
per month
Research Fee (Per Hour - Min. One Hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Debit Fee - Savings Account (Each Withdrawal/Debit Over 3 per Month)$4
per item
Returned Mail, Undeliverable$5
per month

Overdraft & NSF

Overdraft Item Fee - Each overdraft paid$30
per item
Returned Item Fee - Item is returned unpaid$30
Fee for Automatic Transfer (Per Transfer; Overdraft Protection link to another deposit account you have at First Bank)$2
per item

ATM & Card

Balance Inquiries (any ATM)No charge
Replacement Debit Card$5
per item

Check Services

Cashier's Check Fee - Customers$5
Stop Payment/Renewal Fee - Billpay$30
Temporary Checks$1
varies · Per page (4 checks per page)
Temporary Checks (4 Checks per page)$1
per item

Digital & Electronic

First1Online Banking & Bill PayNo charge

Cash & Deposit

Coin counting3%
Chargeback Items - Business$6
Chargeback Items - RedepositNo charge

Account Services

Notary Public Services - CustomersNo charge
Safe Deposit Box 10x10 inches$75
Safe Deposit Box 2x5 inches$25
Safe Deposit Box 3x10 inches$45
Safe Deposit Box 3x5 inches$30
Safe Deposit Box 4x10 inches$50
Safe Deposit Box 5x10 inches$55
Safe Deposit Box 5x5 inches$40
IRS Levy, State Levy, or Writ of Garnishment$100

Other Fees

Fax - Per Page$2
per item
Fax - Per Page (Non Customers)$4
per item
Research: Photocopy (Per Page)$1
Not compared: Charged per page; comparison unavailable
per page · Research: Photocopy (Per Page) | $1.00
Statement Printout (Per Statement)$5
Not compared: Charged per statement; comparison unavailable
per statement · Statement Printout (Per Statement) | $5.00
Payoff Letter Fee (Loans)$25

Fee	Amount	Basis	Note
Account Maintenance
Business Account Closure (Within 6 Months of account opening)	$20	Not stated	None
Dormant Account Fee	$5	per month	None
Research Fee (Per Hour - Min. One Hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Debit Fee - Savings Account (Each Withdrawal/Debit Over 3 per Month)	$4	per item	None
Returned Mail, Undeliverable	$5	per month	None
Overdraft & NSF
Overdraft Item Fee - Each overdraft paid	$30	per item	None
Returned Item Fee - Item is returned unpaid	$30	Not stated	None
Fee for Automatic Transfer (Per Transfer; Overdraft Protection link to another deposit account you have at First Bank)	$2	per item	None
ATM & Card
Balance Inquiries (any ATM)	No charge	Not stated	None
Replacement Debit Card	$5	per item	None
Check Services
Cashier's Check Fee - Customers	$5	Not stated	None
Stop Payment/Renewal Fee - Billpay	$30	Not stated	None
Temporary Checks	$1	varies	Per page (4 checks per page)
Temporary Checks (4 Checks per page)	$1	per item	None
Digital & Electronic
First1Online Banking & Bill Pay	No charge	Not stated	None
Cash & Deposit
Coin counting	3%	Not stated	None
Chargeback Items - Business	$6	Not stated	None
Chargeback Items - Redeposit	No charge	Not stated	None
Account Services
Notary Public Services - Customers	No charge	Not stated	None
Safe Deposit Box 10x10 inches	$75	Not stated	None
Safe Deposit Box 2x5 inches	$25	Not stated	None
Safe Deposit Box 3x10 inches	$45	Not stated	None
Safe Deposit Box 3x5 inches	$30	Not stated	None
Safe Deposit Box 4x10 inches	$50	Not stated	None
Safe Deposit Box 5x10 inches	$55	Not stated	None
Safe Deposit Box 5x5 inches	$40	Not stated	None
IRS Levy, State Levy, or Writ of Garnishment	$100	Not stated	None
Other Fees
Fax - Per Page	$2	per item	None
Fax - Per Page (Non Customers)	$4	per item	None
Research: Photocopy (Per Page)	$1Not compared: Charged per page; comparison unavailable	per page	Research: Photocopy (Per Page) \| $1.00
Statement Printout (Per Statement)	$5Not compared: Charged per statement; comparison unavailable	per statement	Statement Printout (Per Statement) \| $5.00
Payoff Letter Fee (Loans)	$25	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.