BAC Community Bank

Headquarters: Stockton, California
Charter: Bank
Assets: $761.9M
Fed district: San Francisco

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12, the middle of its prices
BAC Community Bank: $5 to $35
BAC Community Bank: $5 to $35
U.S. median: no median
Overdraft (OD)
BAC Community Bank: $33
BAC Community Bank: $33
U.S. median: no median
Wire Transfer (Domestic Out)
BAC Community Bank: $30
BAC Community Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from BAC Community Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee$35
per month
Monthly Maintenance$10
per month
Monthly Maintenance$7.50
per month
Monthly service charge$5
per month
Monthly service charge$12
per month
Monthly service charge$25
per month
Monthly service charge$15
per month
Monthly service charge$22
per month
Select Interest Checking Monthly service charge$11
per month
Inactive Account Fee$2
per month

Overdraft & NSF

Overdraft Fee$33
per item
Overdraft Transfer Fee$8
per item

ATM & Card

Replacement Card$5
per item

Wire Transfers

Wire, Outgoing-Domestic$30
per item
Domestic Wire Transfers: Incoming$15
Wire, Outgoing-Foreign$50
per item

Check Services

Cashier’s Check$9
per item
Online Bill Pay Stop Payment$33
per item
Zelle® Stop Payment$15
per item
Counter Checks First 6 per year free; thereafter$5
per item
Check Cashing, Non-Customer$5
per item
Check Copy – Archived Paid Check (front and back)$5
per item

Digital & Electronic

ACH File$2
per item
ACH Origination$35
Not compared: Monthly charge, not per item
per month
Online Bill Pay$33
Not compared: Per-item charge, not monthly
per item
Online Bill Pay Rush Payment$14.95
Not compared: Per-occurrence charge, not monthly
per item · if available for specified payee
Online Bill Pay Rush Payment, if available for specified payee$14.95
Not compared: Per-item charge, not monthly
per item
Online Bill Pay Same Day Check, if available for specified payee$9.95
Not compared: Per-item charge, not monthly
per item
Zelle®$15
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Returned Item Fee$33
per item

Account Services

Notary$15
Late Fee, after 30 days delinquent$10
Not compared: Box drilling or key fee
Legal Process Fee$125
per item

Other Fees

Fax Service$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	$35	per month	None
Monthly Maintenance	$10	per month	None
Monthly Maintenance	$7.50	per month	None
Monthly service charge	$5	per month	None
Monthly service charge	$12	per month	None
Monthly service charge	$25	per month	None
Monthly service charge	$15	per month	None
Monthly service charge	$22	per month	None
Select Interest Checking Monthly service charge	$11	per month	None
Inactive Account Fee	$2	per month	None
Overdraft & NSF
Overdraft Fee	$33	per item	None
Overdraft Transfer Fee	$8	per item	None
ATM & Card
Replacement Card	$5	per item	None
Wire Transfers
Wire, Outgoing-Domestic	$30	per item	None
Domestic Wire Transfers: Incoming	$15	Not stated	None
Wire, Outgoing-Foreign	$50	per item	None
Check Services
Cashier’s Check	$9	per item	None
Online Bill Pay Stop Payment	$33	per item	None
Zelle® Stop Payment	$15	per item	None
Counter Checks First 6 per year free; thereafter	$5	per item	None
Check Cashing, Non-Customer	$5	per item	None
Check Copy – Archived Paid Check (front and back)	$5	per item	None
Digital & Electronic
ACH File	$2	per item	None
ACH Origination	$35Not compared: Monthly charge, not per item	per month	None
Online Bill Pay	$33Not compared: Per-item charge, not monthly	per item	None
Online Bill Pay Rush Payment	$14.95Not compared: Per-occurrence charge, not monthly	per item	if available for specified payee
Online Bill Pay Rush Payment, if available for specified payee	$14.95Not compared: Per-item charge, not monthly	per item	None
Online Bill Pay Same Day Check, if available for specified payee	$9.95Not compared: Per-item charge, not monthly	per item	None
Zelle®	$15Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Returned Item Fee	$33	per item	None
Account Services
Notary	$15	Not stated	None
Late Fee, after 30 days delinquent	$10Not compared: Box drilling or key fee	Not stated	None
Legal Process Fee	$125	per item	None
Other Fees
Fax Service	$3	per item	None

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when BAC Community Bank's early account closure changes in our data

We check once a day and send one email covering every change.