Bank of America California, National Association

Headquarters: San Francisco, California
Charter: Bank
Assets: $14.8B
Fed district: San Francisco

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8, the middle of its prices
Bank of America California, National Association: $4.95 to $25
Bank of America California, National Association: $4.95 to $25
U.S. median: no median
Overdraft (OD)
Bank of America California, National Association: $10
Bank of America California, National Association: $10
U.S. median: no median
Non-Network ATM
Compared at $3.75, the middle of its prices
Bank of America California, National Association: $2.50 to $5
Bank of America California, National Association: $2.50 to $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bank of America California, National Association’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance fee$8
per month
Monthly maintenance fee for Advantage Relationship Banking account$25
per month
Monthly maintenance fee for Advantage SafeBalance Banking for Family Banking account$4.95
per month

Overdraft & NSF

Overdraft Item Fee$10
per item

ATM & Card

Non-Bank of America ATM Fee$2.50
per item
Non-Bank of America ATM Fee$5
per item
Rush Replacement ATM or Debit$15
per item
Foreign currency (audience not stated, treated as personal)3%of the transaction

Wire Transfers

Domestic outgoing wire$30

Check Services

Stop Payment Fee$30
per item
Applies to checks drawn on$8
per item
Check ImageNo charge

Retirement & IRA

IRA Direct Custodian Transfer$50
per item

Other Fees

Statement CopyNo charge

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	$8	per month	None
Monthly maintenance fee for Advantage Relationship Banking account	$25	per month	None
Monthly maintenance fee for Advantage SafeBalance Banking for Family Banking account	$4.95	per month	None
Overdraft & NSF
Overdraft Item Fee	$10	per item	None
ATM & Card
Non-Bank of America ATM Fee	$2.50	per item	None
Non-Bank of America ATM Fee	$5	per item	None
Rush Replacement ATM or Debit	$15	per item	None
Foreign currency (audience not stated, treated as personal)	3%of the transaction	Not stated	None
Wire Transfers
Domestic outgoing wire	$30	Not stated	None
Check Services
Stop Payment Fee	$30	per item	None
Applies to checks drawn on	$8	per item	None
Check Image	No charge	Not stated	None
Retirement & IRA
IRA Direct Custodian Transfer	$50	per item	None
Other Fees
Statement Copy	No charge	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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