23 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $11, the middle of its prices
Overdraft (OD)
Non-Network ATM
Compared at $2.50, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Citizens Business Bank, National Association · $21.2B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Citizens Business Bank, National Association(this institution) | Ontario, CA | $21.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ameriprise Bank, FSB | Minneapolis, MN | $25.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Apple Bank | New York, NY | $19.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Bank of Hawaii | Honolulu, HI | $23.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Bank of Hope | Los Angeles, CA | $19B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Beacon Bank and Trust | Brookline, MA | $22.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Busey Bank | Champaign, IL | $18.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Centennial Bank | Conway, AR | $24.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community Bank, National Association | Canton, NY | $17.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Enterprise Bank & Trust | Clayton, MO | $17.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Financial Bank | Cincinnati, OH | $22.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Hawaiian Bank | Honolulu, HI | $23.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Merchants Bank | Muncie, IN | $21.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| FirstBank Puerto Rico | Santurce, PR | $19.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Mechanics Bank | Walnut Creek, CA | $21.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Northwest Bank | Warren, PA | $17.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| OceanFirst Bank, National Association | Toms River, NJ | $23.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Seacoast National Bank | Stuart, FL | $21.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| ServisFirst Bank | Birmingham, AL | $18.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Simmons Bank | Pine Bluff, AR | $24.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Stifel Bank and Trust | Saint Louis, MO | $19.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Central Trust Bank | Jefferson City, MO | $20.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Third Federal Savings and Loan Association of Cleveland | Cleveland, OH | $18.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Toyota Financial Savings Bank | Henderson, NV | $16.8B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Trustmark Bank | Jackson, MS | $19.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Wilmington Savings Fund Society, FSB | Wilmington, DE | $22.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $11, the middle of its eight prices, against a peer median of $9.95 among 15 publishing peers.
Its eight checking prices are $0, $2, $3, $8, $10, $12, $12 and $15.
$11 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Citizens Business Bank, National Association’s own schedules, with a source for each figure.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Limited Checking Monthly Service Charge | $8 | per month | None |
| Monthly Service Charge | No charge | per month | None |
| Monthly Service Charge | $3 | per month | None |
| Monthly Service Charge | $10 | per month | None |
| Monthly Service Charge | $15 | per month | None |
| Monthly Service Charge | $12 | per month | None |
| Personal Checking (continued) Monthly Service Charge | $2 | per month | None |
| Personal Checking (continued) Monthly Service Charge | $18 | per month | None |
| Personal Checking Monthly Service Charge | $12 | per month | None |
| Premium Checking Monthly Service Charge | $20 | per month | None |
| Excess Debit Fee | $15 | Not stated | None |
| Excess Debit Fee (over 6) | $15 | per item | None |
| Excess Debit Fee (over 6) | $5Not compared: Monthly charge, not per item | per month | None |
| Returned Mail | No charge | Not stated | None |
Overdraft & NSF | |||
| NSF/UCF Item Paid Charge | $35 | per item | None |
| Overdraft Transfer (from Checking or Savings) | $10 | per item | None |
ATM & Card | |||
| ATM Cash Withdrawal | $2.50 | per item | None |
| ATM/Consumer Debit Card | $7.50 | per item | None |
| Balance Inquiry | $2 | per item | None |
| Additional/Replacement Debit | $5 | per item | None |
| ATM/Personal Debit Card Replacement | $7.50 | per item | None |
| Rush Order | $50 | per item | None |
| International Transaction | $2.50 | per item | None |
Wire Transfers | |||
| Wire Transfer - Incoming | $10Not compared: Monthly charge, not per item | per month | None |
Check Services | |||
| Official Check / Cashier’s Check | $15 | per item | None |
| Official Check-Customer (audience not stated, treated as personal) | $15 | per item | None |
| Official Check/Cashier’s Check | $2 | per item | None |
| Stop Payment - Associate Assisted | $35 | per item | None |
| Stop Payment - Online or IVR | $25 | per item | None |
| Counter Check | $1 | per item | None |
| Check Cashing | No charge | Not stated | None |
| Check Cashing: Non-customer – Customer Fee | $2 | per item | None |
| With Check Images (Image Statement) | $5Not compared: Monthly charge, not per item | per month | None |
| Without Check Images | No charge | Not stated | None |
Digital & Electronic | |||
| Bill Payment | No charge | Not stated | None |
| Mobile Deposit | $110Not compared: Annual charge, not per item | per year | None |
| Mobile Deposit | No charge | Not stated | None |
Cash & Deposit | |||
| Returned Deposited Items: ACH | $8 | per item | None |
| Returned Deposited Items: Checks/Drafts | $12 | per item | None |
| Returned Deposited Items: Redeposit | $17 | per item | None |
Account Services | |||
| Notary | $15 | per item | None |
| Key Replacement | $20Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box 10 x 10 | $140 | per year | None |
| Safe Deposit Box 10 x 15 | $250 | per year | None |
| Safe Deposit Box 12 x 11 | $150 | per year | None |
| Safe Deposit Box 13 x 10 | $150 | per year | None |
| Safe Deposit Box 18 x 18 | $245 | per year | None |
| Safe Deposit Box 2 x 10 | $60 | per year | None |
| Safe Deposit Box 2 x 5 | $35 | per year | None |
| Safe Deposit Box 22 x 15 | $350 | per year | None |
| Safe Deposit Box 3 x 10 | $70 | per year | None |
| Safe Deposit Box 3 x 5 | $45 | per year | None |
| Safe Deposit Box 36 x 36 | $550 | per year | None |
| Safe Deposit Box 4 x 10 | $90 | per year | None |
| Safe Deposit Box 4 x 11 | $100 | per year | None |
| Safe Deposit Box 4 x 5 | $50 | per year | None |
| Safe Deposit Box 44 x 15 | $450 | per year | None |
| Safe Deposit Box 5 x 10 | $110 | per year | None |
| Safe Deposit Box 5 x 5 | $60 | per year | None |
| Safe Deposit Box 6 x 10 | $110 | per year | None |
| Safe Deposit Box 9 x 10 | $120 | per year | None |
| Legal Process Handling | $250 | Not stated | None |
Retirement & IRA | |||
| IRA Termination Fee | $25 | Not stated | None |
Other Fees | |||
| International Courier | $75 | Not stated | None |
| U.S. Overnight Courier | $30 | Not stated | None |
| Photocopies | $4 | per item | None |
| Photocopies | $5 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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