23 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 15, 2026
Call-report figures are for Citizens Business Bank, National Association at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Citizens Business Bank, National Association's published fee schedule; Bank Fee Index medians | Current schedule | Oct 15, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $5.9M in Q2 2026, 12% above the same quarter a year earlier ($5.3M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $11, the middle of its prices
Overdraft (OD)
Non-Network ATM
Compared at $2.50, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 14% from Q3 2025 to Q2 2026, to $5.9M.
$5.9M
Citizens Business Bank, National AssociationMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Citizens Business Bank, National Association · $21.2B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Citizens Business Bank, National Association(this institution) | Ontario, CA | $21.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ameriprise Bank, FSB | Minneapolis, MN | $25.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Apple Bank | New York, NY | $19.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Bank of Hawaii | Honolulu, HI | $23.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Bank of Hope | Los Angeles, CA | $19B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Beacon Bank and Trust | Brookline, MA | $22.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Busey Bank | Champaign, IL | $18.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Centennial Bank | Conway, AR | $24.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community Bank, National Association | Canton, NY | $17.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Enterprise Bank & Trust | Clayton, MO | $17.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Financial Bank | Cincinnati, OH | $22.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Hawaiian Bank | Honolulu, HI | $23.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Merchants Bank | Muncie, IN | $21.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| FirstBank Puerto Rico | Santurce, PR | $19.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Mechanics Bank | Walnut Creek, CA | $21.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Northwest Bank | Warren, PA | $17.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| OceanFirst Bank, National Association | Toms River, NJ | $23.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Seacoast National Bank | Stuart, FL | $21.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| ServisFirst Bank | Birmingham, AL | $18.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Simmons Bank | Pine Bluff, AR | $24.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Stifel Bank and Trust | Saint Louis, MO | $19.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Central Trust Bank | Jefferson City, MO | $20.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Third Federal Savings and Loan Association of Cleveland | Cleveland, OH | $18.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Toyota Financial Savings Bank | Henderson, NV | $16.8B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Trustmark Bank | Jackson, MS | $19.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Wilmington Savings Fund Society, FSB | Wilmington, DE | $22.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $11, the middle of its eight prices, against a peer median of $9.95 among 15 publishing peers.
Its eight checking prices are $0, $2, $3, $8, $10, $12, $12 and $15.
$11 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Citizens Business Bank, National Association (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $5.9M | +$803K | +15.8% |
| Q1 2026 | $5.1M | +$47K | +0.9% |
| Q4 2025 | $5.0M | −$120K | −2.3% |
| Q3 2025 | $5.2M | −$97K | −1.8% |
| Q2 2025 | $5.3M | +$80K | +1.5% |
| Q1 2025 | $5.2M | −$201K | −3.7% |
| Q4 2024 | $5.4M | −$37K | −0.7% |
| Q3 2024 | $5.4M | +$62K | +1.2% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Citizens Business Bank, National Association’s own schedules, with a source for each figure.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Limited Checking Monthly Service Charge | $8 | per month | None |
| Monthly Service Charge | No charge | per month | None |
| Monthly Service Charge | $3 | per month | None |
| Monthly Service Charge | $10 | per month | None |
| Monthly Service Charge | $15 | per month | None |
| Monthly Service Charge | $12 | per month | None |
| Personal Checking (continued) Monthly Service Charge | $2 | per month | None |
| Personal Checking (continued) Monthly Service Charge | $18 | per month | None |
| Personal Checking Monthly Service Charge | $12 | per month | None |
| Premium Checking Monthly Service Charge | $20 | per month | None |
| Excess Debit Fee | $15 | Not stated | None |
| Excess Debit Fee (over 6) | $15 | per item | None |
| Excess Debit Fee (over 6) | $5Not compared: Monthly charge, not per item | per month | None |
| Returned Mail | No charge | Not stated | None |
Overdraft & NSF | |||
| NSF/UCF Item Paid Charge | $35 | per item | None |
| Overdraft Transfer (from Checking or Savings) | $10 | per item | None |
ATM & Card | |||
| ATM Cash Withdrawal | $2.50 | per item | None |
| ATM/Consumer Debit Card | $7.50 | per item | None |
| Balance Inquiry | $2 | per item | None |
| Additional/Replacement Debit | $5 | per item | None |
| ATM/Personal Debit Card Replacement | $7.50 | per item | None |
| Rush Order | $50 | per item | None |
| International Transaction | $2.50 | per item | None |
Wire Transfers | |||
| Wire Transfer - Incoming | $10Not compared: Monthly charge, not per item | per month | None |
Check Services | |||
| Official Check / Cashier’s Check | $15 | per item | None |
| Official Check-Customer (audience not stated, treated as personal) | $15 | per item | None |
| Official Check/Cashier’s Check | $2 | per item | None |
| Stop Payment - Associate Assisted | $35 | per item | None |
| Stop Payment - Online or IVR | $25 | per item | None |
| Counter Check | $1 | per item | None |
| Check Cashing | No charge | Not stated | None |
| Check Cashing: Non-customer – Customer Fee | $2 | per item | None |
| With Check Images (Image Statement) | $5Not compared: Monthly charge, not per item | per month | None |
| Without Check Images | No charge | Not stated | None |
Digital & Electronic | |||
| Bill Payment | No charge | Not stated | None |
| Mobile Deposit | $110Not compared: Annual charge, not per item | per year | None |
| Mobile Deposit | No charge | Not stated | None |
Cash & Deposit | |||
| Returned Deposited Items: ACH | $8 | per item | None |
| Returned Deposited Items: Checks/Drafts | $12 | per item | None |
| Returned Deposited Items: Redeposit | $17 | per item | None |
Account Services | |||
| Notary | $15 | per item | None |
| Key Replacement | $20Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box 10 x 10 | $140 | per year | None |
| Safe Deposit Box 10 x 15 | $250 | per year | None |
| Safe Deposit Box 12 x 11 | $150 | per year | None |
| Safe Deposit Box 13 x 10 | $150 | per year | None |
| Safe Deposit Box 18 x 18 | $245 | per year | None |
| Safe Deposit Box 2 x 10 | $60 | per year | None |
| Safe Deposit Box 2 x 5 | $35 | per year | None |
| Safe Deposit Box 22 x 15 | $350 | per year | None |
| Safe Deposit Box 3 x 10 | $70 | per year | None |
| Safe Deposit Box 3 x 5 | $45 | per year | None |
| Safe Deposit Box 36 x 36 | $550 | per year | None |
| Safe Deposit Box 4 x 10 | $90 | per year | None |
| Safe Deposit Box 4 x 11 | $100 | per year | None |
| Safe Deposit Box 4 x 5 | $50 | per year | None |
| Safe Deposit Box 44 x 15 | $450 | per year | None |
| Safe Deposit Box 5 x 10 | $110 | per year | None |
| Safe Deposit Box 5 x 5 | $60 | per year | None |
| Safe Deposit Box 6 x 10 | $110 | per year | None |
| Safe Deposit Box 9 x 10 | $120 | per year | None |
| Legal Process Handling | $250 | Not stated | None |
Retirement & IRA | |||
| IRA Termination Fee | $25 | Not stated | None |
Other Fees | |||
| International Courier | $75 | Not stated | None |
| U.S. Overnight Courier | $30 | Not stated | None |
| Photocopies | $4 | per item | None |
| Photocopies | $5 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Citizens Business Bank, National Association operates, and what regulators and customers have on file.
In Los Angeles-Long Beach-Anaheim, CA, Citizens Business Bank, National Association holds 1% of bank deposits, #18 of 107, with 34 offices.
900 offices of 17 institutions shown.
Showing 900 of 2,362 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 107 institutions shown. $667.8B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 1% share, 34 offices, #18 of 107
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
475 offices of 117 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Consumer complaints
7 complaints to the CFPB so far in 2026
Top issues, 2026 to date
| Managing an account | 2 |
| Closing an account | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Improper use of your report | 1 |
| Problem with a lender or other company charging your account | 1 |
| Problem with a purchase shown on your statement | 1 |
Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.
Enforcement actions
None on file with the OCC and Federal Reserve
The OCC and Federal Reserve have no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the OCC and Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Holding company
CVB FINANCIAL CORP (Nasdaq: CVBF)
Consolidated assets
$21.2B
Shareholders' equity
$3.2B
As of
2026Q2
Net income by quarter
Source: SEC EDGAR filings and XBRL financial data, CIK 354647. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.
Fee change alerts
We check once a day and send one email covering every change.