Citizens Business Bank, National Association

Headquarters: Ontario, California
Charter: Bank
Assets: $21.2B
Fed district: San Francisco

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $11, the middle of its prices
Citizens Business Bank, National Association: $0 to $20
Citizens Business Bank, National Association: $0 to $20
U.S. median: no median
Overdraft (OD)
Citizens Business Bank, National Association: $35
Citizens Business Bank, National Association: $35
U.S. median: no median
Non-Network ATM
Compared at $2.50, the middle of its prices
Citizens Business Bank, National Association: $2 to $7.50
Citizens Business Bank, National Association: $2 to $7.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Citizens Business Bank, National Association’s own schedules, with a source for each figure.

Account Maintenance

Limited Checking Monthly Service Charge$8
per month
Monthly Service ChargeNo charge
per month
Monthly Service Charge$3
per month
Monthly Service Charge$10
per month
Monthly Service Charge$15
per month
Monthly Service Charge$12
per month
Personal Checking (continued) Monthly Service Charge$2
per month
Personal Checking (continued) Monthly Service Charge$18
per month
Personal Checking Monthly Service Charge$12
per month
Premium Checking Monthly Service Charge$20
per month
Excess Debit Fee$15
Excess Debit Fee (over 6)$15
per item
Excess Debit Fee (over 6)$5
Not compared: Monthly charge, not per item
per month
Returned MailNo charge

Overdraft & NSF

NSF/UCF Item Paid Charge$35
per item
Overdraft Transfer (from Checking or Savings)$10
per item

ATM & Card

ATM Cash Withdrawal$2.50
per item
ATM/Consumer Debit Card$7.50
per item
Balance Inquiry$2
per item
Additional/Replacement Debit$5
per item
ATM/Personal Debit Card Replacement$7.50
per item
Rush Order$50
per item
International Transaction$2.50
per item

Wire Transfers

Wire Transfer - Incoming$10
Not compared: Monthly charge, not per item
per month

Check Services

Official Check / Cashier’s Check$15
per item
Official Check-Customer (audience not stated, treated as personal)$15
per item
Official Check/Cashier’s Check$2
per item
Stop Payment - Associate Assisted$35
per item
Stop Payment - Online or IVR$25
per item
Counter Check$1
per item
Check CashingNo charge
Check Cashing: Non-customer – Customer Fee$2
per item
With Check Images (Image Statement)$5
Not compared: Monthly charge, not per item
per month
Without Check ImagesNo charge

Digital & Electronic

Bill PaymentNo charge
Mobile Deposit$110
Not compared: Annual charge, not per item
per year
Mobile DepositNo charge

Cash & Deposit

Returned Deposited Items: ACH$8
per item
Returned Deposited Items: Checks/Drafts$12
per item
Returned Deposited Items: Redeposit$17
per item

Account Services

Notary$15
per item
Key Replacement$20
Not compared: Box drilling or key fee
per item
Safe Deposit Box 10 x 10$140
per year
Safe Deposit Box 10 x 15$250
per year
Safe Deposit Box 12 x 11$150
per year
Safe Deposit Box 13 x 10$150
per year
Safe Deposit Box 18 x 18$245
per year
Safe Deposit Box 2 x 10$60
per year
Safe Deposit Box 2 x 5$35
per year
Safe Deposit Box 22 x 15$350
per year
Safe Deposit Box 3 x 10$70
per year
Safe Deposit Box 3 x 5$45
per year
Safe Deposit Box 36 x 36$550
per year
Safe Deposit Box 4 x 10$90
per year
Safe Deposit Box 4 x 11$100
per year
Safe Deposit Box 4 x 5$50
per year
Safe Deposit Box 44 x 15$450
per year
Safe Deposit Box 5 x 10$110
per year
Safe Deposit Box 5 x 5$60
per year
Safe Deposit Box 6 x 10$110
per year
Safe Deposit Box 9 x 10$120
per year
Legal Process Handling$250

Retirement & IRA

IRA Termination Fee$25

Other Fees

International Courier$75
U.S. Overnight Courier$30
Photocopies$4
per item
Photocopies$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Limited Checking Monthly Service Charge	$8	per month	None
Monthly Service Charge	No charge	per month	None
Monthly Service Charge	$3	per month	None
Monthly Service Charge	$10	per month	None
Monthly Service Charge	$15	per month	None
Monthly Service Charge	$12	per month	None
Personal Checking (continued) Monthly Service Charge	$2	per month	None
Personal Checking (continued) Monthly Service Charge	$18	per month	None
Personal Checking Monthly Service Charge	$12	per month	None
Premium Checking Monthly Service Charge	$20	per month	None
Excess Debit Fee	$15	Not stated	None
Excess Debit Fee (over 6)	$15	per item	None
Excess Debit Fee (over 6)	$5Not compared: Monthly charge, not per item	per month	None
Returned Mail	No charge	Not stated	None
Overdraft & NSF
NSF/UCF Item Paid Charge	$35	per item	None
Overdraft Transfer (from Checking or Savings)	$10	per item	None
ATM & Card
ATM Cash Withdrawal	$2.50	per item	None
ATM/Consumer Debit Card	$7.50	per item	None
Balance Inquiry	$2	per item	None
Additional/Replacement Debit	$5	per item	None
ATM/Personal Debit Card Replacement	$7.50	per item	None
Rush Order	$50	per item	None
International Transaction	$2.50	per item	None
Wire Transfers
Wire Transfer - Incoming	$10Not compared: Monthly charge, not per item	per month	None
Check Services
Official Check / Cashier’s Check	$15	per item	None
Official Check-Customer (audience not stated, treated as personal)	$15	per item	None
Official Check/Cashier’s Check	$2	per item	None
Stop Payment - Associate Assisted	$35	per item	None
Stop Payment - Online or IVR	$25	per item	None
Counter Check	$1	per item	None
Check Cashing	No charge	Not stated	None
Check Cashing: Non-customer – Customer Fee	$2	per item	None
With Check Images (Image Statement)	$5Not compared: Monthly charge, not per item	per month	None
Without Check Images	No charge	Not stated	None
Digital & Electronic
Bill Payment	No charge	Not stated	None
Mobile Deposit	$110Not compared: Annual charge, not per item	per year	None
Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Returned Deposited Items: ACH	$8	per item	None
Returned Deposited Items: Checks/Drafts	$12	per item	None
Returned Deposited Items: Redeposit	$17	per item	None
Account Services
Notary	$15	per item	None
Key Replacement	$20Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 10 x 10	$140	per year	None
Safe Deposit Box 10 x 15	$250	per year	None
Safe Deposit Box 12 x 11	$150	per year	None
Safe Deposit Box 13 x 10	$150	per year	None
Safe Deposit Box 18 x 18	$245	per year	None
Safe Deposit Box 2 x 10	$60	per year	None
Safe Deposit Box 2 x 5	$35	per year	None
Safe Deposit Box 22 x 15	$350	per year	None
Safe Deposit Box 3 x 10	$70	per year	None
Safe Deposit Box 3 x 5	$45	per year	None
Safe Deposit Box 36 x 36	$550	per year	None
Safe Deposit Box 4 x 10	$90	per year	None
Safe Deposit Box 4 x 11	$100	per year	None
Safe Deposit Box 4 x 5	$50	per year	None
Safe Deposit Box 44 x 15	$450	per year	None
Safe Deposit Box 5 x 10	$110	per year	None
Safe Deposit Box 5 x 5	$60	per year	None
Safe Deposit Box 6 x 10	$110	per year	None
Safe Deposit Box 9 x 10	$120	per year	None
Legal Process Handling	$250	Not stated	None
Retirement & IRA
IRA Termination Fee	$25	Not stated	None
Other Fees
International Courier	$75	Not stated	None
U.S. Overnight Courier	$30	Not stated	None
Photocopies	$4	per item	None
Photocopies	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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