Wilson & Muir Bank & Trust Company

Headquarters: Bardstown, Kentucky
Charter: Bank
Assets: $818.4M
Fed district: St. Louis

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Wilson & Muir Bank & Trust Company: $33
Wilson & Muir Bank & Trust Company: $33
U.S. median: no median
NSF / Returned Item
Wilson & Muir Bank & Trust Company: $33
Wilson & Muir Bank & Trust Company: $33
U.S. median: no median
Non-Network ATM
Wilson & Muir Bank & Trust Company: $1.50
Wilson & Muir Bank & Trust Company: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Wilson & Muir Bank & Trust Company’s own schedules, with a source for each figure.

Account Maintenance

Account Closing Fee for accounts closing within first 6 months of account opening$15
Dormant Service Fee$10
per month
Account Reconcilement$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconcilement | $20.00 per hour

Overdraft & NSF

UCF Paid Item Fee$33
per item
Return Item$33
per item
Overdraft Sweep Fee$10

ATM & Card

ATM Foreign Transaction$1.50
per item
Replacement Card Charge$10
per item
Foreign Transaction (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Outgoing Wires$20
per item
Incoming Wire Fee (customers)$10
per item
Incoming Wires$15
per item
International Wires$40
per item

Check Services

Cashiers Checks$5
per item
Stop Payment Fee$28
per item

Cash & Deposit

Night Deposit Services: Replacement Keys$1
per item

Account Services

Notary Service$5
Safe Deposit Box 10" x 10"$60
per year
Safe Deposit Box 3" x 11"$25
per year
Safe Deposit Box 3" x 5"$15
per year
Safe Deposit Box 5" x 10"$30
per year
Safe Deposit Box 5" x 5"$20
per year
Attachments, Garnishments and Levy$100
per item

Other Fees

Photocopies$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closing Fee for accounts closing within first 6 months of account opening	$15	Not stated	None
Dormant Service Fee	$10	per month	None
Account Reconcilement	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Reconcilement \| $20.00 per hour
Overdraft & NSF
UCF Paid Item Fee	$33	per item	None
Return Item	$33	per item	None
Overdraft Sweep Fee	$10	Not stated	None
ATM & Card
ATM Foreign Transaction	$1.50	per item	None
Replacement Card Charge	$10	per item	None
Foreign Transaction (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wires	$20	per item	None
Incoming Wire Fee (customers)	$10	per item	None
Incoming Wires	$15	per item	None
International Wires	$40	per item	None
Check Services
Cashiers Checks	$5	per item	None
Stop Payment Fee	$28	per item	None
Cash & Deposit
Night Deposit Services: Replacement Keys	$1	per item	None
Account Services
Notary Service	$5	Not stated	None
Safe Deposit Box 10" x 10"	$60	per year	None
Safe Deposit Box 3" x 11"	$25	per year	None
Safe Deposit Box 3" x 5"	$15	per year	None
Safe Deposit Box 5" x 10"	$30	per year	None
Safe Deposit Box 5" x 5"	$20	per year	None
Attachments, Garnishments and Levy	$100	per item	None
Other Fees
Photocopies	$0.25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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