BankIowa

Headquarters: Cedar Rapids, Iowa
Charter: Bank
Assets: $846.2M
Fed district: Chicago

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
BankIowa: $30
BankIowa: $30
U.S. median: no median
NSF / Returned Item
BankIowa: $30
BankIowa: $30
U.S. median: no median
Wire Transfer (Domestic Out)
BankIowa: $20 to $25
BankIowa: $20 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from BankIowa’s own schedules, with a source for each figure.

Account Maintenance

Closing of Account within 60 days after opening$25
Dormant Account Fee$10
per month
Account Research (per hour, $10.00 minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour
Fax/Phone Notification Fee - Sending/receiving (per page/call)$1
Not compared: Charged per page; comparison unavailable
per page

Overdraft & NSF

Overdraft Fee - each debit or check presentment paid (Consumer Accts: 5 max total OD or Returned Item fees daily)$30
per item
Returned Item Fee - each debit or check presentment returned$30
per item
Overdraft Automatic Transfer Checking/Savings Transfer Fee$4

ATM & Card

Debit Card Replacement Fee$15
Currency Conversion (CC) Fee0.2%of the transaction
Currency Conversion (CC) Fee (audience not stated, treated as personal)0.2%of the transaction
Visa International Service Assessment (ISA) Fee1%of the transaction

Wire Transfers

Wire Transfers - Outgoing$25
Wire Transfers - Repetitive Outgoing$20
Wire Transfers - Incoming$20
Wire Transfer - Foreign Outgoing Foreign Currency$50
Wire Transfer - Foreign Outgoing U.S. Currency$70

Check Services

Official Checks$5
Stop Payment$30
Temporary Checks - one sheet (4 per sheet)$1
per item
Collection Items (+$1.00 per day)$5
Not compared: Daily charge, not per item
per day
Foreign Check Presentment Fee (per item)$10
per item

Digital & Electronic

Same Day ACH Transfer Fee (per transfer) for Same Day ACH transaction$15
per item
Online Banking Electronic Expedited Bill Pay (each)$8
Not compared: Per-item charge, not monthly
per item
Online Banking Overnight Expedited Check Bill Pay (each)$25
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Return Deposit Item$4

Account Services

Levies/Garnishments$75

Gift & Prepaid Cards

Reload Visa Travel Card Fee$2
Visa Gift Card per card purchased. Additional transaction/usage fees apply. See Gift Card Agreement for details$4
per item
Visa Travel Card per card purchased. Additional transaction/usage fees apply. See Gift Card Agreement for details$7.50
per item

Other Fees

Photocopies (per page)$0.50
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Closing of Account within 60 days after opening	$25	Not stated	None
Dormant Account Fee	$10	per month	None
Account Research (per hour, $10.00 minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Fax/Phone Notification Fee - Sending/receiving (per page/call)	$1Not compared: Charged per page; comparison unavailable	per page	None
Overdraft & NSF
Overdraft Fee - each debit or check presentment paid (Consumer Accts: 5 max total OD or Returned Item fees daily)	$30	per item	None
Returned Item Fee - each debit or check presentment returned	$30	per item	None
Overdraft Automatic Transfer Checking/Savings Transfer Fee	$4	Not stated	None
ATM & Card
Debit Card Replacement Fee	$15	Not stated	None
Currency Conversion (CC) Fee	0.2%of the transaction	Not stated	None
Currency Conversion (CC) Fee (audience not stated, treated as personal)	0.2%of the transaction	Not stated	None
Visa International Service Assessment (ISA) Fee	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfers - Outgoing	$25	Not stated	None
Wire Transfers - Repetitive Outgoing	$20	Not stated	None
Wire Transfers - Incoming	$20	Not stated	None
Wire Transfer - Foreign Outgoing Foreign Currency	$50	Not stated	None
Wire Transfer - Foreign Outgoing U.S. Currency	$70	Not stated	None
Check Services
Official Checks	$5	Not stated	None
Stop Payment	$30	Not stated	None
Temporary Checks - one sheet (4 per sheet)	$1	per item	None
Collection Items (+$1.00 per day)	$5Not compared: Daily charge, not per item	per day	None
Foreign Check Presentment Fee (per item)	$10	per item	None
Digital & Electronic
Same Day ACH Transfer Fee (per transfer) for Same Day ACH transaction	$15	per item	None
Online Banking Electronic Expedited Bill Pay (each)	$8Not compared: Per-item charge, not monthly	per item	None
Online Banking Overnight Expedited Check Bill Pay (each)	$25Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Return Deposit Item	$4	Not stated	None
Account Services
Levies/Garnishments	$75	Not stated	None
Gift & Prepaid Cards
Reload Visa Travel Card Fee	$2	Not stated	None
Visa Gift Card per card purchased. Additional transaction/usage fees apply. See Gift Card Agreement for details	$4	per item	None
Visa Travel Card per card purchased. Additional transaction/usage fees apply. See Gift Card Agreement for details	$7.50	per item	None
Other Fees
Photocopies (per page)	$0.50Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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