17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 13, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
BankIowa · $846M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| BankIowa(this institution) | Cedar Rapids, IA | $846M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of the West | Grapevine, TX | $830M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Barwick Banking Company | Barwick, GA | $830M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| BayVanguard Bank | Baltimore, MD | $869M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Citizens Bank | Corvallis, OR | $823M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First Resource Bank | Exton, PA | $841M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First State Bank of Middlebury | Middlebury, IN | $836M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Utah Bank | Salt Lake City, UT | $840M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Focus Bank | Charleston, MO | $854M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hana Bank USA, National Association | Fort Lee, NJ | $835M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Harmony Bank | Dallas, TX | $855M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Hawaii National Bank | Honolulu, HI | $872M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Hebron Savings Bank | Hebron, MD | $839M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Legacy Bank | Colwich, KS | $865M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Liberty Bank for Savings | Chicago, IL | $869M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Northeast Bank | Minneapolis, MN | $837M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Oregon Pacific Bank | Florence, OR | $825M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Pendleton Community Bank, Inc. | Franklin, WV | $850M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Premier Bank | Rock Valley, IA | $826M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Quail Creek Bank | Oklahoma City, OK | $831M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Savings Bank of Walpole | Walpole, NH | $858M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texas National Bank of Jacksonville | Jacksonville, TX | $852M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Old Fort Banking Company | Old Fort, OH | $844M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Unified Bank | Martins Ferry, OH | $872M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| United Southern Bank | Umatilla, FL | $843M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| West Shore Bank | Ludington, MI | $834M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 17 publish this fee(monthly maintenance)
8 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $8 among 17 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
BankIowa does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from BankIowa’s own schedules, with a source for each figure.
per month
per hour
per page
per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Closing of Account within 60 days after opening | $25 | Not stated | None |
| Dormant Account Fee | $10 | per month | None |
| Account Research (per hour, $10.00 minimum) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Fax/Phone Notification Fee - Sending/receiving (per page/call) | $1Not compared: Charged per page; comparison unavailable | per page | None |
Overdraft & NSF | |||
| Overdraft Fee - each debit or check presentment paid (Consumer Accts: 5 max total OD or Returned Item fees daily) | $30 | per item | None |
| Returned Item Fee - each debit or check presentment returned | $30 | per item | None |
| Overdraft Automatic Transfer Checking/Savings Transfer Fee | $4 | Not stated | None |
ATM & Card | |||
| Debit Card Replacement Fee | $15 | Not stated | None |
| Currency Conversion (CC) Fee | 0.2%of the transaction | Not stated | None |
| Currency Conversion (CC) Fee (audience not stated, treated as personal) | 0.2%of the transaction | Not stated | None |
| Visa International Service Assessment (ISA) Fee | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfers - Outgoing | $25 | Not stated | None |
| Wire Transfers - Repetitive Outgoing | $20 | Not stated | None |
| Wire Transfers - Incoming | $20 | Not stated | None |
| Wire Transfer - Foreign Outgoing Foreign Currency | $50 | Not stated | None |
| Wire Transfer - Foreign Outgoing U.S. Currency | $70 | Not stated | None |
Check Services | |||
| Official Checks | $5 | Not stated | None |
| Stop Payment | $30 | Not stated | None |
| Temporary Checks - one sheet (4 per sheet) | $1 | per item | None |
| Collection Items (+$1.00 per day) | $5Not compared: Daily charge, not per item | per day | None |
| Foreign Check Presentment Fee (per item) | $10 | per item | None |
Digital & Electronic | |||
| Same Day ACH Transfer Fee (per transfer) for Same Day ACH transaction | $15 | per item | None |
| Online Banking Electronic Expedited Bill Pay (each) | $8Not compared: Per-item charge, not monthly | per item | None |
| Online Banking Overnight Expedited Check Bill Pay (each) | $25Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Return Deposit Item | $4 | Not stated | None |
Account Services | |||
| Levies/Garnishments | $75 | Not stated | None |
Gift & Prepaid Cards | |||
| Reload Visa Travel Card Fee | $2 | Not stated | None |
| Visa Gift Card per card purchased. Additional transaction/usage fees apply. See Gift Card Agreement for details | $4 | per item | None |
| Visa Travel Card per card purchased. Additional transaction/usage fees apply. See Gift Card Agreement for details | $7.50 | per item | None |
Other Fees | |||
| Photocopies (per page) | $0.50Not compared: Charged per page; comparison unavailable | per page | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.