Enterprise Bank & Trust

Headquarters: Clayton, Missouri
Charter: Bank
Assets: $17.4B
Fed district: St. Louis

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 27, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6, the middle of its prices
Enterprise Bank & Trust: $4 to $8
Enterprise Bank & Trust: $4 to $8
U.S. median: no median
Overdraft (OD)
Enterprise Bank & Trust: $30
Enterprise Bank & Trust: $30
U.S. median: no median
NSF / Returned Item
Enterprise Bank & Trust: $30
Enterprise Bank & Trust: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Enterprise Bank & Trust’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$8
per month
Monthly service charge$4
per month
Dormant Fee$10
per month
Account Research/Assistance$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdrafts Paid$30
NSF's Returned$30

ATM & Card

ATM/Debit Card Replacement$5

Wire Transfers

Domestic Wire Transfers (Outgoing)$25
Domestic Wire Transfers (Outgoing) Originated from EBDIRECT$17.50
Domestic Wire Transfers (Incoming)$10
Foreign Wire Transfers (Outgoing)$40
Foreign Wire Transfers (Incoming)$12.50

Check Services

Cashier's Check$5
Money Orders$5
Stop Payments$30
Check Cashing (ck<500) Non Customer$5
Check Cashing (ck>500) Non Customer (audience not stated, treated as personal)1%
Collection Item - Domestic$15

Cash & Deposit

Deposited Items Returned Unpaid$7.50

Account Services

Garnishments and Levies$75

Gift & Prepaid Cards

Gift Cards$4

Other Fees

Bank Created Photocopies$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$8	per month	None
Monthly service charge	$4	per month	None
Dormant Fee	$10	per month	None
Account Research/Assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdrafts Paid	$30	Not stated	None
NSF's Returned	$30	Not stated	None
ATM & Card
ATM/Debit Card Replacement	$5	Not stated	None
Wire Transfers
Domestic Wire Transfers (Outgoing)	$25	Not stated	None
Domestic Wire Transfers (Outgoing) Originated from EBDIRECT	$17.50	Not stated	None
Domestic Wire Transfers (Incoming)	$10	Not stated	None
Foreign Wire Transfers (Outgoing)	$40	Not stated	None
Foreign Wire Transfers (Incoming)	$12.50	Not stated	None
Check Services
Cashier's Check	$5	Not stated	None
Money Orders	$5	Not stated	None
Stop Payments	$30	Not stated	None
Check Cashing (ck<500) Non Customer	$5	Not stated	None
Check Cashing (ck>500) Non Customer (audience not stated, treated as personal)	1%	Not stated	None
Collection Item - Domestic	$15	Not stated	None
Cash & Deposit
Deposited Items Returned Unpaid	$7.50	Not stated	None
Account Services
Garnishments and Levies	$75	Not stated	None
Gift & Prepaid Cards
Gift Cards	$4	Not stated	None
Other Fees
Bank Created Photocopies	$2	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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