20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 12, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
Foreign Transaction
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Terrabank, National Association’s own schedules, with a source for each figure.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closed, prior to six months | $25 | Not stated | None |
| Account Reconciliation, per hour | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail, per month | $35 | per month | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (NSF) / Uncollected (UNC) Funds NSF / Overdraft Fee, per item | $40 | per item | None |
| Overdraft Protection, per transfer | $5 | per item | None |
ATM & Card | |||
| Card Replacement | $25 | Not stated | None |
| Foreign Transaction Fees (audience not stated, treated as personal) | No charge | Not stated | None |
| International transaction | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Manual Request Domestic Wire Transfer (audience not stated, treated as personal) | $70 | Not stated | None |
| Outgoing Transfers Online Banking Request Domestic Wire Transfer (audience not stated, treated as personal) | $25 | Not stated | None |
| International Wire Transfer | $100 | Not stated | None |
| International Wire Transfer | $30 | Not stated | None |
Check Services | |||
| Cashier's Checks Customers (audience not stated, treated as personal) | $10 | Not stated | None |
| Stop Payment, each item Effective for six months | $40 | per item | None |
| Check Cashing for Non-Customers | $10 | Not stated | None |
| Check Copy | $5 | Not stated | None |
| Copies per item | $1 | per item | None |
Cash & Deposit | |||
| Rolled Coins | $0.10 | per item | each |
| Internal Transfers between accounts belonging: Redeposit Returned Item | $20 | Not stated | None |
Account Services | |||
| Notary Services | $25 | Not stated | None |
| Extra Large (10x10x10) | $150 | Not stated | None |
| Large (5x10x10) | $100 | Not stated | None |
| Medium (3x10x10) | $80 | Not stated | None |
| Safe Deposit Box Drilling | $250Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Boxes Small (3x5x10) (audience not stated, treated as personal) | $40 | Not stated | None |
| Safe Deposit Late Fee | $20Not compared: Box drilling or key fee | Not stated | None |
| Small-Medium (5x5x10) | $60 | Not stated | None |
| Levies and/or Governmental Orders Requiring | $200 | Not stated | None |
| Verification of Deposit | $50 | Not stated | None |
Other Fees | |||
| Courier Fees Domestic, per item (audience not stated, treated as personal) | $35 | per item | None |
| Special Delivery of Statement via Courier | $25 | Not stated | None |
| SCHEDULE OF FEES AND SERVICES 1-855-TERRABK www.terrabank.com SERVICE FEE Photocopy of Documents, per copy | $5 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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