20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 1, 2026
Call-report figures are for Legacy Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Legacy Bank's published fee schedule; Bank Fee Index medians | Current schedule | Nov 1, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $135K in Q2 2026, 1.5% above the same quarter a year earlier ($133K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income fell 9.4% from Q3 2025 to Q2 2026, to $135K.
$135K
Legacy BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Legacy Bank · $865M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Legacy Bank(this institution) | Colwich, KS | $865M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| BankIowa | Cedar Rapids, IA | $846M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| BayVanguard Bank | Baltimore, MD | $869M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Bogota Savings Bank | Teaneck, NJ | $872M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Falcon National Bank | Foley, MN | $872M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Farmers and Merchants Bank | Upperco, MD | $874M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Bank | Ketchikan, AK | $890M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Liberty Bank | Oklahoma City, OK | $885M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First Resource Bank | Exton, PA | $841M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Utah Bank | Salt Lake City, UT | $840M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Focus Bank | Charleston, MO | $854M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Harmony Bank | Dallas, TX | $855M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Hawaii National Bank | Honolulu, HI | $872M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Hebron Savings Bank | Hebron, MD | $839M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Liberty Bank for Savings | Chicago, IL | $869M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Newfield National Bank | Newfield, NJ | $889M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Northeast Bank | Minneapolis, MN | $837M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Pendleton Community Bank, Inc. | Franklin, WV | $850M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pioneer Bank | Mapleton, MN | $884M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Savings Bank of Walpole | Walpole, NH | $858M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Southwest Heritage Bank | Scottsdale, AZ | $893M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texas National Bank of Jacksonville | Jacksonville, TX | $852M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Old Fort Banking Company | Old Fort, OH | $844M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Savings Bank | Wakefield, MA | $891M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Unified Bank | Martins Ferry, OH | $872M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| United Southern Bank | Umatilla, FL | $843M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 16 publish this fee(monthly maintenance)
9 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $8 among 16 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.
Monthly maintenance fee in dollars, one mark per institution
Legacy Bank does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.
Call reports for Legacy Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $135K | +$2K | +1.5% |
| Q1 2026 | $133K | −$3K | −2.2% |
| Q4 2025 | $136K | −$13K | −8.7% |
| Q3 2025 | $149K | +$16K | +12.0% |
| Q2 2025 | $133K | −$3K | −2.2% |
| Q1 2025 | $136K | −$8K | −5.6% |
| Q4 2024 | $144K | +$9K | +6.7% |
| Q3 2024 | $135K | +$11K | +8.9% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Legacy Bank’s own schedules, with a source for each figure.
per item
per item
per item
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closing within 6 months of opening | $25 | Not stated | None |
| Dormant Account (no contact or activity for 12mo. or more) | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft Charge | $30 | per item | None |
| Return Item Charge | $30 | per item | None |
ATM & Card | |||
| ATM transactions at Non-Legacy Bank locations | $2 | per item | None |
| Debit Card Replacement | $10 | per item | None |
Wire Transfers | |||
| Wire Transfer - Domestic - Outgoing | $20 | per item | None |
| Wire Transfer - Incoming | $15 | per item | None |
| Wire Transfer - International - Outgoing | $50 | per item | None |
Check Services | |||
| Cashier’s Checks (excluding Legacy 60 Customers) | $5 | per item | None |
| Stop Payments & Renewals | $30 | per item | None |
| Temporary Checks | $2 | Not stated | None |
| Foreign Items Deposited | $5 | per item | None |
Cash & Deposit | |||
| Coin Counting - Customers (for 30 days or mo) | No charge | Not stated | None |
| Coin Counting - Non Customers | 10% | Not stated | None |
| Coin Counting - Non Customers (audience not stated, treated as personal) | 10% | Not stated | None |
| Returned Deposited Item | $5 | per item | None |
| Night Depository - Key Replacement | $20 | per item | None |
| Night Depository - Keys (audience not stated, treated as personal) | $20 | per item | None |
Account Services | |||
| Notary Service - Customers | No charge | Not stated | None |
| Notary Service - Non Customer | $10 | per item | None |
| Lock Replacement / Drilling | $150Not compared: Box drilling or key fee | Not stated | None |
| Replace Lost Key | $20Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 x 10 (audience not stated, treated as personal) | $60 | Not stated | None |
| Safe Deposit Box 3 x 10 (audience not stated, treated as personal) | $30 | Not stated | None |
| Safe Deposit Box 3 x 5 (audience not stated, treated as personal) | $18 | Not stated | None |
| Safe Deposit Box 4 x 10 (audience not stated, treated as personal) | $35 | Not stated | None |
| Safe Deposit Box 4 x 5 (audience not stated, treated as personal) | $20 | per item | None |
| Safe Deposit Box 5 x 10 (audience not stated, treated as personal) | $40 | Not stated | None |
| Safe Deposit Box 5 x 10 (audience not stated, treated as personal) | $50 | Not stated | None |
| Safe Deposit Box 5 x 5 (audience not stated, treated as personal) | $25 | Not stated | None |
| Safe Deposit Box Drilling | $250Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Late Fee | $5Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Lost Key Charge | $20Not compared: Box drilling or key fee | per item | None |
| Garnishments | $25 | per item | None |
| Tax Levy | $25 | per item | None |
Other Fees | |||
| Duplicate Statements (mailed to multiple addresses) | $5Not compared: Monthly charge, not per item | per month | None |
| Photocopy (black & white) | $0.25 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closing within 6 months of opening | $25 | Not stated | None |
| Dormant Account (no contact or activity for 12mo. or more) | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft Charge | $30 | per item | None |
| Return Item Charge | $30 | per item | None |
| Continuous Overdraft Charge - Commercial Accounts only | $10 | per day | None |
ATM & Card | |||
| ATM transactions at Non-Legacy Bank locations | $2 | per item | None |
| Debit Card Replacement | $10 | per item | None |
Wire Transfers | |||
| Wire Transfer - Domestic - Outgoing | $20 | per item | None |
| Wire Transfer - Incoming | $15 | per item | None |
| Wire Transfer - International - Outgoing | $50 | per item | None |
Check Services | |||
| Cashier’s Checks (excluding Legacy 60 Customers) | $5 | per item | None |
| Stop Payments & Renewals | $30 | per item | None |
| Temporary Checks | $2 | Not stated | None |
| Foreign Items Deposited | $5 | per item | None |
Cash & Deposit | |||
| Coin Counting - Customers (for 30 days or mo) | No charge | Not stated | None |
| Coin Counting - Non Customers | 10% | Not stated | None |
| Returned Deposited Item | $5 | per item | None |
| Night Depository - Key Replacement | $20 | per item | None |
Account Services | |||
| Notary Service - Customers | No charge | Not stated | None |
| Notary Service - Non Customer | $10 | per item | None |
| Lock Replacement / Drilling | $150Not compared: Box drilling or key fee | Not stated | None |
| Replace Lost Key | $20Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Drilling | $250Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Late Fee | $5Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Lost Key Charge | $20Not compared: Box drilling or key fee | per item | None |
| Garnishments | $25 | per item | None |
| Tax Levy | $25 | per item | None |
Other Fees | |||
| Duplicate Statements (mailed to multiple addresses) | $5Not compared: Monthly charge, not per item | per month | None |
| Photocopy (black & white) | $0.25 | per item | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Legacy Bank operates, and what regulators and customers have on file.
In Wichita, KS, Legacy Bank holds 2.6% of bank deposits, #8 of 46, with 9 offices.
270 offices of 63 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 46 institutions shown. $23.2B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 2.6% share, 9 offices, #8 of 46
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
61 offices of 17 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
None on file with the Federal Reserve
The Federal Reserve has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
We check once a day and send one email covering every change.