Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
38th percentile; peer median 2.1%
FDIC call report data · Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 15, 2026
Call-report figures are for The Peoples Bank Co. at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,412 banks with $300M to $1B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | The Peoples Bank Co.'s published fee schedule; Bank Fee Index medians | Current schedule | Oct 15, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 1.6% of revenue, below the 2.1% median of 1,412 banks with $300M to $1B in assets (38th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $122K in Q2 2026, 3.9% below the same quarter a year earlier ($127K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for The Peoples Bank Co. (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $122K | −$3K | −2.4% |
| Q1 2026 | $125K | +$2K | +1.6% |
| Q4 2025 | $123K | +$4K | +3.4% |
| Q3 2025 | $119K | −$8K | −6.3% |
| Q2 2025 | $127K | +$8K | +6.7% |
| Q1 2025 | $119K | −$10K | −7.8% |
| Q4 2024 | $129K | +$3K | +2.4% |
| Q3 2024 | $126K | +$8K | +6.8% |
Financial cohort: 1,433 banks with $300M to $1B in assets filing for Q2 2026; 1,412 reported a share above 0% and are counted, The Peoples Bank Co. left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to The Peoples Bank Co. by share.
They stay out of every comparison until review is done.
per month
per month
per month
per month
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Monthly Maintenance (audience not stated, treated as personal) | $12 | per month | None |
| Monthly service charge (audience not stated, treated as personal) | $4 | per month | None |
| Monthly service charge (audience not stated, treated as personal) | $11 | per month | None |
| Monthly service fee (audience not stated, treated as personal) | $12 | per month | None |
| Monthly service fee (audience not stated, treated as personal) | $11 | per month | None |
| Paper Statement (audience not stated, treated as personal) | $6 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Monthly Maintenance | $11 | per month | None |
| Monthly Maintenance | $11 | per month | None |
| Monthly service fee | $5 | per month | None |
| Monthly service fee | $5 | per month | None |
| Free e-Statements or Paper Statement handling fee | $6 | Not stated | None |
| Free e-Statements or Paper Statement handling fee | $6 | Not stated | None |
Other feesUnder review | |||
| Discretionary/variable credit given back on | Not stated | per month | None |
| Fee for each check drawn on account | $0.20 | Not stated | None |
| fee per ACH Item | $0.05 | Not stated | None |
| fee per check drawn on account | $0.20 | per item | None |
| fee per deposited item (check) | $0.20 | Not stated | None |
| Per check fee for each check over 30 per month | $0.20 | per month | None |
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where The Peoples Bank Co. operates, and what regulators and customers have on file.
Branch footprint
7 offices in 1 state, $738.8M in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| Outside a metro area | 7 | $738.8M |
Largest competitors nearby
Local market: Mercer and Auglaize counties, OH, where it holds the most deposits.
| 14 in its local market | Deposit share |
|---|---|
| First Financial Bank | 16.6% |
| Minster Bank | 15.6% |
| The St. Henry Bank | 12% |
| First National Bank in New Bremen | 9.5% |
| JPMorgan Chase Bank, National Association | 5.6% |
This bank holds 23% of the deposits there.
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
Enforcement actions
None on file with the Federal Reserve
The Federal Reserve has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows