Midwest Bank

Headquarters: Detroit Lakes, Minnesota
Charter: Bank
Assets: $984.5M
Fed district: Minneapolis

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Apr 20, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Midwest Bank: $25
Midwest Bank: $25
U.S. median: no median
Stop Payment
Midwest Bank: $25
Midwest Bank: $25
U.S. median: no median
Cashier's Check
Midwest Bank: $5
Midwest Bank: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Midwest Bank’s own schedules, with a source for each figure.

Account Maintenance

Closing Fee (If closed within 90 days of opening)$25
Dormant Account Fee (Per month)$5
per month
Account Research and Balancing$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Charge$25
Continuous Overdraft Charge$5
Overdraft Daily Cap$125
per day

ATM & Card

ATM/Debit Card Replacement$8
per item

Check Services

Cashier’s Checks$5
Personal Money Orders$1.50
Stop Payment Charge (Per Item)$25
per item
Foreign Check Processing$4

Digital & Electronic

Bill Pay & Zelle$25
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Loose Coin Counting Fee (audience not stated, treated as personal)10%
Deposit Item Return Charge (Per Return)$4
per item

Account Services

Safe Deposit Boxes (sizes vary per location)$20
Safe Deposit Drilling Fee$300
Not compared: Box drilling or key fee
Safe Deposit Key Replacement Charge$25
Not compared: Box drilling or key fee

Other Fees

Copy of Bank Statements$3
per item
Photocopies$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Closing Fee (If closed within 90 days of opening)	$25	Not stated	None
Dormant Account Fee (Per month)	$5	per month	None
Account Research and Balancing	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Charge	$25	Not stated	None
Continuous Overdraft Charge	$5	Not stated	None
Overdraft Daily Cap	$125	per day	None
ATM & Card
ATM/Debit Card Replacement	$8	per item	None
Check Services
Cashier’s Checks	$5	Not stated	None
Personal Money Orders	$1.50	Not stated	None
Stop Payment Charge (Per Item)	$25	per item	None
Foreign Check Processing	$4	Not stated	None
Digital & Electronic
Bill Pay & Zelle	$25Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Loose Coin Counting Fee (audience not stated, treated as personal)	10%	Not stated	None
Deposit Item Return Charge (Per Return)	$4	per item	None
Account Services
Safe Deposit Boxes (sizes vary per location)	$20	Not stated	None
Safe Deposit Drilling Fee	$300Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Key Replacement Charge	$25Not compared: Box drilling or key fee	Not stated	None
Other Fees
Copy of Bank Statements	$3	per item	None
Photocopies	$0.25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Apr 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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