Midwest Bank

Headquarters: Detroit Lakes, Minnesota
Charter: Bank
Assets: $984.5M
Fed district: Minneapolis

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Apr 20, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Midwest Bank: $25
Midwest Bank: $25
U.S. median: no median
Stop Payment
Midwest Bank: $25
Midwest Bank: $25
U.S. median: no median
Cashier's Check
Midwest Bank: $5
Midwest Bank: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Midwest Bank · $985M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$952M to $1B in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Midwest Bank(this institution)	Detroit Lakes, MN	$985M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Calvin B. Taylor Banking Company of Berlin, Maryland	Berlin, MD	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Central Bank	Little Rock, AR	$955M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Dream First Bank, National Association	Syracuse, KS	$964M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Dundee Bank	Omaha, NE	$976M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Bank & Trust Co.	Duncan, OK	$952M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Federal Bank of Kansas City	Lees Summit, MO	$993M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Federal Community Bank, National Association	Dover, OH	$995M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Metro Bank	Muscle Shoals, AL	$1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First National Bank and Trust Company of Weatherford	Weatherford, TX	$968M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Security Bank	Batesville, MS	$977M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First State Bank	Waynesboro, MS	$952M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Haven Savings Bank	Hoboken, NJ	$987M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
HomeTown Bank, National Association	Galveston, TX	$990M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
International Bank of Chicago	Chicago, IL	$983M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania	Jonestown, PA	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Kirkpatrick Bank	Edmond, OK	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Presidential Bank, FSB	Bethesda, MD	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
River Bank	Stoddard, WI	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Texas Bank	Henderson, TX	$954M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Bank of Old Monroe	Old Monroe, MO	$995M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The First National Bank of Middle Tennessee	Mcminnville, TN	$952M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The Killbuck Savings Bank Company	Killbuck, OH	$954M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Port Washington State Bank	Port Washington, WI	$1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Torrington Savings Bank	Torrington, CT	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Vision Bank	Ada, OK	$1000M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Midwest Bank does not publish a monthly maintenance fee in the index.

The peer median is $7.50 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.

Monthly maintenance fee in dollars, one mark per institution

Midwest Bank does not publish a monthly maintenance fee, so it is not on this chart.

Midwest BankPeer (equal prices stack)Peer medianInclude $20 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Midwest Bank’s own schedules, with a source for each figure.

Account Maintenance

Closing Fee (If closed within 90 days of opening)$25
Dormant Account Fee (Per month)$5
per month
Account Research and Balancing$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Charge$25
Continuous Overdraft Charge$5
Overdraft Daily Cap$125
per day

ATM & Card

ATM/Debit Card Replacement$8
per item

Check Services

Cashier’s Checks$5
Personal Money Orders$1.50
Stop Payment Charge (Per Item)$25
per item
Foreign Check Processing$4

Digital & Electronic

Bill Pay & Zelle$25
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Loose Coin Counting Fee (audience not stated, treated as personal)10%
Deposit Item Return Charge (Per Return)$4
per item

Account Services

Safe Deposit Boxes (sizes vary per location)$20
Safe Deposit Drilling Fee$300
Not compared: Box drilling or key fee
Safe Deposit Key Replacement Charge$25
Not compared: Box drilling or key fee

Other Fees

Copy of Bank Statements$3
per item
Photocopies$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Closing Fee (If closed within 90 days of opening)	$25	Not stated	None
Dormant Account Fee (Per month)	$5	per month	None
Account Research and Balancing	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Charge	$25	Not stated	None
Continuous Overdraft Charge	$5	Not stated	None
Overdraft Daily Cap	$125	per day	None
ATM & Card
ATM/Debit Card Replacement	$8	per item	None
Check Services
Cashier’s Checks	$5	Not stated	None
Personal Money Orders	$1.50	Not stated	None
Stop Payment Charge (Per Item)	$25	per item	None
Foreign Check Processing	$4	Not stated	None
Digital & Electronic
Bill Pay & Zelle	$25Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Loose Coin Counting Fee (audience not stated, treated as personal)	10%	Not stated	None
Deposit Item Return Charge (Per Return)	$4	per item	None
Account Services
Safe Deposit Boxes (sizes vary per location)	$20	Not stated	None
Safe Deposit Drilling Fee	$300Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Key Replacement Charge	$25Not compared: Box drilling or key fee	Not stated	None
Other Fees
Copy of Bank Statements	$3	per item	None
Photocopies	$0.25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Apr 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Midwest Bank's nsf / returned item changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Midwest Bank: $25
Midwest Bank: $25
U.S. median: no median
Stop Payment
Midwest Bank: $25
Midwest Bank: $25
U.S. median: no median
Cashier's Check
Midwest Bank: $5
Midwest Bank: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 20, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Midwest Bank · $985M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$952M to $1B in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Midwest Bank(this institution)	Detroit Lakes, MN	$985M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Calvin B. Taylor Banking Company of Berlin, Maryland	Berlin, MD	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Central Bank	Little Rock, AR	$955M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Dream First Bank, National Association	Syracuse, KS	$964M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Dundee Bank	Omaha, NE	$976M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Bank & Trust Co.	Duncan, OK	$952M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Federal Bank of Kansas City	Lees Summit, MO	$993M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Federal Community Bank, National Association	Dover, OH	$995M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Metro Bank	Muscle Shoals, AL	$1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First National Bank and Trust Company of Weatherford	Weatherford, TX	$968M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Security Bank	Batesville, MS	$977M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First State Bank	Waynesboro, MS	$952M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Haven Savings Bank	Hoboken, NJ	$987M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
HomeTown Bank, National Association	Galveston, TX	$990M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
International Bank of Chicago	Chicago, IL	$983M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania	Jonestown, PA	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Kirkpatrick Bank	Edmond, OK	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Presidential Bank, FSB	Bethesda, MD	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
River Bank	Stoddard, WI	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Texas Bank	Henderson, TX	$954M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Bank of Old Monroe	Old Monroe, MO	$995M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The First National Bank of Middle Tennessee	Mcminnville, TN	$952M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The Killbuck Savings Bank Company	Killbuck, OH	$954M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Port Washington State Bank	Port Washington, WI	$1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Torrington Savings Bank	Torrington, CT	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Vision Bank	Ada, OK	$1000M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Midwest Bank does not publish a monthly maintenance fee in the index.

The peer median is $7.50 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.

Monthly maintenance fee in dollars, one mark per institution

Midwest Bank does not publish a monthly maintenance fee, so it is not on this chart.

Midwest BankPeer (equal prices stack)Peer medianInclude $20 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Midwest Bank’s own schedules, with a source for each figure.

Account Maintenance

Closing Fee (If closed within 90 days of opening)$25
Dormant Account Fee (Per month)$5
per month
Account Research and Balancing$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Charge$25
Continuous Overdraft Charge$5
Overdraft Daily Cap$125
per day

ATM & Card

ATM/Debit Card Replacement$8
per item

Check Services

Cashier’s Checks$5
Personal Money Orders$1.50
Stop Payment Charge (Per Item)$25
per item
Foreign Check Processing$4

Digital & Electronic

Bill Pay & Zelle$25
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Loose Coin Counting Fee (audience not stated, treated as personal)10%
Deposit Item Return Charge (Per Return)$4
per item

Account Services

Safe Deposit Boxes (sizes vary per location)$20
Safe Deposit Drilling Fee$300
Not compared: Box drilling or key fee
Safe Deposit Key Replacement Charge$25
Not compared: Box drilling or key fee

Other Fees

Copy of Bank Statements$3
per item
Photocopies$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Closing Fee (If closed within 90 days of opening)	$25	Not stated	None
Dormant Account Fee (Per month)	$5	per month	None
Account Research and Balancing	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Charge	$25	Not stated	None
Continuous Overdraft Charge	$5	Not stated	None
Overdraft Daily Cap	$125	per day	None
ATM & Card
ATM/Debit Card Replacement	$8	per item	None
Check Services
Cashier’s Checks	$5	Not stated	None
Personal Money Orders	$1.50	Not stated	None
Stop Payment Charge (Per Item)	$25	per item	None
Foreign Check Processing	$4	Not stated	None
Digital & Electronic
Bill Pay & Zelle	$25Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Loose Coin Counting Fee (audience not stated, treated as personal)	10%	Not stated	None
Deposit Item Return Charge (Per Return)	$4	per item	None
Account Services
Safe Deposit Boxes (sizes vary per location)	$20	Not stated	None
Safe Deposit Drilling Fee	$300Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Key Replacement Charge	$25Not compared: Box drilling or key fee	Not stated	None
Other Fees
Copy of Bank Statements	$3	per item	None
Photocopies	$0.25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Apr 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.