Central Bank

Headquarters: Little Rock, Arkansas
Charter: Bank
Assets: $954.6M
Fed district: St. Louis

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Central Bank: $30
Central Bank: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Central Bank: $20
Central Bank: $20
U.S. median: no median
Stop Payment
Central Bank: $30
Central Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Central Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee: Checking Account (per month)$5
per month
Dormant Account Fee: Savings Account (per quarter)$5
Not compared: Quarterly charge, not monthly
per quarter
Account Balancing Assistance: Each Additional Hour$30
per item
Account Balancing Assistance: First Hour$20
Account Research: Each Additional Hour$30
per item
Account Research: First Hour$20

Overdraft & NSF

Nonsufficient Funds "NSF" (per item)$30
per item

ATM & Card

Debit Card Replacement$5

Wire Transfers

Wire Domestic Outgoing$20
‘Wire Domestic Incoming$15
‘Wire International Outgoing$45
Wire International Incoming$25

Check Services

Official Bank or Cashier Check: Customer$5
Official Bank or Cashier Check: Non-Customer$10
Money Orders (Customers Only)$5
Stop Payment Fee (per item)$30
per item
Temporary Checks (12 checks)$2
Check copy fee$1
per item

Digital & Electronic

ACH Origination: Notice of Change$5
ACH Origination: Per Transaction/File$5
per item
ACH Origination: Per Transaction/Originated$0.05
per item
ACH Origination: Software$25
ACH Origination: Software$2,500
ACH Origination: Return Items (per item)$5
per item

Account Services

Notary Public (non customer)$5
Safety Deposit Box Drill Fee$150
Not compared: Box drilling or key fee
Safety Deposit Box Late Payment Fee (audience not stated, treated as personal)$10
Not compared: Box drilling or key fee
Safety Deposit Box Lost Key (per key)$10
Not compared: Box drilling or key fee
per item
Safety Deposit Box Rental 5X10 (annual)$45
per year
Safety Deposit Box Rental 8X10 (annual)$85
per year
Levy Gamishment$100

Other Fees

Account Research: Research Copy(per page)$1
Not compared: Charged per page; comparison unavailable
per page
Fax$5
Photocopy(per copy)$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee: Checking Account (per month)	$5	per month	None
Dormant Account Fee: Savings Account (per quarter)	$5Not compared: Quarterly charge, not monthly	per quarter	None
Account Balancing Assistance: Each Additional Hour	$30	per item	None
Account Balancing Assistance: First Hour	$20	Not stated	None
Account Research: Each Additional Hour	$30	per item	None
Account Research: First Hour	$20	Not stated	None
Overdraft & NSF
Nonsufficient Funds "NSF" (per item)	$30	per item	None
ATM & Card
Debit Card Replacement	$5	Not stated	None
Wire Transfers
Wire Domestic Outgoing	$20	Not stated	None
‘Wire Domestic Incoming	$15	Not stated	None
‘Wire International Outgoing	$45	Not stated	None
Wire International Incoming	$25	Not stated	None
Check Services
Official Bank or Cashier Check: Customer	$5	Not stated	None
Official Bank or Cashier Check: Non-Customer	$10	Not stated	None
Money Orders (Customers Only)	$5	Not stated	None
Stop Payment Fee (per item)	$30	per item	None
Temporary Checks (12 checks)	$2	Not stated	None
Check copy fee	$1	per item	None
Digital & Electronic
ACH Origination: Notice of Change	$5	Not stated	None
ACH Origination: Per Transaction/File	$5	per item	None
ACH Origination: Per Transaction/Originated	$0.05	per item	None
ACH Origination: Software	$25	Not stated	None
ACH Origination: Software	$2,500	Not stated	None
ACH Origination: Return Items (per item)	$5	per item	None
Account Services
Notary Public (non customer)	$5	Not stated	None
Safety Deposit Box Drill Fee	$150Not compared: Box drilling or key fee	Not stated	None
Safety Deposit Box Late Payment Fee (audience not stated, treated as personal)	$10Not compared: Box drilling or key fee	Not stated	None
Safety Deposit Box Lost Key (per key)	$10Not compared: Box drilling or key fee	per item	None
Safety Deposit Box Rental 5X10 (annual)	$45	per year	None
Safety Deposit Box Rental 8X10 (annual)	$85	per year	None
Levy Gamishment	$100	Not stated	None
Other Fees
Account Research: Research Copy(per page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Fax	$5	Not stated	None
Photocopy(per copy)	$2	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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