First United Bank and Trust Company

Headquarters: Durant, Oklahoma
Charter: Bank
Assets: $16.6B
Fed district: Kansas City

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First United Bank and Trust Company: $35
First United Bank and Trust Company: $35
U.S. median: no median
NSF / Returned Item
First United Bank and Trust Company: $35
First United Bank and Trust Company: $35
U.S. median: no median
Non-Network ATM
First United Bank and Trust Company: $1.50
First United Bank and Trust Company: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First United Bank and Trust Company’s own schedules, with a source for each figure.

Overdraft & NSF

Overdraft Item Charge (per item)$35
per item
NSF Charge (per item)$35
per item

ATM & Card

ATM Foreign Transaction fee$1.50
Visa Debit Card Replacement$5

Wire Transfers

Incoming Wire Fees (Wire In Fee): Domestic Incoming$13
Incoming Wire Fees (Wire In Fee): International Incoming$16

Check Services

Cashier’s Check$6
Money Orders$4
Stop Payment Charge (per request)$33
per item
Check Cashing (audience not stated, treated as personal)5%
Collection Item/Draft$17
per item

Account Services

Tax Levy and Garnishment Fees$75

Other Fees

Photocopy (per page)$0.35
per item

Fee	Amount	Basis	Note
Overdraft & NSF
Overdraft Item Charge (per item)	$35	per item	None
NSF Charge (per item)	$35	per item	None
ATM & Card
ATM Foreign Transaction fee	$1.50	Not stated	None
Visa Debit Card Replacement	$5	Not stated	None
Wire Transfers
Incoming Wire Fees (Wire In Fee): Domestic Incoming	$13	Not stated	None
Incoming Wire Fees (Wire In Fee): International Incoming	$16	Not stated	None
Check Services
Cashier’s Check	$6	Not stated	None
Money Orders	$4	Not stated	None
Stop Payment Charge (per request)	$33	per item	None
Check Cashing (audience not stated, treated as personal)	5%	Not stated	None
Collection Item/Draft	$17	per item	None
Account Services
Tax Levy and Garnishment Fees	$75	Not stated	None
Other Fees
Photocopy (per page)	$0.35	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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