21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Home Town Checking $5 · Performance Plus Checking $12 · Partnership Plus Checking $25
Compared at $12, the middle of its prices
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Connecticut, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Windsor Federal Bank’s own schedules, with a source for each figure.
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Home Town Checking Monthly Service Fees | $5 | per month | None |
| Partnership Plus Checking Monthly Service Fees | $25 | per month | None |
| Performance Plus Checking Monthly Service Fees | $12 | per month | None |
| Inactive Account Monthly Fee | $5 | per month | None |
| Paper Statement Fee | $5 | Not stated | None |
Overdraft & NSF | |||
| Non-Sufficient Funds Fee | $45 | Not stated | None |
| Overdraft Protection transfer from 7,9 | $5 | Not stated | None |
ATM & Card | |||
| ATM or Debit card replacement | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Domestic Outgoing | $25 | Not stated | None |
| Wire Transfer - Domestic Incoming | $15 | Not stated | None |
| Wire Transfer - International Incoming | $20 | Not stated | None |
Check Services | |||
| Bank Checks | $7.50 | Not stated | None |
| Varies: Money Orders | $5 | Not stated | None |
| Stop Payments | $30 | Not stated | None |
| US Dollars: Temporary Checks (3) | $3 | Not stated | None |
| Canadian Check Collection (per item) | $15 | per item | None |
| Copy Fee (statement, check, etc.) | $5 | Not stated | None |
Digital & Electronic | |||
| Online & Mobile Banking / Bill Payment | No charge | Not stated | None |
Account Services | |||
| Notary Service - Accountholder only | No charge | Not stated | None |
| Drilling Fee / Lost Key Fee | $225Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10”x10” | $125 | Not stated | None |
| Safe Deposit Box 2” x5” | $30 | Not stated | None |
| Safe Deposit Box 2”x10” | $50 | Not stated | None |
| Safe Deposit Box 3” x5” | $40 | Not stated | None |
| Safe Deposit Box 3”x10” | $60 | Not stated | None |
| Safe Deposit Box 5”x10” | $80 | Not stated | None |
| Safe Deposit Box 5”x5” | $50 | Not stated | None |
| Wire Transfers: Legal Document Servicing on Account | $125 | Not stated | None |
Lending Fees | |||
| Late Payment Fee | $25 | Not stated | None |
| Appraisal Fee and Appraisal Review Fee | $785 | one time | None |
Other Fees | |||
| Annual fee | $30Not compared: Annual charge, not per item | per year | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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