First Service Bank

Headquarters: Greenbrier, Arkansas
Charter: Bank
Assets: $1.0B
Fed district: St. Louis

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
First Service Bank: $5 to $10
First Service Bank: $5 to $10
U.S. median: no median
Overdraft (OD)
First Service Bank: $29.95
First Service Bank: $29.95
U.S. median: no median
NSF / Returned Item
First Service Bank: $29.95
First Service Bank: $29.95
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Service Bank’s own schedules, with a source for each figure.

Account Maintenance

Low monthly maintenance fee$10
per month
Service charge per month$5
per month
Dormant Account Fee (checking)- Per Month After Dormant for 1 Year$5
per month
Research Fee-Per Hour$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft fee$29.95
per item
Insufficient Funds / NSF Charge (per item)$29.95
per item

ATM & Card

ATM Fees (non-First Service Bank and MoneyPass ATMs)- Inquiry$1
ATM Fees (non-First Service Bank and MoneyPass ATMs)- Transfer$1
ATM Fees (non-First Service Bank and MoneyPass ATMs)- Withdrawal$2
Debit Card Replacement Debit Card$5
Rush Debit Card and PIN Mailer$50

Wire Transfers

Wire Transfers (Customers Only)- Outgoing$25
Wire Transfers (Customers Only)- IncomingNo charge

Check Services

Stop Payment$30
Temporary Checks Free at account opening; then$3
per item
Collections-Foreign and Domestic (returned items)$25

Digital & Electronic

Internet Banking (with or without Bill Pay)No charge

Account Services

Notary ServicesNo charge
Safe Deposit Box Annual Rent 10 x 10$60
per year
Safe Deposit Box Annual Rent 15 x 15$75
per year
Safe Deposit Box Annual Rent 3 x 10$32
per year
Safe Deposit Box Annual Rent 3 x 5$16
per year
Safe Deposit Box Annual Rent 5 x 10$40
per year
Safe Deposit Box Annual Rent 5 x 5$24
per year
Safe Deposit Box Drilling or Key Replacement(s)$250
Not compared: Box drilling or key fee
Garnishment Processing Fee$50

Gift & Prepaid Cards

Prepaid Reloadable Visa Card for Customers$5
Prepaid Travel EMV Card for Customers$7
Prepaid Visa Gift Card for Customers (non-reloadable)$2

Fee	Amount	Basis	Note
Account Maintenance
Low monthly maintenance fee	$10	per month	None
Service charge per month	$5	per month	None
Dormant Account Fee (checking)- Per Month After Dormant for 1 Year	$5	per month	None
Research Fee-Per Hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft fee	$29.95	per item	None
Insufficient Funds / NSF Charge (per item)	$29.95	per item	None
ATM & Card
ATM Fees (non-First Service Bank and MoneyPass ATMs)- Inquiry	$1	Not stated	None
ATM Fees (non-First Service Bank and MoneyPass ATMs)- Transfer	$1	Not stated	None
ATM Fees (non-First Service Bank and MoneyPass ATMs)- Withdrawal	$2	Not stated	None
Debit Card Replacement Debit Card	$5	Not stated	None
Rush Debit Card and PIN Mailer	$50	Not stated	None
Wire Transfers
Wire Transfers (Customers Only)- Outgoing	$25	Not stated	None
Wire Transfers (Customers Only)- Incoming	No charge	Not stated	None
Check Services
Stop Payment	$30	Not stated	None
Temporary Checks Free at account opening; then	$3	per item	None
Collections-Foreign and Domestic (returned items)	$25	Not stated	None
Digital & Electronic
Internet Banking (with or without Bill Pay)	No charge	Not stated	None
Account Services
Notary Services	No charge	Not stated	None
Safe Deposit Box Annual Rent 10 x 10	$60	per year	None
Safe Deposit Box Annual Rent 15 x 15	$75	per year	None
Safe Deposit Box Annual Rent 3 x 10	$32	per year	None
Safe Deposit Box Annual Rent 3 x 5	$16	per year	None
Safe Deposit Box Annual Rent 5 x 10	$40	per year	None
Safe Deposit Box Annual Rent 5 x 5	$24	per year	None
Safe Deposit Box Drilling or Key Replacement(s)	$250Not compared: Box drilling or key fee	Not stated	None
Garnishment Processing Fee	$50	Not stated	None
Gift & Prepaid Cards
Prepaid Reloadable Visa Card for Customers	$5	Not stated	None
Prepaid Travel EMV Card for Customers	$7	Not stated	None
Prepaid Visa Gift Card for Customers (non-reloadable)	$2	Not stated	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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